{"id":14763,"date":"2026-07-11T15:39:00","date_gmt":"2026-07-11T10:09:00","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=14763"},"modified":"2026-07-10T18:46:23","modified_gmt":"2026-07-10T13:16:23","slug":"hudco-plans-3-lakh-crore-loan-book-by-2030","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/","title":{"rendered":"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"State-run_HUDCO_aims_to_increase_its_loan_portfolio_to_%E2%82%B93_lakh_crore_by_2030_targeting_25_growth_in_disbursement_for_FY27_through_expanded_urban_infrastructure_affordable_housing_and_social_impact_bonds_The_company_is_also_focusing_on_AI-driven_project_appraisals_improving_net_NPA_and_supporting_state-level_infrastructure_projects\"><\/span><span data-subtree=\"aimfl,mfl\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\"><span class=\"yADgie\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">State-run HUDCO aims to increase its loan portfolio to \u20b93 lakh crore by 2030, targeting 25% growth in disbursement for FY27 through expanded urban infrastructure, affordable housing, and social impact bonds<\/span><\/span><span class=\"yADgie\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">. The company is also focusing on AI-driven project appraisals, improving net NPA, and supporting state-level infrastructure projects.\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p><strong>State-run housing financing firm aims to ramp up infra lending and utilise modern financing tools to nearly double its portfolio by 2030<\/strong><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#State-run_HUDCO_aims_to_increase_its_loan_portfolio_to_%E2%82%B93_lakh_crore_by_2030_targeting_25_growth_in_disbursement_for_FY27_through_expanded_urban_infrastructure_affordable_housing_and_social_impact_bonds_The_company_is_also_focusing_on_AI-driven_project_appraisals_improving_net_NPA_and_supporting_state-level_infrastructure_projects\" >State-run HUDCO aims to increase its loan portfolio to \u20b93 lakh crore by 2030, targeting 25% growth in disbursement for FY27 through expanded urban infrastructure, affordable housing, and social impact bonds. The company is also focusing on AI-driven project appraisals, improving net NPA, and supporting state-level infrastructure projects.\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#Why_It_Matters_for_Indias_Infrastructure_Push\" >Why It Matters for India&#8217;s Infrastructure Push<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#Key_HUDCO_Numbers_Driving_the_Growth_Story\" >Key HUDCO Numbers Driving the Growth Story<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#Strategic_Priorities\" >Strategic Priorities<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#What_Are_Social_Impact_Bonds\" >What Are Social Impact Bonds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#The_Bigger_Picture\" >The Bigger Picture<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#Sources\" >Sources:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>Housing and Urban Development Corporation Limited (HUDCO), the Navratna public sector lender under the Ministry of Housing and Urban Affairs, is looking to grow aggressively with a loan book target of over Rs 3 lakh crore by 2030 <sup>[1]<\/sup>, climbing from Rs 1.6 lakh crore now. As part of this growth, the company will diversify its fundraising this year and is looking to offer <a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/social-impact-bonds-sibs-in-india\/\" type=\"post\" id=\"14426\">social impact bonds (SIBs)<\/a>, which are a form of financing housing and urban infrastructure projects where the return to the investor is linked to the achievement of social outcomes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Why_It_Matters_for_Indias_Infrastructure_Push\"><\/span><strong>Why It Matters for India&#8217;s Infrastructure Push<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>HUDCO&#8217;s ambitions align with India&#8217;s broader infrastructure financing needs. Government estimates suggest infrastructure investment of roughly Rs 143 lakh crore <sup>[2]<\/sup> will be required by 2030 to support the country&#8217;s growth trajectory, and the Union Budget has raised public capital expenditure to a record Rs 12.2 lakh crore for FY 2026-27 <sup>[3]<\/sup>, up from Rs 11.2 lakh crore in FY 2025-26.