When it comes to creating a bond portfolio, most investors focus on what to purchase. The 3-bucket approach is a much better question because it involves first asking yourself when you will need this money. In this article, we will discuss what it is, why the 3-bucket framework is important, what to put in each bucket, how to structure your portfolio, and the most common pitfalls that investors must avoid when creating a fixed-income portfolio.<\/p>\n\n\n\n