{"id":14992,"date":"2026-07-21T15:36:48","date_gmt":"2026-07-21T10:06:48","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=14992"},"modified":"2026-07-20T15:51:30","modified_gmt":"2026-07-20T10:21:30","slug":"bond-rating-downgrade-in-india","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/","title":{"rendered":"Bond Rating Downgrade in India: What Should You Do If a Bond You Hold Gets Downgraded?\u00a0"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"If_a_bond_you_hold_gets_downgraded_you_should_immediately_assess_the_reason_for_the_downgrade_evaluate_the_severity_and_check_your_personal_financial_goals_to_decide_whether_to_hold_the_bond_to_maturity_or_sell_it_at_a_potential_discount_to_cut_your_losses\"><\/span><span data-subtree=\"aimfl,mfl\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">If a bond you hold gets downgraded, you should immediately assess the <\/span><strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">reason for the downgrade<!--TgQPHd||[]--><\/strong>, evaluate the <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">severity<!--TgQPHd||[]--><\/strong>, and check your <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">personal financial goals<!--TgQPHd||[]--><\/strong> to decide whether to hold the bond to maturity or sell it at a potential discount to cut your losses<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p>However, a bond rating downgrade can be alarming, particularly if you have already invested with the expectations of receiving stable income. Getting to know about a particular bond rating downgrade may cause you to wonder what to do \u2013 sell the asset, keep it, or just wait and see what will happen next.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#If_a_bond_you_hold_gets_downgraded_you_should_immediately_assess_the_reason_for_the_downgrade_evaluate_the_severity_and_check_your_personal_financial_goals_to_decide_whether_to_hold_the_bond_to_maturity_or_sell_it_at_a_potential_discount_to_cut_your_losses\" >If a bond you hold gets downgraded, you should immediately assess the reason for the downgrade, evaluate the severity, and check your personal financial goals to decide whether to hold the bond to maturity or sell it at a potential discount to cut your losses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#What_Is_a_Bond_Rating_Downgrade\" >What Is a Bond Rating Downgrade?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#What_Happens_When_a_Bond_Is_Downgraded\" >What Happens When a Bond Is Downgraded?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#Dont_Panic%E2%80%94Understand_Why_the_Rating_Changed\" >Don&#8217;t Panic\u2014Understand Why the Rating Changed&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#When_Investors_May_Consider_Reviewing_Their_Position\" >When Investors May Consider Reviewing Their Position\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#Diversification_and_Why_It_Is_Important\" >Diversification and Why It Is Important<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#How_to_Monitor_a_Downgraded_Bond\" >How to Monitor a Downgraded Bond\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#Bond_Rating_Downgrades_Frequently_Asked_Questions\" >Bond Rating Downgrades: Frequently Asked Questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#Final_Thoughts\" >Final Thoughts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>Fortunately, the downgrade of the bond rating does not necessarily imply that the issuer would fail to pay you its coupons. Downgrading means that there has been a shift in the credit profile of the issuer, and the bond needs to be analyzed more carefully. The optimal actions depend on the reason behind the downgrade and the financial standing of the issuer, as well as your investment goals and risk tolerance.<\/p>\n\n\n\n<p>In the following sections, we will explain how the process works, as well as the criteria investors usually use when making their decisions.<\/p>\n\n\n\n<p>Disclaimer: This article is meant purely for educational purposes and does not provide investment advice or recommend any security. Credit ratings are expert opinions provided by SEBI-registered <a href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/credit-rating-agencies\/\" type=\"post\" id=\"2642\">credit rating agencies<\/a> and can change over time. Any investments should be made after doing the proper research or consulting your financial advisor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_a_Bond_Rating_Downgrade\"><\/span><strong>What Is a Bond Rating Downgrade?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A downgrade in the bond rating is one scenario where the credit rating agency reduces its view about the creditworthiness of the company in paying off its obligations. Agencies like CRISIL, ICRA, CARE Ratings, India Ratings &amp; Research, and Acuite Ratings regularly review companies on the basis of their financial performance, leverage, cash flow, and business environment.<\/p>\n\n\n\n<p>This doesn&#8217;t imply that the issuer has defaulted on the payment of either interest or principal. This means that there has been an increase in the perception of credit risk with respect to the previous evaluation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Happens_When_a_Bond_Is_Downgraded\"><\/span><strong>What Happens When a Bond Is Downgraded?