Imagine you\u2019re a retiree with a corpus. Maybe it\u2019s \u20b91 crore, maybe \u20b93 crores. But the question that most retirees lose sleep over isn\u2019t how much their corpus is; it\u2019s how long they can make it last. With life expectancy scaling above 82 in urban India, a retirement today can easily stretch to 25 years. Those are 25 years of living costs: groceries and medical bills, coupled with rising costs, all coming out of a pot that isn\u2019t getting refilled by a salary anymore.<\/p>\n\n\n\n
Bonds are quietly becoming the cornerstone of retirement planning. But using them as a source of income for 25 years takes more than just parking your money and collecting interest on it. This article is a guide on how to go about it.<\/p>\n\n\n\n