{"id":10926,"date":"2025-12-05T14:07:25","date_gmt":"2025-12-05T14:07:25","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=10926"},"modified":"2026-01-12T08:28:55","modified_gmt":"2026-01-12T08:28:55","slug":"edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/","title":{"rendered":"Edelweiss Financial Services Limited NCD IPO &#8211; Dec 2025, should you invest?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#High_Yield_Crisil_AStable_Minimum_Investment_10k_Only\" >High Yield | Crisil A+\/Stable | Minimum Investment: 10k Only<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Bond_overview\" >Bond overview\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Coupon_rates_and_effective_yield_for_each_of_the_series\" >Coupon rates and effective yield for each of the series<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Allocation_Ratio\" >Allocation Ratio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Investment_Process_for_Edelweiss_Financial_Services_Limited_NCD_IPO\" >Investment Process for Edelweiss Financial Services Limited NCD IPO<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Financial_Overview_in_millions\" >Financial Overview (in millions)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Cash_Flow_in_millions\" >Cash Flow (in millions)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Issue_analysis\" >Issue analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#About_Edelweiss_Financial_Services_Limited\" >About Edelweiss Financial Services Limited<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/#Invest_in_Bond_IPO_online_in_just_5_minutes\" >Invest in Bond IPO online in just 5 minutes<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"High_Yield_Crisil_AStable_Minimum_Investment_10k_Only\"><\/span><strong>High Yield | Crisil A+\/Stable | Minimum Investment: 10k Only<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Bond_overview\"><\/span><span style=\"font-weight: 400;\">Bond overview\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Edelweiss Financial Services Limited is issuing the Non-Convertible Debentures. These NCDs are <\/span><span style=\"font-weight: 400;\">Crisil A+\/Stable<\/span><span style=\"font-weight: 400;\">. The NCDs are being issued in ten series: coupon ranges from 8.85% to 10.10% p.a. and different tenures of 24 months, 36 months, 60 months and 120 months. The NCDs are secured and redeemable in nature.<\/span><\/p>\n<div id=\"attachment_10929\" style=\"width: 2026px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" aria-describedby=\"caption-attachment-10929\" class=\"wp-image-10929 size-full\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1.png\" alt=\"Edelweiss Financial Services Limited\" width=\"2016\" height=\"2112\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1.png 2016w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-286x300.png 286w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-977x1024.png 977w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-768x805.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-1466x1536.png 1466w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-1955x2048.png 1955w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-1170x1226.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-1920x2011.png 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135539\/Table-1-1-585x613.png 585w\" sizes=\"(max-width: 2016px) 100vw, 2016px\" \/><p id=\"caption-attachment-10929\" class=\"wp-caption-text\">Edelweiss Financial Services Limited<\/p><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Coupon_rates_and_effective_yield_for_each_of_the_series\"><\/span><span style=\"font-weight: 400;\">Coupon rates and effective yield for each of the series<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-10930 size-full\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1.png\" alt=\"Edelweiss Financial Services Limited\" width=\"2816\" height=\"1536\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1.png 2816w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-300x164.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-1024x559.png 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-768x419.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-1536x838.png 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-2048x1117.png 2048w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-1170x638.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-1920x1047.png 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135734\/Table-2-1-585x319.png 585w\" sizes=\"(max-width: 2816px) 100vw, 2816px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Allocation_Ratio\"><\/span><span style=\"font-weight: 400;\">Allocation Ratio<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The Allocation Ratio for an IPO is determined according to SEBI regulations and requires SEBI approval before its announcement. Following the closure of the IPO subscription, applications are categorized. The specific category-wise Allocation Ratio is established and declared when the IPO is launched. Units are then assigned to applicants based on this ratio. For the Edelweiss Financial Services Limited NCD-IPO, please refer to the provided chart for the application ratio.<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-10931 size-full\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1.png\" alt=\"Edelweiss Financial Services Limited\" width=\"2816\" height=\"1504\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1.png 2816w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-300x160.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-1024x547.png 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-768x410.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-1536x820.png 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-2048x1094.png 2048w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-1170x625.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-1920x1025.png 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05135920\/Pie-Chart-1-585x312.png 585w\" sizes=\"(max-width: 2816px) 100vw, 2816px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Investment_Process_for_Edelweiss_Financial_Services_Limited_NCD_IPO\"><\/span><span style=\"font-weight: 400;\">Investment Process for Edelweiss Financial Services Limited NCD IPO<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You can invest in IPOs via GoldenPi in these easy steps. <\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-10932 size-full\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140108\/Screenshot-2025-12-05-152558.png\" alt=\"Bond Investment\" width=\"753\" height=\"216\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140108\/Screenshot-2025-12-05-152558.png 753w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140108\/Screenshot-2025-12-05-152558-300x86.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140108\/Screenshot-2025-12-05-152558-585x168.png 585w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Financial_Overview_in_millions\"><\/span><span style=\"font-weight: 400;\">Financial Overview (in millions)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Snapshot stating the Net Worth, PAT, Total Income<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-10933 size-full\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1.png\" alt=\"Edelweiss Financial Services Limited\" width=\"2816\" height=\"1504\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1.png 2816w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-300x160.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-1024x547.png 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-768x410.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-1536x820.png 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-2048x1094.png 2048w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-1170x625.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-1920x1025.png 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140229\/Financial-Overview-1-585x312.png 585w\" sizes=\"(max-width: 2816px) 100vw, 2816px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Cash_Flow_in_millions\"><\/span><span style=\"font-weight: 400;\">Cash Flow (in millions)<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-10934 size-full\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1.png\" alt=\"Edelweiss Financial Services Limited\" width=\"2816\" height=\"1504\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1.png 2816w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-300x160.