
{"id":15044,"date":"2026-07-22T06:27:00","date_gmt":"2026-07-22T00:57:00","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=15044"},"modified":"2026-07-21T19:11:24","modified_gmt":"2026-07-21T13:41:24","slug":"federal-bank-fixed-deposit-interest-rates-2026","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/","title":{"rendered":"Federal Bank Fixed Deposit Interest Rates July 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"Federal_Bank_offers_Fixed_Deposit_interest_rates_ranging_from_300_to_680_pa_for_general_citizens_Senior_citizens_receive_an_additional_050_pa_The_highest_general_rate_is_670_%E2%80%93_680_pa_while_the_highest_senior_citizen_rate_is_720_%E2%80%93_730_pa_typically_available_on_specific_tenures_like_15_months\"><\/span><span data-subtree=\"aimfl,mfl\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">Federal Bank offers Fixed Deposit interest rates ranging from <\/span><strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">3.00% to 6.80% p.a.<!--TgQPHd||[]--><\/strong> for general citizens. Senior citizens receive an additional <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">0.50% p.a<\/strong>. The highest general rate is <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">6.70% &#8211; 6.80% p.a.<!--TgQPHd||[]--><\/strong>, while the highest senior citizen rate is <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">7.20% &#8211; 7.30% p.a.<!--TgQPHd||[]--><\/strong>, typically available on specific tenures like 15 months<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p>While choosing a fixed deposit investment for 2026, Federal Bank could be one of those private sector banks to consider. Offering its customers different types of deposits at attractive interest rates, the bank provides fixed deposits of different tenures and interest rates for its regular as well as senior citizen customers.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Federal_Bank_offers_Fixed_Deposit_interest_rates_ranging_from_300_to_680_pa_for_general_citizens_Senior_citizens_receive_an_additional_050_pa_The_highest_general_rate_is_670_%E2%80%93_680_pa_while_the_highest_senior_citizen_rate_is_720_%E2%80%93_730_pa_typically_available_on_specific_tenures_like_15_months\" >Federal Bank offers Fixed Deposit interest rates ranging from 3.00% to 6.80% p.a. for general citizens. Senior citizens receive an additional 0.50% p.a. The highest general rate is 6.70% &#8211; 6.80% p.a., while the highest senior citizen rate is 7.20% &#8211; 7.30% p.a., typically available on specific tenures like 15 months<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Federal_Bank_Fixed_Deposit_Interest_Rates_in_2026\" >Federal Bank Fixed Deposit Interest Rates in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Features_of_Federal_Bank_Fixed_Deposits\" >Features of Federal Bank Fixed Deposits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Special_FD_Rates_of_Federal_Bank\" >Special FD Rates of Federal Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#FD_Calculator_in_Federal_Bank\" >FD Calculator in Federal Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#What_about_Fedfina_FD\" >What about Fedfina FD?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Things_to_Consider_Before_Opening_a_Federal_Bank_FD\" >Things to Consider Before Opening a Federal Bank FD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>Whichever tenure of deposit you want to make, it is useful for you to know about the current interest rates and tenures offered by the bank in respect of its fixed deposits.<\/p>\n\n\n\n<p>Disclaimer: The above information is presented only for knowledge purposes. It should not be considered advice or a recommendation to invest in any kind of financial instruments. Interest rates and deposit schemes offered by Federal Bank are subject to change.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Federal_Bank_Fixed_Deposit_Interest_Rates_in_2026\"><\/span><strong>Federal Bank Fixed Deposit Interest Rates in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Federal Bank offers fixed deposits with tenures ranging from <strong>7 days to 10 years<\/strong>. As per the latest interest rate schedule effective in <strong>2026<\/strong>, general customers can earn up to <strong>6.85% per annum<\/strong>, while senior citizens can earn up to <strong>7.35% per annum<\/strong> on select tenures. The applicable rate depends on the deposit tenure and customer category.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Deposit Tenure<\/strong><\/td><td><strong>General Citizens<\/strong><\/td><td><strong>Senior Citizens<\/strong><\/td><\/tr><tr><td>1 Year<\/td><td>6.50% p.a.<\/td><td>7.00% p.a.<\/td><\/tr><tr><td>444 Days (Select Tenure)<\/td><td><strong>6.85% p.a.<\/strong><\/td><td><strong>7.35% p.a.<\/strong><\/td><\/tr><tr><td>Above 2 Years to 5 Years<\/td><td>6.40% p.a.<\/td><td>6.90% p.a.<\/td><\/tr><tr><td>5 Years &amp; Above<\/td><td>6.25% p.a.<\/td><td>6.75% p.a.<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p><em>Interest rates are indicative and subject to change by the bank. Please refer to the latest rate card before investing.