{"id":14938,"date":"2026-07-18T19:09:07","date_gmt":"2026-07-18T13:39:07","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=14938"},"modified":"2026-07-17T19:15:22","modified_gmt":"2026-07-17T13:45:22","slug":"high-interest-rate-fd-2026","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/","title":{"rendered":"High Interest Rate FD 2026: Which Banks Offer Above 8% on Fixed Deposits?\u00a0"},"content":{"rendered":"
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\ud83d\udcdd Quick Summary:<\/div>\n

<\/span>In 2026, Fixed Deposit (FD) rates above 8% are primarily offered by <\/span>Small Finance Banks (SFBs)<\/strong>. Suryoday Small Finance Bank<\/strong> and Utkarsh Small Finance Bank<\/strong> offer top general rates up to 8.10%, while banks like Jana, Shivalik,<\/strong> and Equitas<\/strong> offer up to 8.00%. Public and major private banks generally range between 6.00% and 7.50%<\/span><\/h2>\n<\/div>\n\n\n

While searching for a high-interest FD in 2026, you may not be the only person doing it, as there is no sign of a fall in interest rates. Due to this, there is a huge number of investors searching for fixed deposits that give them a yield of over 8% p.a. However, despite most public and private banks giving FD rates of 6% to 7%, there are a few Small Finance Banks that give an interest rate of 8% or more for selected FD tenures.<\/p>

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