{"id":15044,"date":"2026-07-22T06:27:00","date_gmt":"2026-07-22T00:57:00","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=15044"},"modified":"2026-10-03T15:28:00","modified_gmt":"2026-10-03T09:58:00","slug":"federal-bank-fixed-deposit-interest-rates-2026","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/","title":{"rendered":"Federal Bank Fixed Deposit Interest Rates October 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"Federal_Bank_offers_Fixed_Deposit_interest_rates_ranging_from_300_to_670_pa_for_general_customers_in_October_2026_Senior_citizens_receive_an_additional_050_pa_The_highest_general_rate_is_670_pa_while_senior_citizens_can_earn_up_to_720_pa_both_available_on_the_48-month_tenure\"><\/span>Federal Bank offers Fixed Deposit interest rates ranging from 3.00% to 6.70% p.a. for general customers in October 2026. Senior citizens receive an additional 0.50% p.a. The highest general rate is 6.70% p.a., while senior citizens can earn up to 7.20% p.a., both available on the 48-month tenure.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p>While choosing a fixed deposit investment for 2026, Federal Bank is a private sector bank that offers customers different types of deposits at various interest rates and tenures for its regular customers as well as senior citizens.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Federal_Bank_offers_Fixed_Deposit_interest_rates_ranging_from_300_to_670_pa_for_general_customers_in_October_2026_Senior_citizens_receive_an_additional_050_pa_The_highest_general_rate_is_670_pa_while_senior_citizens_can_earn_up_to_720_pa_both_available_on_the_48-month_tenure\" >Federal Bank offers Fixed Deposit interest rates ranging from 3.00% to 6.70% p.a. for general customers in October 2026. Senior citizens receive an additional 0.50% p.a. The highest general rate is 6.70% p.a., while senior citizens can earn up to 7.20% p.a., both available on the 48-month tenure.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Federal_Bank_Fixed_Deposit_Interest_Rates_in_2026\" >Federal Bank Fixed Deposit Interest Rates in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Features_of_Federal_Bank_Fixed_Deposits\" >Features of Federal Bank Fixed Deposits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Special_FD_Rates_of_Federal_Bank\" >Special FD Rates of Federal Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#What_about_Fedfina_FD\" >What about Fedfina FD?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Things_to_Consider_Before_Opening_a_Federal_Bank_FD\" >Things to Consider Before Opening a Federal Bank FD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>Whichever tenure of deposit you want to make, it is useful for you to know about the current interest rates and tenures offered by the bank in respect of its fixed deposits.<\/p>\n\n\n\n<p>Disclaimer: The above information is presented only for knowledge purposes. It should not be considered advice or a recommendation to invest in any kind of financial instruments. Interest rates and deposit schemes offered by Federal Bank are subject to change.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Federal_Bank_Fixed_Deposit_Interest_Rates_in_2026\"><\/span><strong>Federal Bank Fixed Deposit Interest Rates in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Federal Bank offers fixed deposits with tenures ranging from 7 days to 10 years. As per the latest interest rate schedule effective from 17 August 2026, general customers can earn up to 6.70% per annum, while senior citizens can earn up to 7.20% per annum on select tenures. The applicable rate depends on the deposit tenure and customer category.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Deposit Tenure<\/strong><\/td><td><strong>General Citizens<\/strong><\/td><td><strong>Senior Citizens<\/strong><\/td><\/tr><tr><td>7\u201329 Days<\/td><td>3.00% p.a.<\/td><td>3.50% p.a.<\/td><\/tr><tr><td>30\u201345 Days<\/td><td>3.25% p.a.<\/td><td>3.75% p.a.<\/td><\/tr><tr><td>46\u201390 Days<\/td><td>4.25% p.a.<\/td><td>4.75% p.a.<\/td><\/tr><tr><td>91\u2013180 Days<\/td><td>4.50% p.a.<\/td><td>5.00% p.a.<\/td><\/tr><tr><td>181 Days<\/td><td>6.00% p.a.<\/td><td>6.50% p.a.<\/td><\/tr><tr><td>182\u2013270 Days<\/td><td>5.50% p.a.<\/td><td>6.00% p.a.<\/td><\/tr><tr><td>271 Days\u2013Less than 1 Year<\/td><td>6.00% p.a.<\/td><td>6.50% p.a.<\/td><\/tr><tr><td>1 Year<\/td><td>6.25% p.a.<\/td><td>6.75% p.a.<\/td><\/tr><tr><td>Above 1 Year\u2013Less than 15 Months<\/td><td>6.40% p.a.<\/td><td>6.90% p.a.<\/td><\/tr><tr><td>15 Months<\/td><td>6.65% p.a.<\/td><td>7.15% p.a.<\/td><\/tr><tr><td>Above 15 Months\u201324 Months<\/td><td>6.40% p.a.<\/td><td>6.90% p.a.<\/td><\/tr><tr><td>Above 24 Months\u2013Less than 48 Months<\/td><td>6.50% p.a.<\/td><td>7.00% p.a.<\/td><\/tr><tr><td>48 Months<\/td><td>6.70% p.a.<\/td><td>7.20% p.a.<\/td><\/tr><tr><td>Above 48 Months\u201310 Years<\/td><td>6.40% p.a.<\/td><td>6.90% p.a.<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p><em>Interest rates are applicable to resident\/NRO term deposits below \u20b93 crore and are subject to change. Please refer to the latest rate card before investing.