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-1024x547.png 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-768x410.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-1536x820.png 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-2048x1094.png 2048w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-1170x625.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-1920x1025.png 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140350\/Cash-Flow-1-585x312.png 585w\" sizes=\"(max-width: 2816px) 100vw, 2816px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Cash flow is the net movement of cash both into and out of a business over a specific period. This movement is typically categorized into three main activities:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cash Flow from Operating Activities:<\/b><span style=\"font-weight: 400;\"> This indicates the cash a company generates directly from its core business operations, such as selling products or services.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cash Flow from Investing Activities:<\/b><span style=\"font-weight: 400;\"> This reflects the cash generated or spent on investments, including the purchase or sale of long-term assets (like property, plant, and equipment) and the buying or selling of securities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cash Flow from Financing Activities:<\/b><span style=\"font-weight: 400;\"> This provides insight into a company&#8217;s financial structure and stability for investors, showing the net cash flows used to fund the business, such as issuing debt, paying dividends, or raising equity.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ratio Analysis<\/span><\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-10935 size-full\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1.png\" alt=\"Edelweiss Financial Services Limited\" width=\"2752\" height=\"1536\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1.png 2752w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-300x167.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-1024x572.png 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-768x429.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-1536x857.png 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-2048x1143.png 2048w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-1170x653.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-1920x1072.png 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2025\/12\/05140539\/Ratio-Analysis-1-585x327.png 585w\" sizes=\"(max-width: 2752px) 100vw, 2752px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Issue_analysis\"><\/span><span style=\"font-weight: 400;\">Issue analysis<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pros:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The ratings of the company is\u00a0 ICRA A\/Stable ensuring more safe investments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The yield offered is up to 10.25% which is much higher than many traditional fixed-income investments like FDs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Profit After Tax increased steadily from \u20b9405.56 (2023) to \u20b9528.05 (2024) and further to \u20b9535.82 (2025). This indicates improving profitability and stronger operational performance over the last three years.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Cons:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The company is prone to regulatory risk associated with SEBI and other regulators as well.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A slight rise in the Debt-Equity ratio indicates that the company is gradually relying more on borrowings, which may require closer monitoring if the trend continues.<\/span><\/li>\n<\/ul>\n<p><a href=\"https:\/\/goldenpi.com\/bond-better-return-fds\"><b>To get better returns than Bank FDs, invest in NCD-IPOs online. <\/b><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"About_Edelweiss_Financial_Services_Limited\"><\/span><span style=\"font-weight: 400;\">About Edelweiss Financial Services Limited<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Edelweiss Financial Services Limited is a diversified financial services group in India, offering a wide range of solutions across retail lending, asset management, distressed asset recovery, and insurance. It serves a broad customer base that includes individuals, small and medium enterprises, and corporate clients in both urban and rural regions. The company delivers products such as home loans, business and SME financing, mutual funds, alternative investment options, and life and general insurance. Its operations are supported by a network of 293 branches across 136 cities.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Strength:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Diversified operations across credit, franchise advisory, and insurance provide multiple revenue streams.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Strong credit rating support with Crisil A+\/Stable outlook reflects adequate capacity for financial obligations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">PAT showed a steady rise from \u20b9405.56 million (2023) to \u20b9528.05 million (2024) and \u20b9535.82 million (2025), indicating a gradual improvement in profitability despite volatility in other areas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Total income remained consistently high in FY 2024 and FY 2025 at \u20b996,015.75 million and \u20b995,187.14 million, reflecting stable business operations and sustained revenue momentum.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Debt-to-equity ratio increased only slightly from 0.54 to 0.56, showing the company is maintaining a balanced capital structure without overleveraging.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Weakness:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Edelweiss Financial Services operates with a relatively elevated net debt-to-equity position compared to peers, and the rising interest expenses highlight the need for continued focus on debt optimisation to support long-term profitability.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest coverage ratio fell sharply from 2.58 to 0.84, indicating reduced ability to comfortably service interest obligations and rising financial stress.<\/span><\/li>\n<\/ul>\n<h1><span class=\"ez-toc-section\" id=\"Invest_in_Bond_IPO_online_in_just_5_minutes\"><\/span><a href=\"https:\/\/goldenpi.com\/bond-ipo-online\"><b>Invest in Bond IPO online in just 5 minutes<\/b><\/a><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><span style=\"font-weight: 400;\">Source: Prospectus November 27, 2025<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Disclaimer- The information is published as on date 05\/12\/2025. It may be subject to change in case of change in terms of prospectus or any other reason as the case maybe. Contents which are exclusively for educational information\/knowledge sharing on capital market concepts and has no influence the investment\/sale decisions of any investors<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>High Yield | Crisil A+\/Stable | Minimum Investment: 10k Only Bond overview\u00a0 Edelweiss Financial Services Limited is issuing the Non-Convertible Debentures. These&hellip;<\/p>\n","protected":false},"author":11,"featured_media":11394,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[113,26],"tags":[94,100,857],"class_list":["post-10926","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ncd-ipo","category-investment-guide","tag-ncd-ipo","tag-invest-in-ipo","tag-edelweiss-financial-services-limited"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Edelweiss Financial Services Limited NCD IPO - Dec 2025, should you invest? - GoldenPi | Blogs<\/title>\n<meta name=\"description\" content=\"Read before investing - Detailed information on Edelweiss Financial Services Limited NCD IPO\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/edelweiss-financial-services-limited-ncd-ipo-dec-2025-should-you-invest\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Edelweiss Financial Services Limited NCD IPO - Dec 2025, should you invest? 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