{"id":12532,"date":"2026-03-02T10:09:23","date_gmt":"2026-03-02T10:09:23","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=12532"},"modified":"2026-04-02T10:13:53","modified_gmt":"2026-04-02T10:13:53","slug":"lic-housing-finance-fd-interest-rates","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/","title":{"rendered":"LIC Housing Finance FD Interest Rates 2026"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">LIC Housing Finance is one of the biggest housing finance companies in India that offers several fixed deposit schemes to suit different investors. Currently, LIC Housing Finance offers three main types of FD schemes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sanchay Public Deposits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Corporate Fixed Deposits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Green Deposits<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">As of 27th March 2026, LIC Housing Finance FD interest rates range from 6.70% to 6.90% p.a. for FDs up to \u20b93 Crore under the Sanchay Public Deposit scheme. Seniors enjoy an additional 0.25% p.a.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To check out more details about the latest LIC Housing Finance FD interest rates, keep reading this article.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#LIC_Housing_Finance_FD_Interest_Rates_%E2%80%93_Sanchay_Public_Deposit\" >LIC Housing Finance FD Interest Rates &#8211; Sanchay Public Deposit\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Cumulative_FD_Interest_Rates\" >Cumulative FD Interest Rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Non-Cumulative_FD_Interest_Rates\" >Non-Cumulative FD Interest Rates<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Some_Important_Points_to_Note\" >Some Important Points to Note<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#LIC_Housing_Finance_FD_Interest_Rates_%E2%80%93_Corporate_Deposit_up_to_%E2%82%B920_Crore\" >LIC Housing Finance FD Interest Rates &#8211; Corporate Deposit (up to \u20b920 Crore)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Cumulative_Corporate_FD_Interest_Rates\" >Cumulative Corporate FD Interest Rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Non-Cumulative_Corporate_FD_Interest_Rates\" >Non-Cumulative Corporate FD Interest Rates<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Some_Important_Points_to_Note-2\" >Some Important Points to Note<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#LIC_Housing_Finance_FD_Interest_Rates_%E2%80%93_Green_Deposit\" >LIC Housing Finance FD Interest Rates &#8211; Green Deposit\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Cumulative_FD_Interest_Rates-2\" >Cumulative FD Interest Rates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Non-Cumulative_FD_Interest_Rates-2\" >Non-Cumulative FD Interest Rates<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Some_Important_Points_to_Note-3\" >Some Important Points to Note<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#Looking_for_Better_Returns_Try_the_FDs_Listed_on_GoldenPi\" >Looking for Better Returns? Try the FDs Listed on GoldenPi\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#LIC_Housing_Finance_FD_Interest_Rates_2026_FAQs\" >LIC Housing Finance FD Interest Rates 2026 FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#1_What_is_the_highest_FD_interest_rate_offered_by_LIC_Housing_Finance_in_2026\" >1. What is the highest FD interest rate offered by LIC Housing Finance in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#2_Are_LIC_Housing_Finance_FDs_safe\" >2. Are LIC Housing Finance FDs safe?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#3_What_are_the_different_interest_payout_options_available_with_LIC_Housing_Finance_FDs\" >3. What are the different interest payout options available with LIC Housing Finance FDs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/lic-housing-finance-fd-interest-rates\/#4_Can_NRIs_open_a_LIC_Housing_Finance_FD\" >4. Can NRIs open a LIC Housing Finance FD?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"LIC_Housing_Finance_FD_Interest_Rates_%E2%80%93_Sanchay_Public_Deposit\"><\/span><b>LIC Housing Finance FD Interest Rates &#8211; Sanchay Public Deposit\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The Sanchay Public Deposit scheme is the most well-known FD scheme under LIC Housing Finance. Launched in 2007, it is rated AAA\/Stable by CRISIL, meaning a good level of safety.\u00a0<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Cumulative_FD_Interest_Rates\"><\/span><b>Cumulative FD Interest Rates<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The following table displays LIC Housing Finance FD interest rates applicable for cumulative Sanchay Public deposits:<\/span><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th><b>Tenure<\/b><\/th>\n<th><b>Up to \u20b93 Crore<\/b><\/th>\n<th><b>Above \u20b93 Crore<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">1 Year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">15 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">18 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.85%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.85%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.90%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.90%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: These interest rates are valid as of 27th March 2026. But please note that rates are subject to change.<\/span><\/i><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Non-Cumulative_FD_Interest_Rates\"><\/span><b>Non-Cumulative FD Interest Rates<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The following table shows you LIC Housing Finance FD interest rates for 2026 on non-cumulative FDs:\u00a0<\/span><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tbody>\n<tr>\n<td rowspan=\"2\"><b>Tenure<\/b><\/td>\n<td colspan=\"3\"><b>Upto\u00a0 \u20b93 Crore<\/b><\/td>\n<td colspan=\"3\"><b>Above\u00a0 \u20b93 Crore<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Monthly<\/b><\/td>\n<td><b>Quarterly<\/b><\/td>\n<td><b>Yearly<\/b><\/td>\n<td><b>Monthly<\/b><\/td>\n<td><b>Quarterly<\/b><\/td>\n<td><b>Yearly<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1 Year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.40%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.45%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">15 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.45%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">18 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.45%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.85%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.85%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.90%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.90%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: These interest rates are valid as of 27th March 2026. But please note that rates are subject to change.