<\/em><\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Explore Bonds<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p><a href=\"https:\/\/goldenpi.com\/collections\/high-yield-bonds\">High Yield Bonds\u00a0<\/a>|\u00a0<a href=\"https:\/\/goldenpi.com\/corporate-bonds\">Corporate Bonds<\/a>\u00a0|\u00a0<a href=\"https:\/\/goldenpi.com\/collections\/tax-free-bonds\">Tax Free Bonds<\/a> | <a href=\"https:\/\/goldenpi.com\/\">Buy Bond Platform<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Features_of_Federal_Bank_Fixed_Deposits\"><\/span><strong>Features of Federal Bank Fixed Deposits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed deposits with Federal Bank are available to meet various financial requirements. Investors have an option of selecting cumulative deposits, which involve payment of interest only at maturity, as well as non-cumulative deposits, providing interest payments in intervals.<\/p>\n\n\n\n<p>Federal Bank also allows customers to open and operate fixed deposits via their internet banking facility and mobile banking services; hence, the investment is easily done without visiting the bank branch. Premature withdrawal of funds in certain cases will depend on the terms and conditions set by the bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Special_FD_Rates_of_Federal_Bank\"><\/span><strong>Special FD Rates of Federal Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Federal Bank offers fixed deposits across several specific tenures, with interest rates varying by deposit period. Check the latest rate card for the applicable rate and terms before opening an FD.<\/p>\n\n\n\n<p>In case you wish to invest in a <a href=\"https:\/\/goldenpi.com\/fixed-deposits\">special FD scheme<\/a>, make sure that you check the interest rate, tenure, and other terms and conditions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Fixed Deposit Updates:<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/cumulative-vs-non-cumulative-fd-which-payout-option-earns-more\/\" aria-label=\"Cumulative vs Non-Cumulative FD: Which Payout Option Earns More?\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Cumulative vs. Non-Cumulative FD\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/cumulative-vs-non-cumulative-fd-which-payout-option-earns-more\/\">Cumulative vs Non-Cumulative FD: Which Payout Option Earns More?<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/callable-vs-non-callable-fds-why-non-callable-deposits-pay-more\/\" aria-label=\"Callable vs Non-Callable FDs: Why Non-Callable Deposits Pay More\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Callable vs Non-Callable FDs\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/callable-vs-non-callable-fds-why-non-callable-deposits-pay-more\/\">Callable vs Non-Callable FDs: Why Non-Callable Deposits Pay More<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/sweep-in-fd-explained-how-auto-sweep-accounts-work-in-india\/\" aria-label=\"Sweep-In FD Explained: How Auto-Sweep Accounts Work in India\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Sweep-In FD Explained\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/sweep-in-fd-explained-how-auto-sweep-accounts-work-in-india\/\">Sweep-In FD Explained: How Auto-Sweep Accounts Work in India<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_about_Fedfina_FD\"><\/span><strong>What about Fedfina FD?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Apart from searching for Federal Bank deposits, many investors also search for Fedfina. Fedfina (Fedbank Financial Services Limited) is a separate NBFC and a subsidiary of Federal Bank. It offers financial products such as gold loans, home loans and property loans, which are different from Federal Bank&#8217;s deposit products. Investors should check the name of the institution offering a financial product before investing.<\/p>\n\n\n\n<p>Always ensure that the product you are interested in is offered by Federal Bank or Fedfina before making an investment decision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Things_to_Consider_Before_Opening_a_Federal_Bank_FD\"><\/span><strong>Things to Consider Before Opening a Federal Bank FD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Instead of selecting an FD solely because it offers a <a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/\">higher interest rate<\/a>, consider whether the product suits your financial needs.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td>Factor<\/td><td>Why It Matters<\/td><\/tr><tr><td>Interest Rate<\/td><td>Determines the return on your deposit.<\/td><\/tr><tr><td>Deposit Tenure<\/td><td>Should align with your financial goals.<\/td><\/tr><tr><td>Premature Withdrawal<\/td><td>May affect the interest payable.<\/td><\/tr><tr><td>Interest Payout Option<\/td><td>Choose cumulative or periodic payouts based on your requirements.<\/td><\/tr><tr><td>Deposit Insurance<\/td><td>Eligible deposits are covered under DICGC insurance limits as applicable.