{"id":14938,"date":"2026-07-18T19:09:07","date_gmt":"2026-07-18T13:39:07","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=14938"},"modified":"2026-09-02T12:49:18","modified_gmt":"2026-09-02T07:19:18","slug":"high-interest-rate-fd-2026","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/","title":{"rendered":"High Interest Rate FD in September 2026: Which Banks Offer Above 8% Interest Rates?"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"In_September_2026_Fixed_Deposit_FD_rates_above_8_are_primarily_offered_by_Small_Finance_Banks_SFBs_Suryoday_Small_Finance_Bank_and_Utkarsh_Small_Finance_Bank_offer_top_general_rates_up_to_810_while_banks_like_Jana_Shivalik_and_Equitas_offer_up_to_800_Public_and_major_private_banks_generally_range_between_600_and_750\"><\/span>In September 2026, Fixed Deposit (FD) rates above 8% are primarily offered by Small Finance Banks (SFBs). Suryoday Small Finance Bank and Utkarsh Small Finance Bank offer top general rates up to 8.10%, while banks like Jana, Shivalik, and Equitas offer up to 8.00%. Public and major private banks generally range between 6.00% and 7.50%.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p><br>While searching for a high-interest FD in 2026, you may not be the only person doing it, as interest rates offered by some Small Finance Banks remain above 8% for selected tenures. Due to this, there is a large number of investors searching for fixed deposits that give them a yield of over 8% p.a.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/#In_September_2026_Fixed_Deposit_FD_rates_above_8_are_primarily_offered_by_Small_Finance_Banks_SFBs_Suryoday_Small_Finance_Bank_and_Utkarsh_Small_Finance_Bank_offer_top_general_rates_up_to_810_while_banks_like_Jana_Shivalik_and_Equitas_offer_up_to_800_Public_and_major_private_banks_generally_range_between_600_and_750\" >In September 2026, Fixed Deposit (FD) rates above 8% are primarily offered by Small Finance Banks (SFBs). Suryoday Small Finance Bank and Utkarsh Small Finance Bank offer top general rates up to 8.10%, while banks like Jana, Shivalik, and Equitas offer up to 8.00%. Public and major private banks generally range between 6.00% and 7.50%.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/#Which_Banks_Offer_FD_Interest_Rates_Above_8_in_2026\" >Which Banks Offer FD Interest Rates Above 8% in 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/#Should_You_Choose_an_FD_Only_Because_It_Offers_8\" >Should You Choose an FD Only Because It Offers 8%?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/#Other_Fixed-Income_Instruments_that_Investors_Can_Consider\" >Other Fixed-Income Instruments that Investors Can Consider<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>However, along with the FD interest rate, you must consider other aspects like the bank&#8217;s conditions, tenor of the deposit, liquidity requirements, taxation, and deposit insurance while making the decision.<\/p>\n\n\n\n<p><strong>Disclaimer<\/strong>: This article is meant for educational purposes and not financial advice or a suggestion to invest in any financial instrument. FD rates are subject to change; please check the latest FD interest rate from the respective banks.<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Which_Banks_Offer_FD_Interest_Rates_Above_8_in_2026\"><\/span><strong>Which Banks Offer FD Interest Rates Above 8% in 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As of September 2026, several Small Finance Banks (SFBs) are offering fixed deposit (FD) rates of <strong>up to 8.10% p.a.<\/strong> on select tenures for retail deposits. These headline rates are available only for specific maturity periods, and senior citizens may be eligible for an additional interest rate.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Highest FD Rate (General)<\/strong><\/td><\/tr><tr><td>Suryoday Small Finance Bank<\/td><td>Up to <strong>8.10% p.a.<\/strong><\/td><\/tr><tr><td>Utkarsh Small Finance Bank<\/td><td>Up to <strong>8.10% p.a.<\/strong><\/td><\/tr><tr><td>Jana Small Finance Bank<\/td><td>Up to <strong>8.00% p.a.<\/strong><\/td><\/tr><tr><td>Shivalik Small Finance Bank<\/td><td>Up to <strong>8.00% p.a.<\/strong><\/td><\/tr><tr><td>Equitas Small Finance Bank<\/td><td>Up to <strong>8.00% p.a.<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p><em>Rates are available on specific tenures and are subject to revision by the respective banks.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Should_You_Choose_an_FD_Only_Because_It_Offers_8\"><\/span><strong>Should You Choose an FD Only Because It Offers 8%?