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_HUDCO_Numbers_Driving_the_Growth_Story\"><\/span><strong>Key HUDCO Numbers Driving the Growth Story<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Metric<\/strong><\/td><td><strong>Value<\/strong><\/td><td><strong>Period<\/strong><\/td><\/tr><tr><td>Loan book<\/td><td>~Rs 1.6 lakh crore (targeting Rs 3 lakh crore)<\/td><td>Current vs 2030 target<\/td><\/tr><tr><td>Loan book (audited)<\/td><td>Rs 124,828 crore, up ~35% YoY<\/td><td>FY25<\/td><\/tr><tr><td>Total income<\/td><td>Rs 10,348 crore, up ~29% YoY<\/td><td>FY25<\/td><\/tr><tr><td>Q4 FY26 net profit growth<\/td><td>+172% YoY (\u20b91,981.31 crore)<\/td><td>Q4 FY26<\/td><\/tr><tr><td>Gross NPA \/ Net NPA<\/td><td>1.67% \/ 0.25%<\/td><td>FY25<\/td><\/tr><tr><td>Capital adequacy ratio<\/td><td>46.60% (vs 15% regulatory requirement)<\/td><td>FY25<\/td><\/tr><tr><td>FY26 borrowing plan<\/td><td>Raised from Rs 65,000 crore to Rs 80,000 crore<\/td><td>FY26<\/td><\/tr><tr><td>Committed sanction pipeline<\/td><td>~Rs 2.5 lakh crore<\/td><td>Ongoing<\/td><\/tr><tr><td>Market capitalisation<\/td><td>Crossed Rs 42,000 crore<\/td><td>FY25 onward<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>So<em>urces: <\/em><a rel=\"nofollow\" href=\"https:\/\/www.hudco.org.in\/writereaddata\/PublicNotice\/press-300126.pdf\"><em>HUDCO<\/em><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Strategic_Priorities\"><\/span><strong>Strategic Priorities<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Led by CMD Sanjay Kulshrestha, HUDCO\u2019s leadership has crafted a roadmap with several methods to achieve the target set for 2030:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Diversifying borrowing methods to include social impact bonds, as well as <a href=\"https:\/\/goldenpi.com\/blog\/fixed-income\/govt-securities\/what-are-additional-tier-i-bonds\/\">perpetual Tier-1 bonds<\/a> and <a href=\"https:\/\/goldenpi.com\/blog\/fixed-income\/corporate-bonds\/what-are-capital-gain-bonds-54ec-bonds\/\" type=\"post\" id=\"8965\">54EC capital gains bonds<\/a>, to expand the investor base and reduce the cost of funds.<\/li>\n\n\n\n<li>Deleveraging to reduce the debt-to-equity ratio to below 6 by using perpetual debt and retained earnings.<\/li>\n\n\n\n<li>An objective of a Zero NPA on new sanctions, and the recovery of approximately Rs 500 crore of the outstanding Rs 1,600 crore NPA, with legacy bad debt from pre-2013 private sector lending, which HUDCO is no longer engaging in.<\/li>\n\n\n\n<li>Taking an Infra-beyond-housing approach: the financing of Metro Rail, Airports, Green Energy, Roads and Expressways, in addition to the core business of providing assistance to the PMAY 2.0 Scheme.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Bond News<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\" aria-label=\"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"HUDCO PLANS\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\">HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/behind-the-record-surge-how-sustainable-is-fpi-investment-in-indian-debt\/\" aria-label=\"Behind the Record Surge: How Sustainable Is FPI Investment in Indian Debt?\u00a0\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10182825\/FPI-Investment-in-Indian-Debt-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"FPI Investment in Indian Debt\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10182825\/FPI-Investment-in-Indian-Debt-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10182825\/FPI-Investment-in-Indian-Debt-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10182825\/FPI-Investment-in-Indian-Debt-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10182825\/FPI-Investment-in-Indian-Debt-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10182825\/FPI-Investment-in-Indian-Debt.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/behind-the-record-surge-how-sustainable-is-fpi-investment-in-indian-debt\/\">Behind the Record Surge: How Sustainable Is FPI Investment in Indian Debt?\u00a0<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/global-bond-markets-turn-volatile-after-trumps-iran-announcement\/\" aria-label=\"Global Bond Markets Turn Volatile as US and European Yields Skyrocket Following Trump&#8217;s Iran Announcement\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10180720\/Bond-Market-Shaken-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Bond Market Shaken\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10180720\/Bond-Market-Shaken-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10180720\/Bond-Market-Shaken-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10180720\/Bond-Market-Shaken-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10180720\/Bond-Market-Shaken-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10180720\/Bond-Market-Shaken.