
{"id":15055,"date":"2026-07-22T19:17:17","date_gmt":"2026-07-22T13:47:17","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=15055"},"modified":"2026-07-21T19:19:22","modified_gmt":"2026-07-21T13:49:22","slug":"bank-of-baroda-fixed-deposit-interest-rates-2026","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/","title":{"rendered":"Bank of Baroda Fixed Deposit Interest Rates July 2026: Rates &amp; Schemes"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"Bank_of_Baroda_BoB_offers_domestic_FD_interest_rates_ranging_from_350_to_675_pa_for_general_citizens_with_up_to_050_to_100_extra_for_senior_citizens_on_deposits_below_%E2%82%B93_crore_The_highest_rates_are_available_on_special_tenures_like_the_555-day_scheme_at_675_and_the_444-day_scheme_at_645\"><\/span><span data-subtree=\"aimfl,mfl\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 400; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">Bank of Baroda (BoB) offers domestic FD interest rates ranging from <\/span><strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">3.50% to 6.75% p.a.<!--TgQPHd||[]--><\/strong> for general citizens, with up to <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">0.50% to 1.00% extra<!--TgQPHd||[]--><\/strong> for senior citizens on deposits below \u20b93 crore. The highest rates are available on special tenures like the <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">555-day scheme at 6.75%<!--TgQPHd||[]--><\/strong> and the <strong class=\"Yjhzub\" data-sfc-root=\"ep\" data-sfc-cb=\"\" data-complete=\"true\" data-copy-service-computed-style=\"font-family: &quot;Google Sans&quot;, Arial, sans-serif; font-size: 16px; font-weight: 700; margin: 0px; text-decoration: none; border-bottom: 0px rgb(10, 10, 10);\">444-day scheme at 6.45%<!--TgQPHd||[]--><\/strong>.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p>Bank of Baroda (BoB) is a top bank amongst the other Indian Public Sector Banks, and it is quite popular when it comes to fixed deposits owing to its huge branch network, flexible tenure, and deposit schemes. Whatever your purpose is, whether it is a short-term or long-term investment, knowing the latest Bank of Baroda FD interest rates would surely assist you in making an appropriate decision.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Bank_of_Baroda_BoB_offers_domestic_FD_interest_rates_ranging_from_350_to_675_pa_for_general_citizens_with_up_to_050_to_100_extra_for_senior_citizens_on_deposits_below_%E2%82%B93_crore_The_highest_rates_are_available_on_special_tenures_like_the_555-day_scheme_at_675_and_the_444-day_scheme_at_645\" >Bank of Baroda (BoB) offers domestic FD interest rates ranging from 3.50% to 6.75% p.a. for general citizens, with up to 0.50% to 1.00% extra for senior citizens on deposits below \u20b93 crore. The highest rates are available on special tenures like the 555-day scheme at 6.75% and the 444-day scheme at 6.45%.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Bank_of_Baroda_FD_Interest_Rates_in_2026\" >Bank of Baroda FD Interest Rates in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Special_FD_Schemes_of_Bank_of_Baroda\" >Special FD Schemes of Bank of Baroda<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Bob_Square_Drive_vs_Bob_Golden_Goal_Which_is_Different\" >Bob Square Drive vs. Bob Golden Goal: Which is Different?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>In this post, we shall discuss the latest BoB FD interest rates, the Bob Square Drive scheme (444 days), the Bob Golden Goal scheme (555 days), senior citizen benefits, and ways to calculate the returns from your fixed deposits using the Bank of Baroda FD Calculator.<\/p>\n\n\n\n<p>Disclaimer: The post is purely for educational purposes and should not be taken as financial or investment advice. The interest rates on the Bank of Baroda fixed deposits might change anytime, according to the Bank of Baroda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_Baroda_FD_Interest_Rates_in_2026\"><\/span><strong>Bank of Baroda FD Interest Rates in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bank of Baroda offers retail fixed deposits with tenures ranging from <strong>7 days to 10 years<\/strong>. For deposits up to \u20b93 crore, the bank currently offers interest rates of up to <strong>6.75% p.a.<\/strong> for general customers under select special schemes, while eligible senior citizens can earn up to <strong>7.25% p.a.<\/strong> on select tenures.<\/p>\n\n\n\n<p>Some of the popular FD tenures are shown below:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Deposit Tenure<\/strong><\/td><td><strong>General Citizens<\/strong><\/td><td><strong>Senior Citizens<\/strong><\/td><\/tr><tr><td>1 Year<\/td><td>6.25% p.a.<\/td><td>6.75% p.a.<\/td><\/tr><tr><td>Above 3 Years to 5 Years<\/td><td>6.30% p.a.<\/td><td>6.80% p.a.<\/td><\/tr><tr><td><strong>Bob Square Drive (444 Days)<\/strong><\/td><td><strong>6.45% p.a.<\/strong><\/td><td><strong>6.95% p.a.<\/strong><\/td><\/tr><tr><td><strong>Bob Golden Goal (555 Days)<\/strong><\/td><td><strong>6.75% p.a.<\/strong><\/td><td><strong>7.25% p.a.<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p><em>Interest rates apply to eligible retail deposits and are subject to revision by the bank.