<\/span><\/i><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Some_Important_Points_to_Note\"><\/span><b>Some Important Points to Note<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sanchay Public Deposits can be opened by:<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Resident and non-resident Indians<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Guardians of minors<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">HUFs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Partnership firms<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Co-operative societies<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Trusts<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest is compounded annually under the cumulative option.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum deposit amount is \u20b920,000.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Non-cumulative options have flexible payout options.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Senior citizens enjoy higher interest rates of 0.25% p.a. on all deposit tenures (below <\/span><span style=\"font-weight: 400;\">\u00a0<\/span><span style=\"font-weight: 400;\">\u20b93 Crores).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">75% of the deposit amount can be borrowed as a loan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Premature withdrawal rules are as follows:<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Within 3 months: No interest is paid.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">3 to 6 months: Individual depositors may get 3% p.a., while other categories get no interest.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Post 6 months but before maturity date: Interest is paid at a 1% lower rate than the applicable rate (or up to 2% lower in certain cases if no rate is defined)<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"LIC_Housing_Finance_FD_Interest_Rates_%E2%80%93_Corporate_Deposit_up_to_%E2%82%B920_Crore\"><\/span><b>LIC Housing Finance FD Interest Rates &#8211; Corporate Deposit (up to \u20b920 Crore)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">LIC Housing Finance FD also offers FDs for companies and institutions. Let\u2019s have a look at the LIC Housing Finance FD interest rates for corporate FDs in detail.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Cumulative_Corporate_FD_Interest_Rates\"><\/span><b>Cumulative Corporate FD Interest Rates<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th><b>Term<\/b><\/th>\n<th><b>Up to \u20b95 Cr<\/b><\/th>\n<th><b>\u20b95\u201310 Cr<\/b><\/th>\n<th><b>\u20b910\u201320 Cr<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">1 Year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">15 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">18 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: These interest rates are valid as of 27th March 2026. But please note that rates are subject to change.<\/span><\/i><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Non-Cumulative_Corporate_FD_Interest_Rates\"><\/span><b>Non-Cumulative Corporate FD Interest Rates<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th><b>Term<\/b><\/th>\n<th colspan=\"2\"><b>Up to \u20b95 Crore<\/b><\/th>\n<th colspan=\"2\"><b>\u20b95\u201310 Crore<\/b><\/th>\n<th colspan=\"2\"><b>\u20b910\u201320 Crore<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><\/td>\n<td><b>Quarterly<\/b><\/td>\n<td><b>Yearly<\/b><\/td>\n<td><b>Quarterly<\/b><\/td>\n<td><b>Yearly<\/b><\/td>\n<td><b>Quarterly<\/b><\/td>\n<td><b>Yearly<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">1 Year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.45%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">15 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">18 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: These interest rates are valid as of 27th March 2026. But please note that rates are subject to change.<\/span><\/i><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Some_Important_Points_to_Note-2\"><\/span><b>Some Important Points to Note<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Corporate FDs from LIC Housing Finance are open to public and private companies, local authorities, banks, and other financial institutions that want to park funds in a fixed deposit scheme.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interest is compounded annually and paid at maturity for cumulative corporate FDs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Non-cumulative corporate FDs have quarterly and yearly interest payout options. Interest will be paid as per the following timelines:<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Quarterly: 1st July, 1st October, 1st January, and 31st March.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Annual: On 31st March<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Minimum deposit amount is \u20b920,000. Investment can be done in multiples of \u20b91,000.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"LIC_Housing_Finance_FD_Interest_Rates_%E2%80%93_Green_Deposit\"><\/span><b>LIC Housing Finance FD Interest Rates &#8211; Green Deposit\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Cumulative_FD_Interest_Rates-2\"><\/span><b>Cumulative FD Interest Rates<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">LIC Housing Finance FD interest rates for cumulative green deposits are as follows:<\/span><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th><b>Tenure<\/b><\/th>\n<th><b>Up to \u20b93 Crore<\/b><\/th>\n<th><b>Above \u20b93 Crore<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">1 Year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">18 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: These interest rates are valid as of 27th March 2026. But please note that rates are subject to change.<\/span><\/i><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><span class=\"ez-toc-section\" id=\"Non-Cumulative_FD_Interest_Rates-2\"><\/span><b>Non-Cumulative FD Interest Rates<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Non-cumulative green deposits at LIC Housing Finance earn at the following rates in 2026:<\/span><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th><b>Tenure<\/b><\/th>\n<th><b>Up to \u20b93 Crore(Monthly)<\/b><\/th>\n<th><b>Above \u20b93 Crore (Monthly)<\/b><\/th>\n<th><b>Up to \u20b93 Crore (Yearly)<\/b><\/th>\n<th><b>Above \u20b93 Crore (Yearly)<\/b><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">1 Year<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.40%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.30%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">18 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.45%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.35%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.65%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">2 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.70%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">3 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.55%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">5 Years<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.60%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.80%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: These interest rates are valid as of 27th March 2026. But please note that rates are subject to change.