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/global-bond-markets-turn-volatile-after-trumps-iran-announcement\/\">Global Bond Markets Turn Volatile as US and European Yields Skyrocket Following Trump&#8217;s Iran Announcement<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Are_Social_Impact_Bonds\"><\/span><strong>What Are Social Impact Bonds?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Social impact bonds are a form of innovative financing based on outcomes, in which private capital is used to fund a public goal, and in the event that the goal is reached, the government (or outcome payer) is responsible for reimbursing the investment, plus a return. SIBs continue to be a niche and a developing financing instrument outside of India, and the interest in them from an AAA-rated PSU like HUDCO would be a positive effort in the financing of public infrastructure in India, although the details with respect to the amount, timing, and the sectors of interest are yet to be defined.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_Bigger_Picture\"><\/span><strong>The Bigger Picture<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>With the predictions of India becoming the third-largest economy in the world and a ~$7 trillion economy by 2030 <sup>[4]<\/sup>, HUDCO&#8217;s growth, along with the government\u2019s Viksit Bharat@2047 vision, will help position the corporation as a key financer of both housing and infrastructure in the future.&nbsp;<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Explore Bonds<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p><a href=\"https:\/\/goldenpi.com\/collections\/high-yield-bonds\">High Yield Bonds\u00a0<\/a>|\u00a0<a href=\"https:\/\/goldenpi.com\/corporate-bonds\">Corporate Bonds<\/a>\u00a0|\u00a0<a href=\"https:\/\/goldenpi.com\/collections\/tax-free-bonds\">Tax Free Bonds<\/a> | <a href=\"https:\/\/goldenpi.com\/\">Buy Bond Platform<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Sources\"><\/span><strong>Sources:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a rel=\"nofollow\" href=\"https:\/\/www.moneycontrol.com\/news\/business\/economy\/hudco-plans-social-impact-bonds-this-year-eyes-rs-3-lakh-crore-loan-book-by-2030-13969591.html\">https:\/\/www.moneycontrol.com\/news\/business\/economy\/hudco-plans-social-impact-bonds-this-year-eyes-rs-3-lakh-crore-loan-book-by-2030-13969591.html<\/a>&nbsp;<\/li>\n\n\n\n<li><a rel=\"nofollow\" href=\"https:\/\/www.crisil.com\/en\/home\/newsroom\/press-releases\/2023\/10\/indias-infrastructure-spending-to-double-to-rs-143-lakh-crore-between-fiscals-2024-and-2030-compared-with-2017-2023.html\">https:\/\/www.crisil.com\/en\/home\/newsroom\/press-releases\/2023\/10\/indias-infrastructure-spending-to-double-to-rs-143-lakh-crore-between-fiscals-2024-and-2030-compared-with-2017-2023.html<\/a>&nbsp;<\/li>\n\n\n\n<li><a rel=\"nofollow\" href=\"https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2221425&amp;reg=48&amp;lang=2\">https:\/\/www.pib.gov.in\/PressReleasePage.aspx?PRID=2221425&amp;reg=48&amp;lang=2<\/a>&nbsp;<\/li>\n\n\n\n<li><a rel=\"nofollow\" href=\"https:\/\/www.pib.gov.in\/PressNoteDetails.aspx?NoteId=155121&amp;ModuleId=3&amp;reg=48&amp;lang=2\">https:\/\/www.pib.gov.in\/PressNoteDetails.aspx?NoteId=155121&amp;ModuleId=3&amp;reg=48&amp;lang=2<\/a><\/li>\n<\/ol>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n[\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"BlogPosting\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#article\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\"\n    },\n    \"headline\": \"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights\",\n    \"description\": \"State-run HUDCO aims to increase its loan portfolio to \u20b93 lakh crore by 2030, targeting 25% growth in disbursement for FY27 through expanded urban infrastructure, affordable housing, and social impact bonds.