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There can be many impacts of a bond downgrade. One way it can impact the bond is by decreasing the market price of the bond due to higher demand for yield from the investor. This may lead to a rise in the yield of the bond. Moreover, some institutions do not invest in bonds that are downgraded below a certain category.<\/p>\n\n\n\n<p>However, if the issuer makes timely payments of its obligations, coupons are paid as per the terms of the bond.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Bond Updates:<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/tax-free-bonds-in-india-2026\/\" aria-label=\"Tax-Free Bonds in India 2026: Who Should Still Consider Them?\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20161520\/Tax-Free-Bonds-in-India-2-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Tax-Free Bonds in India\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20161520\/Tax-Free-Bonds-in-India-2-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20161520\/Tax-Free-Bonds-in-India-2-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20161520\/Tax-Free-Bonds-in-India-2-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20161520\/Tax-Free-Bonds-in-India-2-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20161520\/Tax-Free-Bonds-in-India-2.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/tax-free-bonds-in-india-2026\/\">Tax-Free Bonds in India 2026: Who Should Still Consider Them?<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\" aria-label=\"Bond Rating Downgrade in India: What Should You Do If a Bond You Hold Gets Downgraded?\u00a0\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Bond Rating Downgrade in India\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\">Bond Rating Downgrade in India: What Should You Do If a Bond You Hold Gets Downgraded?\u00a0<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-default-and-recovery-in-india\/\" aria-label=\"Bond Default and Recovery in India: What Actually Happens to Bondholders?\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20142441\/Boond-Default-and-Recovery-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Boond Default and Recovery\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20142441\/Boond-Default-and-Recovery-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20142441\/Boond-Default-and-Recovery-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20142441\/Boond-Default-and-Recovery-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20142441\/Boond-Default-and-Recovery-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20142441\/Boond-Default-and-Recovery.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-default-and-recovery-in-india\/\">Bond Default and Recovery in India: What Actually Happens to Bondholders?<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dont_Panic%E2%80%94Understand_Why_the_Rating_Changed\"><\/span><strong>Don&#8217;t Panic\u2014Understand Why the Rating Changed&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The initial response to a downgrade is normally to liquidate the bond right away. In reality, seasoned investors will normally seek to understand the reason for the downgrade before they act.<\/p>\n\n\n\n<p>Is it a result of current circumstances in the business? Does the firm owe too much money? Do cash flows fall? Is there a problem in the industry?<\/p>\n\n\n\n<p>Examining the rationale behind the downgrade from the credit rating agency can be helpful in understanding what led to the downgrade.<\/p>\n\n\n\n<p>A Realistic Framework For Making a Decision<\/p>\n\n\n\n<p>Rather than responding to the downgrade alone, many investors consider a number of things before deciding on their next move.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Question to Ask<\/strong><\/td><td><strong>Why It Matters<\/strong><\/td><\/tr><tr><td>Why was the bond downgraded?<\/td><td>Helps determine whether the issue is temporary or structural.<\/td><\/tr><tr><td>Is the company still paying interest on time?<\/td><td>Indicates whether debt servicing continues as scheduled.<\/td><\/tr><tr><td>Has the issuer&#8217;s financial position changed significantly?<\/td><td>Reviews debt levels, profitability, and cash flows.<\/td><\/tr><tr><td>How much of your portfolio is invested in this issuer?<\/td><td>Helps assess concentration risk.<\/td><\/tr><tr><td>Does the investment still match your risk tolerance?<\/td><td>Your financial goals should guide the decision.<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>Looking at these factors together often provides a clearer picture than relying only on the revised rating<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Explore Bonds<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p><a href=\"https:\/\/goldenpi.com\/collections\/high-yield-bonds\">High Yield Bonds\u00a0<\/a>|\u00a0<a href=\"https:\/\/goldenpi.com\/corporate-bonds\">Corporate Bonds<\/a>\u00a0|\u00a0<a href=\"https:\/\/goldenpi.com\/collections\/tax-free-bonds\">Tax Free Bonds<\/a> | <a href=\"https:\/\/goldenpi.com\/\">Buy Bond Platform<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"When_Investors_May_Consider_Reviewing_Their_Position\"><\/span><strong>When Investors May Consider Reviewing Their Position\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A downgrade could be one of the reasons why an investor will consider reviewing his investment rather than selling it outright.<\/p>\n\n\n\n<p>An investor will consider changing his stance in case of several downgrades, a negative cash flow trend, an increase in debt, failure in meeting his obligations, or changes in the business prospects of the issuer. In addition to this, investors would look into whether the investment meets their objectives or not. It all boils down to what each investor wants and how their situation is.