<\/span><\/i><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Some_Important_Points_to_Note-3\"><\/span><b>Some Important Points to Note<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Green Deposit scheme was launched under the RBI\u2019s guidance to increase credit flow for green projects.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The non-cumulative option under the Green Deposit scheme has both monthly and yearly payout options.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Senior citizens get an additional interest of 0.25% p.a. on deposits of up to \u20b93 Crore across tenures.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Same premature withdrawal rules as Sanchay Public Deposits.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Looking_for_Better_Returns_Try_the_FDs_Listed_on_GoldenPi\"><\/span><b>Looking for Better Returns? Try the FDs Listed on GoldenPi\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">For regular investors, LIC Housing Finance FD interest rates range from 6.60%-6.90% p.a. on deposits of up to \u20b93 Crore under the Sanchay deposit scheme, while seniors enjoy 0.25% more. The highest FD rate is offered for a tenure of 5 years.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But if you\u2019re looking for better returns and higher FD interest rates, you can check out the latest FD interest rates offered on bank and NBFC FDs on the <\/span><a href=\"https:\/\/goldenpi.com\/fixed-deposits\"><span style=\"font-weight: 400;\">GoldenPi platform<\/span><\/a><span style=\"font-weight: 400;\">. Here, you\u2019ll find options to earn up to a maximum of 8.15% p.a.!<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"LIC_Housing_Finance_FD_Interest_Rates_2026_FAQs\"><\/span><b>LIC Housing Finance FD Interest Rates 2026 FAQs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_What_is_the_highest_FD_interest_rate_offered_by_LIC_Housing_Finance_in_2026\"><\/span><b>1. What is the highest FD interest rate offered by LIC Housing Finance in 2026?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As of 27th March 2026, the highest FD interest rate offered by LIC Housing Finance is 6.90% p.a. for regular depositors and 7.15% p.a. for senior citizens on a 5-year FD.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Are_LIC_Housing_Finance_FDs_safe\"><\/span><b>2. Are LIC Housing Finance FDs safe?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes. LIC Housing Finance FDs have a AAA\/Stable CRISIL rating. This high credit rating indicates that the issuer has good stability and an extremely low default risk. This makes LIC Housing Finance FDs relatively safe options.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, you should note that these FDs are not covered under the DICGC insurance cover.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_What_are_the_different_interest_payout_options_available_with_LIC_Housing_Finance_FDs\"><\/span><b>3. What are the different interest payout options available with LIC Housing Finance FDs?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">LIC Housing Finance FDs offer cumulative and non-cumulative payout options.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Can_NRIs_open_a_LIC_Housing_Finance_FD\"><\/span><b>4. Can NRIs open a LIC Housing Finance FD?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, NRIs can open LIC Housing Finance FDs. <\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Disclaimer<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<p>This information is for general information purposes only. GoldenPi makes no guarantee on the accuracy of the data provided here; the information displayed is subject to change and is provided on an as-is basis. Nothing contained herein is intended to or shall be deemed to be investment advice, implied or otherwise. Investments in the securities market are subject to market risks. Read all the offer-related documents carefully before investing.<\/p>\n<p><span style=\"font-weight: 400;\">Fixed Deposit schemes are regulated by the Reserve Bank of India. GoldenPi Securities Private Limited is a registered debt broker and acts as a distributor and not as a manufacturer of the product.<\/span><\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What is the highest FD interest rate offered by LIC Housing Finance in 2026?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"As of March 27, 2026, LIC Housing Finance offers a maximum FD interest rate of 6.90% per annum for regular depositors and 7.15% per annum for senior citizens on a 5-year fixed deposit.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Are LIC Housing Finance FDs safe?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, LIC Housing Finance FDs are rated AAA\/Stable by CRISIL, indicating high stability and low default risk. However, these deposits are not covered under DICGC insurance.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"What are the different interest payout options available with LIC Housing Finance FDs?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"LIC Housing Finance FDs offer both cumulative and non-cumulative interest payout options, allowing investors to choose between interest reinvestment or periodic payouts.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Can NRIs open a LIC Housing Finance FD?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Yes, Non-Resident Indians (NRIs) are eligible to open fixed deposits with LIC Housing Finance, subject to applicable terms and conditions.\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>LIC Housing Finance is one of the biggest housing finance companies in India that offers several fixed deposit schemes to suit different&hellip;<\/p>\n","protected":false},"author":8,"featured_media":12533,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[225],"tags":[955,956],"class_list":["post-12532","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-deposit","tag-lic-housing-finance-fd-interest-rates","tag-lic-housing-finance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Check the Latest LIC Housing Finance FD Interest Rates 2026<\/title>\n<meta name=\"description\" content=\"Looking for attractive returns on FDs? 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