<\/em><\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Explore Bonds<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p><a href=\"https:\/\/goldenpi.com\/collections\/high-yield-bonds\">High Yield Bonds\u00a0<\/a>|\u00a0<a href=\"https:\/\/goldenpi.com\/corporate-bonds\">Corporate Bonds<\/a>\u00a0|\u00a0<a href=\"https:\/\/goldenpi.com\/collections\/tax-free-bonds\">Tax Free Bonds<\/a> | <a href=\"https:\/\/goldenpi.com\/\">Buy Bond Platform<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Features_of_Federal_Bank_Fixed_Deposits\"><\/span><strong>Features of Federal Bank Fixed Deposits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed deposits with Federal Bank are available to meet various financial requirements. Investors have an option of selecting cumulative deposits, which involve payment of interest only at maturity, as well as non-cumulative deposits, providing interest payments in intervals.<\/p>\n\n\n\n<p>Federal Bank also allows customers to open and operate fixed deposits via their internet banking facility and mobile banking services; hence, the investment is easily done without visiting the bank branch. Premature withdrawal of funds in certain cases will depend on the terms and conditions set by the bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Special_FD_Rates_of_Federal_Bank\"><\/span><strong>Special FD Rates of Federal Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Just like other banks, Federal Bank also has special tenures of FDs that pay varied interest rates compared to regular FDs. The special tenures of FD are made available by the bank once in a while.<\/p>\n\n\n\n<p>In case you wish to invest in a <a href=\"https:\/\/goldenpi.com\/fixed-deposits\">special FD scheme<\/a>, make sure that you check the interest rate, tenure, and other terms and conditions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Fixed Deposit Updates:<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\" aria-label=\"Federal Bank Fixed Deposit Interest Rates July 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Federal Bank Fixed Deposit\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\">Federal Bank Fixed Deposit Interest Rates July 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bonds-vs-fixed-deposits-2026\/\" aria-label=\"Bonds vs Fixed Deposits 2026: Tax and Liquidity Comparison for Indian Investors\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18175049\/Bond-vs-Fixed-Deposits-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Bond vs Fixed Deposits\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18175049\/Bond-vs-Fixed-Deposits-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18175049\/Bond-vs-Fixed-Deposits-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18175049\/Bond-vs-Fixed-Deposits-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18175049\/Bond-vs-Fixed-Deposits-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18175049\/Bond-vs-Fixed-Deposits.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bonds-vs-fixed-deposits-2026\/\">Bonds vs Fixed Deposits 2026: Tax and Liquidity Comparison for Indian Investors<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/senior-citizen-fixed-deposit-interest-rates-2026\/\" aria-label=\"Senior Citizen Fixed Deposit Interest Rates 2026: Which Bank FD Rates are\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18170204\/Senior-Citizen-Fixed-Deposit-Interest-Rates-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Senior Citizen Fixed Deposit Interest Rates\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18170204\/Senior-Citizen-Fixed-Deposit-Interest-Rates-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18170204\/Senior-Citizen-Fixed-Deposit-Interest-Rates-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18170204\/Senior-Citizen-Fixed-Deposit-Interest-Rates-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18170204\/Senior-Citizen-Fixed-Deposit-Interest-Rates-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/18170204\/Senior-Citizen-Fixed-Deposit-Interest-Rates.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/senior-citizen-fixed-deposit-interest-rates-2026\/\">Senior Citizen Fixed Deposit Interest Rates 2026: Which Bank FD Rates are<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FD_Calculator_in_Federal_Bank\"><\/span><strong>FD Calculator in Federal Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>An <a href=\"https:\/\/goldenpi.com\/fixed-deposit\/sbi-fd-calculator\">FD calculator<\/a> in Federal Bank helps in predicting the maturity value of the fixed deposit through certain considerations like the deposit sum, duration of deposit, interest rate, and compounding.<\/p>\n\n\n\n<p>The calculator gives an estimation, but the exact maturity value will depend on the interest rate applicable at the time of opening the fixed deposit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_about_Fedfina_FD\"><\/span><strong>What about Fedfina FD?