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diversification_and_Why_It_Is_Important\"><\/span><strong>Diversification and Why It Is Important<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are many reasons why diversification of portfolios is recommended, and one of them is that it is hard to foresee credit events.<\/p>\n\n\n\n<p>By having investments from various issuers and various maturities of securities, the investor would be able to minimize the effect that could be caused by the financial problems of one issuer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Monitor_a_Downgraded_Bond\"><\/span><strong>How to Monitor a Downgraded Bond\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you decide to keep the downgraded bond, then monitoring becomes more important than ever before.<\/p>\n\n\n\n<p>Things that need to be monitored include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Changes in ratings and outlooks.<\/li>\n\n\n\n<li>Quarterly and annual results.<\/li>\n\n\n\n<li>Announcements of interest payments and redemptions.<\/li>\n\n\n\n<li>Releases by the issuer and stock exchanges.<\/li>\n\n\n\n<li>News concerning the issuer and the issuer\u2019s industry.<\/li>\n<\/ul>\n\n\n\n<p>It helps investors to know whether the financial condition of the issuer is stabilizing or deteriorating further.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bond_Rating_Downgrades_Frequently_Asked_Questions\"><\/span><strong>Bond Rating Downgrades: Frequently Asked Questions <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784538275913\"><strong class=\"schema-faq-question\">Q1. <strong>What happens if my bond is downgraded?<\/strong><\/strong> <p class=\"schema-faq-answer\">&#8220;Downgrade&#8221; means the creditworthiness of the issuer has deteriorated, as per the opinion of the credit rating agency. But it does not mean that the bond is going to default or that the interest payment has stopped.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784538289778\"><strong class=\"schema-faq-question\">Q2. <strong>Do I need to sell my downgraded bonds immediately?<\/strong><\/strong> <p class=\"schema-faq-answer\">The answer depends on the reason for downgrading and many other factors such as the financial standing of the issuer, the investor\u2019s investment goal, and the investor\u2019s risk profile.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784538304105\"><strong class=\"schema-faq-question\">Q3. <strong>Will I get my interest even after the downgrade?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, but provided the issuer fulfills its obligations as per the terms of the bond.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784538317262\"><strong class=\"schema-faq-question\">Q4. <strong>How do I know the reason for the downgrade of my bonds&#8217; ratings?<\/strong><\/strong> <p class=\"schema-faq-answer\">Credit rating agencies, which are registered with SEBI, issue a rating rationale for rating upgrade\/downgrade or reaffirmation.<br><\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Final_Thoughts\"><\/span><strong>Final Thoughts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A credit rating downgrade is a significant event, though it need not lead to any panic among the people investing in the bond. This rating is supposed to change in accordance with the changing financial standing of the issuing organization, and hence a downgrade is a signal that you should reconsider the investment. By examining the reasons for the downgrade, watching the financial standing of the issuing company, and checking whether the bond meets your financial objectives, you can make rational decisions.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n[\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"BlogPosting\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#article\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\"\n    },\n    \"headline\": \"Bond Rating Downgrade in India: What Should You Do If a Bond You Hold Gets Downgraded?\",\n    \"description\": \"If a bond you hold gets downgraded, you should immediately assess the reason for the downgrade, evaluate the severity, and check your personal financial goals to decide whether to hold the bond to maturity or sell it at a potential discount to cut your losses.\",\n    \"image\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg\"\n    },\n    \"datePublished\": \"2026-07-21T15:36:48+05:30\",\n    \"dateModified\": \"2026-07-20T15:46:35+05:30\",\n    \"mainEntityOfPage\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\"\n    },\n    \"wordCount\": 650,\n    \"commentCount\": 0,\n    \"inLanguage\": \"en-US\",\n    \"publisher\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\"\n    },\n    \"author\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/deepak-narang-cfa-level-3\"\n    },\n    \"about\": [\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Bond credit rating\",\n        \"alternateName\": \"Bond Rating Downgrade\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Bond_credit_rating\"\n      },\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Credit risk\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Credit_risk\"\n      }\n    ],\n    \"mentions\": [\n      {\n        \"@type\": \"Organization\",\n        \"name\": \"Securities and Exchange Board of India\",\n        \"alternateName\": \"SEBI\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Securities_and_Exchange_Board_of_India\"\n      },\n      {\n        \"@type\": \"Organization\",\n        \"name\": \"CRISIL\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/CRISIL\"\n      },\n      {\n        \"@type\": \"Organization\",\n        \"name\": \"ICRA Limited\",\n        \"alternateName\": \"ICRA\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/ICRA_Limited\"\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#faq\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\"\n    },\n    \"mainEntity\": [\n      {\n        \"@type\": \"Question\",\n        \"name\": \"What happens if my bond is downgraded?