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Fixed Deposit Updates:<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/\" aria-label=\"Bank of Baroda Fixed Deposit Interest Rates July 2026: Rates &amp; Schemes\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Bank of Baroda Fixed Deposit\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/\">Bank of Baroda Fixed Deposit Interest Rates July 2026: Rates &amp; Schemes<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/union-bank-of-india-fd-interest-rates-2026\/\" aria-label=\"Union Bank of India FD Interest Rates 2026: Tenures &amp; Senior Citizen Benefits\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21184704\/Indias-Bond-Market-in-June-2026-7-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Union Bank Fixed Deposit\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21184704\/Indias-Bond-Market-in-June-2026-7-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21184704\/Indias-Bond-Market-in-June-2026-7-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21184704\/Indias-Bond-Market-in-June-2026-7-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21184704\/Indias-Bond-Market-in-June-2026-7-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21184704\/Indias-Bond-Market-in-June-2026-7.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/union-bank-of-india-fd-interest-rates-2026\/\">Union Bank of India FD Interest Rates 2026: Tenures &amp; Senior Citizen Benefits<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\" aria-label=\"Federal Bank Fixed Deposit Interest Rates July 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Federal Bank Fixed Deposit\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21182730\/Federal-Bank-Fixed-Deposit.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/federal-bank-fixed-deposit-interest-rates-2026\/\">Federal Bank Fixed Deposit Interest Rates July 2026: Highest Rate, Tenures &amp; Online FD Guide\u00a0<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Special_FD_Schemes_of_Bank_of_Baroda\"><\/span><strong>Special FD Schemes of Bank of Baroda<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>One of the main features of Bank of Baroda Fixed Deposits is its Special Tenure Deposit schemes.<\/p>\n\n\n\n<p><strong>Bob Square Drive Deposit Scheme (444 days)<\/strong><\/p>\n\n\n\n<p>This deposit scheme is a special fixed deposit scheme with a period of 444 days, and it is offering 6.45% p.a. to general public customers and 6.95% p.a. to resident senior citizens. Resident super senior citizens (80 years and above) get an extra benefit under the policy of the bank.<\/p>\n\n\n\n<p><strong>Bob Golden Goal Deposit Scheme (555 Days)<\/strong><\/p>\n\n\n\n<p>This deposit scheme is a special fixed deposit scheme with a period of 555 days, and it is offering one of the highest interest rates of the bank, i.e., 6.75% p.a. to general public customers and 7.25% p.a. to resident senior citizens.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Explore Bonds<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p><a href=\"https:\/\/goldenpi.com\/collections\/high-yield-bonds\">High Yield Bonds\u00a0<\/a>|\u00a0<a href=\"https:\/\/goldenpi.com\/corporate-bonds\">Corporate Bonds<\/a>\u00a0|\u00a0<a href=\"https:\/\/goldenpi.com\/collections\/tax-free-bonds\">Tax Free Bonds<\/a> | <a href=\"https:\/\/goldenpi.com\/\">Buy Bond Platform<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bob_Square_Drive_vs_Bob_Golden_Goal_Which_is_Different\"><\/span><strong>Bob Square Drive vs. Bob Golden Goal: Which is Different?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Both schemes are special fixed deposits, but they differ mainly in tenure and interest rate.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td>Feature<\/td><td>Bob Square Drive<\/td><td>Bob Golden Goal<\/td><\/tr><tr><td>Tenure<\/td><td>444 Days<\/td><td>555 Days<\/td><\/tr><tr><td>General Interest Rate<\/td><td>6.45% p.a.<\/td><td>6.75% p.a.<\/td><\/tr><tr><td>Senior Citizen Rate<\/td><td>6.95% p.a.<\/td><td>7.25% p.a.<\/td><\/tr><tr><td>Availability<\/td><td>Retail deposits (subject to bank terms)<\/td><td>Retail deposits (subject to bank terms)<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>Rather than choosing a scheme based only on the highest interest rate, investors should also consider whether the tenure aligns with their financial goals and liquidity needs.<\/p>\n\n\n\n<p><strong>FD Calculator of Bank of Baroda<\/strong><\/p>\n\n\n\n<p>An FD Calculator of Bank of Baroda estimates the maturity value based on the investment value, rate of interest, tenure, and compounding frequency.<\/p>\n\n\n\n<p>Though the calculator offers an estimate, the actual maturity value will depend on the rate of interest prevailing at the time of opening the FD.<\/p>\n\n\n\n<p><strong>Things to Consider Before Investing in BoB Fixed Deposits<\/strong><\/p>\n\n\n\n<p>Prior to investing in fixed deposits, it is recommended that one look beyond the rate of interest mentioned.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td>Factor<\/td><td>Why It Matters<\/td><\/tr><tr><td>Interest Rate<\/td><td>Determines the return on your deposit.<\/td><\/tr><tr><td>Deposit Tenure<\/td><td>Should match your financial goals.<\/td><\/tr><tr><td>Special FD Scheme<\/td><td>Selected tenures may offer different interest rates.<\/td><\/tr><tr><td>Premature Withdrawal<\/td><td>May be subject to reduced interest or penalties.<\/td><\/tr><tr><td>Deposit Insurance<\/td><td>Eligible deposits are covered under DICGC limits as applicable.