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>While a higher interest rate certainly can enhance the maturity value of your investment, it shouldn&#8217;t be the only criterion while making such a choice.<\/p>\n\n\n\n<p>However, before investing, you will need to take into account the tenure of the deposit, premature withdrawal facility, methods of receiving interest payments, taxes applicable to your investment, and your liquidity needs. Furthermore, all eligible bank deposits are also covered under the DICGC insurance scheme for a maximum sum of \u20b95 lakh per depositor per bank as per certain conditions.<\/p>\n\n\n\n<p>It is generally advisable for an investor to choose a fixed deposit based on his\/her financial needs rather than the one offering the highest interest rate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Fixed Deposit Updates:<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/post-office-fd-rates-tenures-quarterly-compounding-and-annual-payouts\/\" aria-label=\"Post Office FD Rates 2026 Explained: Tenures, Quarterly Compounding, and Annual Payouts\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/16120017\/Post-Office-FD-Rates-2026-Sep-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Post Office FD Rates 2026 Sep\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/16120017\/Post-Office-FD-Rates-2026-Sep-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/16120017\/Post-Office-FD-Rates-2026-Sep-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/16120017\/Post-Office-FD-Rates-2026-Sep-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/16120017\/Post-Office-FD-Rates-2026-Sep-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/16120017\/Post-Office-FD-Rates-2026-Sep.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/post-office-fd-rates-tenures-quarterly-compounding-and-annual-payouts\/\">Post Office FD Rates 2026 Explained: Tenures, Quarterly Compounding, and Annual Payouts<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/sbi-amrit-vrishti-fd-2026-is-the-444-day-fd-still-worth-it-after-the-rate-cut\/\" aria-label=\"SBI Amrit Vrishti FD 2026: Is the 444-Day FD Still Worth It After the Rate Cut?\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/11144843\/SBI-Amrit-Vrishti-FD-2026-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"SBI Amrit Vrishti FD 2026\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/11144843\/SBI-Amrit-Vrishti-FD-2026-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/11144843\/SBI-Amrit-Vrishti-FD-2026-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/11144843\/SBI-Amrit-Vrishti-FD-2026-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/11144843\/SBI-Amrit-Vrishti-FD-2026-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/11144843\/SBI-Amrit-Vrishti-FD-2026.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/sbi-amrit-vrishti-fd-2026-is-the-444-day-fd-still-worth-it-after-the-rate-cut\/\">SBI Amrit Vrishti FD 2026: Is the 444-Day FD Still Worth It After the Rate Cut?<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/kotak-fixed-deposit-interest-rates-flexi-fd-comparison\/\" aria-label=\"Kotak FD Rates Sep 2026: Interest Rates, Flexi FD &amp; Comparison\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/08161932\/Kotak-Mahindra-Banks-FD-rates-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Kotak Mahindra Bank&#039;s FD rates\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/08161932\/Kotak-Mahindra-Banks-FD-rates-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/08161932\/Kotak-Mahindra-Banks-FD-rates-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/08161932\/Kotak-Mahindra-Banks-FD-rates-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/08161932\/Kotak-Mahindra-Banks-FD-rates-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/09\/08161932\/Kotak-Mahindra-Banks-FD-rates.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/kotak-fixed-deposit-interest-rates-flexi-fd-comparison\/\">Kotak FD Rates Sep 2026: Interest Rates, Flexi FD &amp; Comparison<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Other_Fixed-Income_Instruments_that_Investors_Can_Consider\"><\/span><strong>Other Fixed-Income Instruments that Investors Can Consider<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are plenty of other fixed-income investment instruments apart from the traditional fixed deposits in India. Depending on his\/her financial requirements, the investor might even choose other instruments like listed corporate bonds, G-securities, PSU Bonds, and Non-Convertible Debentures (NCD).