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Apart from searching for Federal Bank deposits, many investors also search for Fedfina FD. It is necessary to remember that although Fedfina (Fedbank Financial Services Limited) is owned by Federal Bank, it is different from Federal Bank. While being promoted by Federal Bank, the products available under the FD offered by Fedfina are subject to different terms, criteria, and rules.<\/p>\n\n\n\n<p>Always ensure that the product you are interested in is offered by Federal Bank or Fedfina before making an investment decision.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Things_to_Consider_Before_Opening_a_Federal_Bank_FD\"><\/span><strong>Things to Consider Before Opening a Federal Bank FD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Instead of selecting an FD solely because it offers a <a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/high-interest-rate-fd-2026\/\">higher interest rate<\/a>, consider whether the product suits your financial needs.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td>Factor<\/td><td>Why It Matters<\/td><\/tr><tr><td>Interest Rate<\/td><td>Determines the return on your deposit.<\/td><\/tr><tr><td>Deposit Tenure<\/td><td>Should align with your financial goals.<\/td><\/tr><tr><td>Premature Withdrawal<\/td><td>May affect the interest payable.<\/td><\/tr><tr><td>Interest Payout Option<\/td><td>Choose cumulative or periodic payouts based on your requirements.<\/td><\/tr><tr><td>Deposit Insurance<\/td><td>Eligible deposits are covered under DICGC insurance limits as applicable.<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>Eligible deposits with Federal Bank are covered under the <strong>Deposit Insurance and Credit Guarantee Corporation (DICGC)<\/strong> insurance scheme up to the applicable limit per depositor per bank, subject to prevailing regulations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784637790046\"><strong class=\"schema-faq-question\">Q1. <strong>What will be the highest Federal Bank FD interest rate in 2026?<\/strong><\/strong> <p class=\"schema-faq-answer\">Federal Bank pays an interest rate of 6.85% p.a. to general individuals and 7.35% p.a. to senior citizens on selected deposit maturities as per their latest published interest rates.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784637806452\"><strong class=\"schema-faq-question\">Q2. <strong>Can I create a Federal Bank FD account online?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, one can open and maintain selected FD accounts using the internet and mobile banking services of Federal Bank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784637816316\"><strong class=\"schema-faq-question\">Q3. <strong>Are there any special fixed deposit schemes by Federal Bank?<\/strong><\/strong> <p class=\"schema-faq-answer\">Federal Bank often launches selected fixed deposits with varied interest rates. The interest rates keep varying, and the schemes are available for a short duration of time.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784637828310\"><strong class=\"schema-faq-question\">Q4. <strong>Is Fedfina the same as Federal Bank?<\/strong><\/strong> <p class=\"schema-faq-answer\">No, Fedfina (Fedbank Financial Services Limited) is an independent financial institution. It is necessary for investors to confirm the company offering the deposit scheme.<br><\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The Federal Bank provides a variety of fixed deposits with multiple tenure options, an online FD booking facility, and extra interest rate concessions to eligible senior citizens. Whether you wish to open a fixed deposit for a short period of time or are looking forward to achieving some financial goals in the long run, comparing the various tenure options, studying the related terms, and reviewing the prevailing FD rates can assist you in making an informed choice.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n[\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"NewsArticle\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#article\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\"\n    },\n    \"headline\": \"Federal Bank Fixed Deposit Rates July 2026: Highest FD Rate & Guide\",\n    \"description\": \"Federal Bank offers Fixed Deposit interest rates ranging from 3.00% to 6.85% p.a. for general citizens and up to 7.35% p.a. for senior citizens in 2026. Compare tenure-wise rates, special scheme features, and online booking guidelines.\",\n    \"image\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg\",\n      \"width\": 1600,\n      \"height\": 900\n    },\n    \"datePublished\": \"2026-07-22T06:27:00+05:30\",\n    \"dateModified\": \"2026-07-21T18:28:08+05:30\",\n    \"mainEntityOfPage\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\"\n    },\n    \"wordCount\": 580,\n    \"commentCount\": 0,\n    \"inLanguage\": \"en-US\",\n    \"publisher\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\"\n    },\n    \"author\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/kunal-arora-ca\"\n    },\n    \"about\": [\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Fixed deposit\",\n        \"alternateName\": \"Term Deposit\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Fixed_deposit\"\n      },\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Federal Bank\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Federal_Bank\"\n      }\n    ],\n    \"mentions\": [\n      {\n        \"@type\": \"Organization\",\n        \"name\": \"Deposit Insurance and Credit Guarantee Corporation\",\n        \"alternateName\": \"DICGC\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Deposit_Insurance_and_Credit_Guarantee_Corporation\"\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#faq\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\"\n    },\n    \"mainEntity\": [\n      {\n        \"@type\": \"Question\",\n        \"name\": \"What will be the highest Federal Bank FD interest rate in 2026?