<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>Eligible deposits with Bank of Baroda are covered under the <strong>Deposit Insurance and Credit Guarantee Corporation (DICGC)<\/strong> insurance scheme up to the applicable limit per depositor per bank, subject to prevailing regulations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784641203095\"><strong class=\"schema-faq-question\">Q1. <strong>What is the highest Bank of Baroda FD interest rate in 2026?<\/strong><\/strong> <p class=\"schema-faq-answer\">Bob Golden Goal (555 Days) FD rates for retail deposits of less than \u20b93 crore stand at 6.75% p.a. for general customers and 7.25% p.a. for eligible resident senior citizens.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784641304504\"><strong class=\"schema-faq-question\">Q2. <strong>What is the Bob Square Drive FD Scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">It is a special fixed deposit scheme for 444 days, which earns 6.45% p.a. interest for general customers and 6.95% p.a. for eligible resident senior citizens.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784641315671\"><strong class=\"schema-faq-question\">Q3. <strong>Can I calculate my FD maturity amount online?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, you can. Bank of Baroda has an FD Calculator that can help in calculating your FD maturity amount using the FD calculator.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784641329107\"><strong class=\"schema-faq-question\">Q4. <strong>Are Bank of Baroda fixed deposits safe?<\/strong><\/strong> <p class=\"schema-faq-answer\">Bank of Baroda is a public sector bank supervised by the Reserve Bank of India (RBI). The fixed deposits of Bank of Baroda qualify for the DICGC deposit insurance scheme.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Even today, Bank of Baroda continues to provide its customers with a wide variety of fixed deposits. Its offerings like Bob Square Drive (444 Days) and Bob Golden Goal (555 Days) come up with lucrative interest rates along with added perks for senior citizens. It is always wise to first examine the tenures of fixed deposits that Bank of Baroda offers and understand the terms and conditions applicable to the fixed deposit before going ahead.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n[\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"NewsArticle\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#article\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/\"\n    },\n    \"headline\": \"Bank of Baroda Fixed Deposit Interest Rates July 2026: Rates & Schemes\",\n    \"description\": \"Bank of Baroda (BoB) offers domestic FD interest rates ranging from 3.50% to 6.75% p.a. for general citizens and up to 7.25% p.a. for senior citizens on deposits below \u20b93 crore in 2026. 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Bank of Baroda is a major public sector bank regulated by the Reserve Bank of India. Eligible deposits are insured by DICGC up to \u20b95 lakh per depositor.\"\n        }\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/\",\n    \"name\": \"Bank of Baroda Fixed Deposit Interest Rates July 2026: Rates & Schemes\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\"\n    },\n    \"primaryImageOfPage\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit.jpg\"\n    },\n    \"description\": \"Check the latest Bank of Baroda Fixed Deposit interest rates for July 2026. Compare tenure-wise FD rates, special deposit schemes, senior citizen benefits, tax-saving FDs, and key features before investing.\",\n    \"inLanguage\": \"en-US\"\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Person\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/kunal-arora-ca\",\n    \"name\": \"Kunal Arora | CA\",\n    \"jobTitle\": \"Financial Controller\",\n    \"description\": \"Kunal Arora is a Chartered Accountant and finance expert with over 8 years of expertise in navigating the complex financial heart of India\u2019s leading NBFCs. 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Compare tenure-wise FD rates, special deposit schemes, senior citizen benefits, tax-saving FDs, and key features before investing.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of Baroda Fixed Deposit Interest Rates July 2026: Rates &amp; Schemes\" \/>\n<meta property=\"og:description\" content=\"Check the latest Bank of Baroda Fixed Deposit interest rates for July 2026. Compare tenure-wise FD rates, special deposit schemes, senior citizen benefits, tax-saving FDs, and key features before investing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"GoldenPi | Blogs\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/goldenpitech\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-22T13:47:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/07\/21191402\/Bank-of-Baroda-Fixed-Deposit.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kunal Arora | CA\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:site\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kunal Arora | CA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bank of Baroda Fixed Deposit Interest Rates July 2026: Rates & Schemes","description":"Check the latest Bank of Baroda Fixed Deposit interest rates for July 2026. 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