\",\n    \"image\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg\"\n    },\n    \"datePublished\": \"2026-07-11T10:09:00+00:00\",\n    \"dateModified\": \"2026-07-10T18:43:41+05:30\",\n    \"mainEntityOfPage\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\"\n    },\n    \"wordCount\": 435,\n    \"commentCount\": 0,\n    \"inLanguage\": \"en-US\",\n    \"publisher\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\"\n    },\n    \"author\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/kunal-arora-ca\"\n    },\n    \"about\": [\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Housing and Urban Development Corporation\",\n        \"alternateName\": \"HUDCO\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Housing_and_Urban_Development_Corporation\"\n      },\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Social impact bond\",\n        \"alternateName\": \"Social Impact Bonds\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Social_impact_bond\"\n      }\n    ],\n    \"mentions\": [\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Infrastructure\",\n        \"alternateName\": \"Infrastructure financing\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Infrastructure\"\n      },\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Capital gains tax\",\n        \"alternateName\": \"54EC bonds\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Capital_gains_tax\"\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\",\n    \"name\": \"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\"\n    },\n    \"primaryImageOfPage\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg\"\n    },\n    \"description\": \"HUDCO plans to expand its loan book to \u20b93 lakh crore by 2030 while exploring social impact bonds. Learn what this means for infrastructure financing and investors.\",\n    \"inLanguage\": \"en-US\"\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Person\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/kunal-arora-ca\",\n    \"name\": \"Kunal Arora | CA\",\n    \"jobTitle\": \"Financial Controller\",\n    \"description\": \"Kunal Arora is a Chartered Accountant and finance expert with over 8 years of expertise in navigating the complex financial heart of India\u2019s leading NBFCs. As a Financial Controller at Oxyzo, Kunal focuses on the core pillars of financial integrity - transparency, regulatory excellence and the strategic reporting that builds investor trust.\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/author\/kunal-arora\/\",\n    \"sameAs\": [\n      \"https:\/\/www.linkedin.com\/in\/ca-kunal-arora-005299158\/\"\n    ],\n    \"worksFor\": {\n      \"@type\": \"Organization\",\n      \"name\": \"Oxyzo\"\n    }\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Organization\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\",\n    \"name\": \"GoldenPi Technology Pvt Ltd\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/05\/18105628\/GoldenPi-Lean-Logo.png\"\n    },\n    \"sameAs\": [\n      \"https:\/\/www.facebook.com\/goldenpitech\",\n      \"https:\/\/x.com\/GoldenPiTech\",\n      \"https:\/\/www.linkedin.com\/company\/goldenpi\/\"\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebSite\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"name\": \"GoldenPi | Blogs\",\n    \"description\": \"All about bonds online in India\"\n  }\n]\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Quick Summary: State-run HUDCO aims to increase its loan portfolio to \u20b93 lakh crore by 2030, targeting 25% growth in disbursement&hellip;<\/p>\n","protected":false},"author":16,"featured_media":14793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[25],"tags":[],"class_list":["post-14763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bond-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights<\/title>\n<meta name=\"description\" content=\"HUDCO plans to expand its loan book to \u20b93 lakh crore by 2030 while exploring social impact bonds. Learn what this means for infrastructure financing and investors.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights\" \/>\n<meta property=\"og:description\" content=\"HUDCO plans to expand its loan book to \u20b93 lakh crore by 2030 while exploring social impact bonds. Learn what this means for infrastructure financing and investors.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/\" \/>\n<meta property=\"og:site_name\" content=\"GoldenPi | Blogs\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/goldenpitech\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-11T10:09:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kunal Arora | CA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:site\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kunal Arora | CA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights","description":"HUDCO plans to expand its loan book to \u20b93 lakh crore by 2030 while exploring social impact bonds. Learn what this means for infrastructure financing and investors.