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"A rating downgrade indicates that a SEBI-registered credit rating agency perceives an increase in the issuing company's credit risk. It does not automatically mean the issuer will default or stop paying interest, but it usually causes the bond's secondary market price to drop and its yield to rise.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Do I need to sell my downgraded bonds immediately?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Not necessarily. Investors should first review the rating agency's rationale to determine if the issue is temporary or structural. The decision to hold or sell depends on the issuer's cash flows, debt servicing history, portfolio concentration, and your personal risk tolerance.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Will I get my interest even after the downgrade?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Yes, as long as the issuing company remains solvent and continues to service its debt commitments, scheduled coupon payments will be credited according to the original terms of the bond.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"How do I know the reason for the downgrade of my bonds' ratings?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"SEBI-registered credit rating agencies (such as CRISIL, ICRA, and CARE) publish a detailed 'Rating Rationale' document whenever a rating is revised, explaining the financial, operational, or industry factors behind the change.\"\n        }\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\",\n    \"name\": \"Bond Rating Downgrade in India: What Should You Do If a Bond You Hold Gets Downgraded?\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\"\n    },\n    \"primaryImageOfPage\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg\"\n    },\n    \"description\": \"Learn what a bond rating downgrade means, how it affects bond prices and risk, and the steps investors should take. Understand credit ratings, warning signs, and portfolio decisions in India.\",\n    \"inLanguage\": \"en-US\"\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Person\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/deepak-narang-cfa-level-3\",\n    \"name\": \"Deepak Narang | CFA Level 3\",\n    \"jobTitle\": \"Credit Professional & Investment Analyst\",\n    \"description\": \"Deepak Narang is a high-impact credit professional and investment analyst with over 9 years of expertise across the global financial landscape. Having cleared CFA Level 3, Deepak specializes in identifying risk profiles and investment potential of diverse sectors, ranging from large-scale manufacturing and traditional financial institutions to the high-growth world of new-age startups.\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/author\/deepak-narang\/\",\n    \"sameAs\": [\n      \"https:\/\/www.linkedin.com\/in\/deepak-narang-a119a08a\/\"\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Organization\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\",\n    \"name\": \"GoldenPi Technology Pvt Ltd\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/05\/18105628\/GoldenPi-Lean-Logo.png\"\n    },\n    \"sameAs\": [\n      \"https:\/\/www.facebook.com\/goldenpitech\",\n      \"https:\/\/x.com\/GoldenPiTech\",\n      \"https:\/\/www.linkedin.com\/company\/goldenpi\/\"\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebSite\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"name\": \"GoldenPi | Blogs\",\n    \"description\": \"All about bonds online in India\"\n  }\n]\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Quick Summary: If a bond you hold gets downgraded, you should immediately assess the reason for the downgrade, evaluate the severity,&hellip;<\/p>\n","protected":false},"author":17,"featured_media":14994,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[1026,25],"tags":[],"class_list":["post-14992","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","category-bond-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bond Rating Downgrade in India: What Investors Should Do<\/title>\n<meta name=\"description\" content=\"Learn what a bond rating downgrade means, how it affects bond prices and risk, and the steps investors should take. Understand credit ratings, warning signs, and portfolio decisions in India.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bond Rating Downgrade in India: What Investors Should Do\" \/>\n<meta property=\"og:description\" content=\"Learn what a bond rating downgrade means, how it affects bond prices and risk, and the steps investors should take. Understand credit ratings, warning signs, and portfolio decisions in India.