&nbsp;<\/p>\n\n\n\n<p>While certain bonds might offer a yield that is higher\/lower than the FD rates. But unlike fixed deposits in banks, these investment instruments have some different characteristics.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td>Feature<\/td><td>Fixed Deposit<\/td><td>Listed Bonds<\/td><\/tr><tr><td>Issuer<\/td><td>Banks<\/td><td>Government, PSU, or Corporate Issuers<\/td><\/tr><tr><td>Return<\/td><td>Fixed by the bank<\/td><td>Based on the coupon, purchase price, and market yield<\/td><\/tr><tr><td>Tradability<\/td><td>Generally not traded<\/td><td>Some listed bonds may be traded on exchanges<\/td><\/tr><tr><td>Risk Profile<\/td><td>Depends on the bank<\/td><td>Varies by issuer and credit quality<\/td><\/tr><tr><td>Suitable For<\/td><td>Investors seeking fixed deposit products<\/td><td>Investors evaluating different fixed-income instruments<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>This comparison is for educational purposes only and should not be interpreted as a recommendation of one product over another.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Explore Bonds<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p><a href=\"https:\/\/goldenpi.com\/collections\/high-yield-bonds\">High Yield Bonds\u00a0<\/a>|\u00a0<a href=\"https:\/\/goldenpi.com\/corporate-bonds\">Corporate Bonds<\/a>\u00a0|\u00a0<a href=\"https:\/\/goldenpi.com\/collections\/tax-free-bonds\">Tax Free Bonds<\/a> | <a href=\"https:\/\/goldenpi.com\/\">Buy Bond Platform<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784295331061\"><strong class=\"schema-faq-question\">Q1. <strong>Which banks offer FD rates above 8% in September 2026?<\/strong><\/strong> <p class=\"schema-faq-answer\">Some of the Small Finance Banks, such as Suryoday, Utkarsh, Jana, Shivalik, and Equitas Small Finance Bank, provide FD rates that range between 8% or more for certain tenures. The rates can fluctuate.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784295343692\"><strong class=\"schema-faq-question\">Q2. <strong>Are higher interest rate FDs always better?<\/strong><\/strong> <p class=\"schema-faq-answer\">This is not always the case because investors need to take into consideration other factors like tenure, liquidity, taxation, early withdrawal policies, and whether the investment fits in with their objectives.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784295357755\"><strong class=\"schema-faq-question\">Q3. <strong>Can listed bonds yield higher than fixed deposits?<\/strong><\/strong> <p class=\"schema-faq-answer\">According to the issuer, tenures, market situation, and price at which they are purchased, there are some listed bonds whose yield differs from the current FD rates.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784295366676\"><strong class=\"schema-faq-question\">Q4. <strong>Are fixed deposits from banks insured?<\/strong><\/strong> <p class=\"schema-faq-answer\">The bank deposits that qualify are protected by the Deposit Insurance and Credit Guarantee Corporation (DICGC) guarantee scheme up to the prescribed limit per depositor per bank.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The high-interest fixed deposit is one such option that could turn out to be a good investment choice, more so if the rate is greater than 8%. But investing decisions based only on the interest rates can be risky. Comparing the various aspects of the investment products and being able to know about their features before investing would be wise. Also, it is good to have knowledge about the working of other debt investments.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Quick Summary: In September 2026, Fixed Deposit (FD) rates above 8% are primarily offered by Small Finance Banks (SFBs). Suryoday Small&hellip;<\/p>\n","protected":false},"author":17,"featured_media":14940,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[225,25],"tags":[],"class_list":["post-14938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-deposit","category-bond-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>High Interest Rate FD in September 2026: Which Banks Offer Above 8% Interest Rates?<\/title>\n<meta name=\"description\" content=\"Looking for high-interest FDs in 2026? Compare banks offering fixed deposit rates above 8%, understand eligibility, tenure, senior citizen benefits, and choose the best FD for your savings goals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"High Interest Rate FD in September 2026: Which Banks Offer Above 8% Interest Rates?\" \/>\n<meta property=\"og:description\" content=\"Looking for high-interest FDs in 2026? 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