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Federal Bank offers a peak interest rate of 6.85% p.a. for general individuals and 7.35% p.a. for senior citizens on select special tenures, such as the 444-day deposit scheme.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Can I create a Federal Bank FD account online?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Yes, existing and new customers can open and manage Federal Bank Fixed Deposits digitally through FedMobile (mobile banking) or FedNet (internet banking) without needing to visit a branch.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Are there any special fixed deposit schemes by Federal Bank?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Yes, Federal Bank periodically introduces special tenure fixed deposits (such as 444 days) that offer higher interest rates compared to standard tenure deposits.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Is Fedfina the same as Federal Bank?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"No. Fedfina (Fedbank Financial Services Limited) is an NBFC promoted by Federal Bank. While affiliated, fixed deposits and financial products offered by Fedfina operate under separate regulatory norms, interest rate structures, and risk profiles.\"\n        }\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\",\n    \"name\": \"Federal Bank Fixed Deposit Rates July 2026: Highest FD Rate & Guide\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\"\n    },\n    \"primaryImageOfPage\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg\"\n    },\n    \"description\": \"Check the latest Federal Bank Fixed Deposit interest rates for July 2026. Compare the highest FD rates, tenure-wise returns, senior citizen benefits, and learn how to open an FD online.\",\n    \"inLanguage\": \"en-US\"\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Person\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/kunal-arora-ca\",\n    \"name\": \"Kunal Arora | CA\",\n    \"jobTitle\": \"Financial Controller\",\n    \"description\": \"Kunal Arora is a Chartered Accountant and finance expert with over 8 years of expertise in navigating the complex financial heart of India\u2019s leading NBFCs. As a Financial Controller at Oxyzo, Kunal focuses on the core pillars of financial integrity - transparency, regulatory excellence and the strategic reporting that builds investor trust.\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/author\/kunal-arora\/\",\n    \"sameAs\": [\n      \"https:\/\/www.linkedin.com\/in\/ca-kunal-arora-005299158\/\"\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Organization\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\",\n    \"name\": \"GoldenPi Technology Pvt Ltd\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/05\/18105628\/GoldenPi-Lean-Logo.png\"\n    },\n    \"sameAs\": [\n      \"https:\/\/www.facebook.com\/goldenpitech\",\n      \"https:\/\/x.com\/GoldenPiTech\",\n      \"https:\/\/www.linkedin.com\/company\/goldenpi\/\"\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebSite\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"name\": \"GoldenPi | Blogs\",\n    \"description\": \"All about bonds online in India\"\n  }\n]\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Quick Summary: Federal Bank offers Fixed Deposit interest rates ranging from 3.00% to 6.80% p.a. for general citizens. Senior citizens receive&hellip;<\/p>\n","protected":false},"author":16,"featured_media":15048,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[225,25],"tags":[],"class_list":["post-15044","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-deposit","category-bond-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Federal Bank Fixed Deposit Rates July 2026: Highest FD Rate &amp; Guide<\/title>\n<meta name=\"description\" content=\"Check the latest Federal Bank Fixed Deposit interest rates for July 2026. Compare the highest FD rates, tenure-wise returns, senior citizen benefits, and learn how to open an FD online.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Federal Bank Fixed Deposit Rates July 2026: Highest FD Rate &amp; Guide\" \/>\n<meta property=\"og:description\" content=\"Check the latest Federal Bank Fixed Deposit interest rates for July 2026. Compare the highest FD rates, tenure-wise returns, senior citizen benefits, and learn how to open an FD online.