<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>Eligible deposits with Federal Bank are covered by DICGC insurance up to \u20b95 lakh per depositor per bank, including principal and interest, subject to applicable conditions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784637790046\"><strong class=\"schema-faq-question\">Q1. <strong>What will be the highest Federal Bank FD interest rate in October 2026?<\/strong><\/strong> <p class=\"schema-faq-answer\">Federal Bank pays an interest rate of 6.70% p.a. to general citizens and 7.20% p.a. to senior citizens on selected deposit maturities as per their latest published interest rates.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784637806452\"><strong class=\"schema-faq-question\">Q2. <strong>Can I create a Federal Bank FD account online?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, one can open and maintain selected FD accounts using the internet and mobile banking services of Federal Bank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784637816316\"><strong class=\"schema-faq-question\">Q3. <strong>Are there any special fixed deposit schemes by Federal Bank?<\/strong><\/strong> <p class=\"schema-faq-answer\">Federal Bank offers fixed deposits across various tenures, with interest rates varying by the deposit period. Customers should check the latest rate card for the applicable rate and terms.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784637828310\"><strong class=\"schema-faq-question\">Q4. <strong>Is Fedfina the same as Federal Bank?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. Fedfina (Fedbank Financial Services Limited) is a separate NBFC and a subsidiary of Federal Bank. Its products are different from Federal Bank&#8217;s banking and deposit products.<br><\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Federal Bank provides a variety of fixed deposits with multiple tenure options, online FD booking facilities, and additional interest for eligible senior citizens. Whether you wish to open a fixed deposit for a short period of time or are looking forward to achieving some financial goals in the long run, comparing the various tenure options, studying the related terms, and reviewing the prevailing FD rates can assist you in making an informed choice.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Quick Summary: Federal Bank offers Fixed Deposit interest rates ranging from 3.00% to 6.70% p.a. for general customers in October 2026.&hellip;<\/p>\n","protected":false},"author":16,"featured_media":15501,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[225,25],"tags":[],"class_list":["post-15044","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-deposit","category-bond-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Federal Bank Fixed Deposit Rates October 2026: Highest FD Rate &amp; Guide<\/title>\n<meta name=\"description\" content=\"Check the latest Federal Bank Fixed Deposit interest rates for October 2026. 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What will be the highest Federal Bank FD interest rate in October 2026?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Federal Bank pays an interest rate of 6.70% p.a. to general citizens and 7.20% p.a. to senior citizens on selected deposit maturities as per their latest published interest rates.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#faq-question-1784637806452","position":2,"url":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#faq-question-1784637806452","name":"Q2. Can I create a Federal Bank FD account online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, one can open and maintain selected FD accounts using the internet and mobile banking services of Federal Bank.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#faq-question-1784637816316","position":3,"url":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#faq-question-1784637816316","name":"Q3. Are there any special fixed deposit schemes by Federal Bank?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Federal Bank offers fixed deposits across various tenures, with interest rates varying by the deposit period. Customers should check the latest rate card for the applicable rate and terms.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#faq-question-1784637828310","position":4,"url":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#faq-question-1784637828310","name":"Q4. Is Fedfina the same as Federal Bank?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. Fedfina (Fedbank Financial Services Limited) is a separate NBFC and a subsidiary of Federal Bank. Its products are different from Federal Bank's banking and deposit products.<br>","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/comments?post=15044"}],"version-history":[{"count":7,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15044\/revisions"}],"predecessor-version":[{"id":16464,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15044\/revisions\/16464"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media\/15501"}],"wp:attachment":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media?parent=15044"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/categories?post=15044"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/tags?post=15044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}