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/","og_locale":"en_US","og_type":"article","og_title":"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights","og_description":"HUDCO plans to expand its loan book to \u20b93 lakh crore by 2030 while exploring social impact bonds. Learn what this means for infrastructure financing and investors.","og_url":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/","og_site_name":"GoldenPi | Blogs","article_publisher":"https:\/\/www.facebook.com\/goldenpitech","article_published_time":"2026-07-11T10:09:00+00:00","og_image":[{"width":1600,"height":900,"url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg","type":"image\/jpeg"}],"author":"Kunal Arora | CA","twitter_card":"summary_large_image","twitter_creator":"@GoldenPiTech","twitter_site":"@GoldenPiTech","twitter_misc":{"Written by":"Kunal Arora | CA","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#article","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/"},"author":{"name":"Kunal Arora | CA","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/d3fccd8baf9a3fda41c1c5356272ce8d"},"headline":"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights","datePublished":"2026-07-11T10:09:00+00:00","mainEntityOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/"},"wordCount":803,"commentCount":0,"publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg","articleSection":["Bond News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/","url":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/","name":"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#primaryimage"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg","datePublished":"2026-07-11T10:09:00+00:00","description":"HUDCO plans to expand its loan book to \u20b93 lakh crore by 2030 while exploring social impact bonds. Learn what this means for infrastructure financing and investors.","breadcrumb":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#primaryimage","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/10184313\/HUDCO-PLANS.jpg","width":1600,"height":900,"caption":"HUDCO PLANS"},{"@type":"BreadcrumbList","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/hudco-plans-3-lakh-crore-loan-book-by-2030\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goldenpi.com\/blog\/"},{"@type":"ListItem","position":2,"name":"HUDCO Plans \u20b93 Lakh Crore Loan Book by 2030: Key Highlights"}]},{"@type":"WebSite","@id":"https:\/\/goldenpi.com\/blog\/#website","url":"https:\/\/goldenpi.com\/blog\/","name":"GoldenPi | Blogs","description":"All about bonds online in India","publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goldenpi.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goldenpi.com\/blog\/#organization","name":"GoldenPi Technology Pvt Ltd","url":"https:\/\/goldenpi.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","width":2560,"height":750,"caption":"GoldenPi Technology Pvt Ltd"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/goldenpitech","https:\/\/x.com\/GoldenPiTech","https:\/\/www.linkedin.com\/company\/goldenpi\/"]},{"@type":"Person","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/d3fccd8baf9a3fda41c1c5356272ce8d","name":"Kunal Arora | CA","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog","url":"https:\/\/goldenpi.com\/blog","contentUrl":"https:\/\/goldenpi.com\/blog","caption":"Kunal Arora | CA"},"description":"Kunal Arora is a Chartered Accountant and finance expert with over 8 years of expertise in navigating the complex financial heart of India\u2019s leading NBFCs. As a Financial Controller at Oxyzo, Kunal focuses on the core pillars of financial integrity - transparency, regulatory excellence and the strategic reporting that builds investor trust.","sameAs":["https:\/\/www.linkedin.com\/in\/ca-kunal-arora-005299158\/"],"url":"https:\/\/goldenpi.com\/blog\/author\/kunal-arora\/"}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/14763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/comments?post=14763"}],"version-history":[{"count":5,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/14763\/revisions"}],"predecessor-version":[{"id":14798,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/14763\/revisions\/14798"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media\/14793"}],"wp:attachment":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media?parent=14763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/categories?post=14763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/tags?post=14763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}