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"GoldenPi | Blogs\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/goldenpitech\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-22T00:57:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kunal Arora | CA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:site\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kunal Arora | CA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Federal Bank Fixed Deposit Rates July 2026: Highest FD Rate & Guide","description":"Check the latest Federal Bank Fixed Deposit interest rates for July 2026. Compare the highest FD rates, tenure-wise returns, senior citizen benefits, and learn how to open an FD online.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/","og_locale":"en_US","og_type":"article","og_title":"Federal Bank Fixed Deposit Rates July 2026: Highest FD Rate & Guide","og_description":"Check the latest Federal Bank Fixed Deposit interest rates for July 2026. Compare the highest FD rates, tenure-wise returns, senior citizen benefits, and learn how to open an FD online.","og_url":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/","og_site_name":"GoldenPi | Blogs","article_publisher":"https:\/\/www.facebook.com\/goldenpitech","article_published_time":"2026-07-22T00:57:00+00:00","og_image":[{"width":1600,"height":900,"url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg","type":"image\/jpeg"}],"author":"Kunal Arora | CA","twitter_card":"summary_large_image","twitter_creator":"@GoldenPiTech","twitter_site":"@GoldenPiTech","twitter_misc":{"Written by":"Kunal Arora | CA","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#article","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/"},"author":{"name":"Kunal Arora | CA","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/d3fccd8baf9a3fda41c1c5356272ce8d"},"headline":"Federal Bank Fixed Deposit Interest Rates July 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0","datePublished":"2026-07-22T00:57:00+00:00","mainEntityOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/"},"wordCount":1076,"commentCount":0,"publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg","articleSection":["Fixed Deposit","Bond News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/","url":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/","name":"Federal Bank Fixed Deposit Rates July 2026: Highest FD Rate & Guide","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#primaryimage"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg","datePublished":"2026-07-22T00:57:00+00:00","description":"Check the latest Federal Bank Fixed Deposit interest rates for July 2026. Compare the highest FD rates, tenure-wise returns, senior citizen benefits, and learn how to open an FD online.","breadcrumb":{"@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#primaryimage","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg","width":1600,"height":900,"caption":"Federal Bank Fixed Deposit"},{"@type":"BreadcrumbList","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goldenpi.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Federal Bank Fixed Deposit Interest Rates July 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/goldenpi.com\/blog\/#website","url":"https:\/\/goldenpi.com\/blog\/","name":"GoldenPi | Blogs","description":"All about bonds online in India","publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goldenpi.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goldenpi.com\/blog\/#organization","name":"GoldenPi Technology Pvt Ltd","url":"https:\/\/goldenpi.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","width":2560,"height":750,"caption":"GoldenPi Technology Pvt Ltd"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/goldenpitech","https:\/\/x.com\/GoldenPiTech","https:\/\/www.linkedin.com\/company\/goldenpi\/"]},{"@type":"Person","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/d3fccd8baf9a3fda41c1c5356272ce8d","name":"Kunal Arora | CA","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog","url":"https:\/\/goldenpi.com\/blog","contentUrl":"https:\/\/goldenpi.com\/blog","caption":"Kunal Arora | CA"},"description":"Kunal Arora is a Chartered Accountant and finance expert with over 8 years of expertise in navigating the complex financial heart of India\u2019s leading NBFCs. As a Financial Controller at Oxyzo, Kunal focuses on the core pillars of financial integrity - transparency, regulatory excellence and the strategic reporting that builds investor trust.","sameAs":["https:\/\/www.linkedin.com\/in\/ca-kunal-arora-005299158\/"],"url":"https:\/\/goldenpi.com\/blog\/author\/kunal-arora\/"}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/comments?post=15044"}],"version-history":[{"count":3,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15044\/revisions"}],"predecessor-version":[{"id":15049,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15044\/revisions\/15049"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media\/15048"}],"wp:attachment":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media?parent=15044"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/categories?post=15044"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/tags?post=15044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}