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/\" \/>\n<meta property=\"og:site_name\" content=\"GoldenPi | Blogs\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/goldenpitech\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-21T10:06:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Deepak Narang | CFA Level 3\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:site\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Deepak Narang | CFA Level 3\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bond Rating Downgrade in India: What Investors Should Do","description":"Learn what a bond rating downgrade means, how it affects bond prices and risk, and the steps investors should take. Understand credit ratings, warning signs, and portfolio decisions in India.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/","og_locale":"en_US","og_type":"article","og_title":"Bond Rating Downgrade in India: What Investors Should Do","og_description":"Learn what a bond rating downgrade means, how it affects bond prices and risk, and the steps investors should take. Understand credit ratings, warning signs, and portfolio decisions in India.","og_url":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/","og_site_name":"GoldenPi | Blogs","article_publisher":"https:\/\/www.facebook.com\/goldenpitech","article_published_time":"2026-07-21T10:06:48+00:00","og_image":[{"width":1600,"height":900,"url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg","type":"image\/jpeg"}],"author":"Deepak Narang | CFA Level 3","twitter_card":"summary_large_image","twitter_creator":"@GoldenPiTech","twitter_site":"@GoldenPiTech","twitter_misc":{"Written by":"Deepak Narang | CFA Level 3","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#article","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/"},"author":{"name":"Deepak Narang | CFA Level 3","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/9781cfb40abd7777b2fcbbbd5b6ac0ba"},"headline":"Bond Rating Downgrade in India: What Should You Do If a Bond You Hold Gets Downgraded?\u00a0","datePublished":"2026-07-21T10:06:48+00:00","mainEntityOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/"},"wordCount":1262,"commentCount":0,"publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg","articleSection":["Guide","Bond News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/","url":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/","name":"Bond Rating Downgrade in India: What Investors Should Do","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#primaryimage"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg","datePublished":"2026-07-21T10:06:48+00:00","description":"Learn what a bond rating downgrade means, how it affects bond prices and risk, and the steps investors should take. Understand credit ratings, warning signs, and portfolio decisions in India.","breadcrumb":{"@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#primaryimage","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/20152914\/Bond-Rating-Downgrade-in-India.jpg","width":1600,"height":900,"caption":"Bond Rating Downgrade in India"},{"@type":"BreadcrumbList","@id":"https:\/\/goldenpi.com\/blog\/guide\/bond-rating-downgrade-in-india\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goldenpi.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Bond Rating Downgrade in India: What Should You Do If a Bond You Hold Gets Downgraded?\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/goldenpi.com\/blog\/#website","url":"https:\/\/goldenpi.com\/blog\/","name":"GoldenPi | Blogs","description":"All about bonds online in India","publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goldenpi.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goldenpi.com\/blog\/#organization","name":"GoldenPi Technology Pvt Ltd","url":"https:\/\/goldenpi.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","width":2560,"height":750,"caption":"GoldenPi Technology Pvt Ltd"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/goldenpitech","https:\/\/x.com\/GoldenPiTech","https:\/\/www.linkedin.com\/company\/goldenpi\/"]},{"@type":"Person","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/9781cfb40abd7777b2fcbbbd5b6ac0ba","name":"Deepak Narang | CFA Level 3","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog","url":"https:\/\/goldenpi.com\/blog","contentUrl":"https:\/\/goldenpi.com\/blog","caption":"Deepak Narang | CFA Level 3"},"description":"Deepak Narang is a high-impact credit professional and investment analyst with over 9 years of expertise across the global financial landscape. Having cleared CFA Level 3, Deepak specializes in identifying risk profiles and investment potential of diverse sectors, ranging from large-scale manufacturing and traditional financial institutions to the high-growth world of new-age startups.","sameAs":["https:\/\/www.linkedin.com\/in\/deepak-narang-a119a08a\/"],"url":"https:\/\/goldenpi.com\/blog\/author\/deepak-narang\/"}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/14992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/comments?post=14992"}],"version-history":[{"count":5,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/14992\/revisions"}],"predecessor-version":[{"id":15002,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/14992\/revisions\/15002"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media\/14994"}],"wp:attachment":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media?parent=14992"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/categories?post=14992"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/tags?post=14992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}