{"id":15055,"date":"2026-07-22T19:17:17","date_gmt":"2026-07-22T13:47:17","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=15055"},"modified":"2026-10-03T13:11:51","modified_gmt":"2026-10-03T07:41:51","slug":"bank-of-baroda-fixed-deposit-interest-rates-2026","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/","title":{"rendered":"Bank of Baroda Fixed Deposit Interest Rates October 2026: Rates &amp; Schemes"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"Bank_of_Baroda_offers_domestic_FD_interest_rates_ranging_from_350_to_675_pa_for_general_customers_on_deposits_below_%E2%82%B93_crore_depending_on_the_tenure_and_scheme_For_callable_retail_deposits_below_%E2%82%B93_crore_the_highest_rate_for_general_customers_is_675_pa_under_the_special_555-day_bob_Golden_Goal_scheme_Senior_citizens_can_earn_up_to_725_pa_on_the_same_scheme_while_eligible_resident_super_senior_citizens_can_earn_up_to_735_pa\"><\/span>Bank of Baroda offers domestic FD interest rates ranging from 3.50% to 6.75% p.a. for general customers on deposits below \u20b93 crore, depending on the tenure and scheme. For callable retail deposits below \u20b93 crore, the highest rate for general customers is 6.75% p.a. under the special 555-day bob Golden Goal scheme. Senior citizens can earn up to 7.25% p.a. on the same scheme, while eligible resident super senior citizens can earn up to 7.35% p.a.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p>Bank of Baroda (BoB) is one of India&#8217;s major public sector banks and offers fixed deposits across a range of tenures and deposit schemes. For October 2026, its retail FD portfolio includes regular tenures as well as special schemes such as bob Square Drive (444 days) and bob Golden Goal (555 days).<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Bank_of_Baroda_offers_domestic_FD_interest_rates_ranging_from_350_to_675_pa_for_general_customers_on_deposits_below_%E2%82%B93_crore_depending_on_the_tenure_and_scheme_For_callable_retail_deposits_below_%E2%82%B93_crore_the_highest_rate_for_general_customers_is_675_pa_under_the_special_555-day_bob_Golden_Goal_scheme_Senior_citizens_can_earn_up_to_725_pa_on_the_same_scheme_while_eligible_resident_super_senior_citizens_can_earn_up_to_735_pa\" >Bank of Baroda offers domestic FD interest rates ranging from 3.50% to 6.75% p.a. for general customers on deposits below \u20b93 crore, depending on the tenure and scheme. For callable retail deposits below \u20b93 crore, the highest rate for general customers is 6.75% p.a. under the special 555-day bob Golden Goal scheme. Senior citizens can earn up to 7.25% p.a. on the same scheme, while eligible resident super senior citizens can earn up to 7.35% p.a.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Bank_of_Baroda_FD_Interest_Rates_in_2026\" >Bank of Baroda FD Interest Rates in 2026<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Special_FD_Schemes_of_Bank_of_Baroda\" >Special FD Schemes of Bank of Baroda<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#bob_Square_Drive_vs_bob_Golden_Goal_What_is_Different\" >bob Square Drive vs. bob Golden Goal: What is Different?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Frequently_Asked_Questions_FAQs\" >Frequently Asked Questions (FAQs)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Conclusion\" >Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>In this post, we shall discuss the latest BoB FD interest rates, the bob Square Drive scheme (444 days), the bob Golden Goal scheme (555 days), senior citizen benefits, and ways to calculate the returns from your fixed deposits using the Bank of Baroda FD Calculator.<\/p>\n\n\n\n<p>Disclaimer: The post is purely for educational purposes and should not be taken as financial or investment advice. The interest rates on the Bank of Baroda fixed deposits might change anytime, according to the Bank of Baroda.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Bank_of_Baroda_FD_Interest_Rates_in_2026\"><\/span><strong>Bank of Baroda FD Interest Rates in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bank of Baroda offers retail fixed deposits with tenures ranging from <strong>7 days to 10 years<\/strong>. For deposits up to \u20b93 crore, the bank currently offers interest rates of up to <strong>6.75% p.a.<\/strong> for general customers under select special schemes, while eligible senior citizens can earn up to <strong>7.25% p.a.<\/strong> on select tenures.<\/p>\n\n\n\n<p>The following are Bank of Baroda&#8217;s current callable retail FD rates for deposits below \u20b93 crore, effective 12 June 2026:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Tenure<\/strong><\/td><td><strong>General Public<\/strong><\/td><td><strong>Senior Citizens<\/strong><\/td><td><strong>Super Senior Citizens<\/strong><\/td><\/tr><tr><td>7\u201314 days<\/td><td>3.50%<\/td><td>4.00%<\/td><td>4.00%<\/td><\/tr><tr><td>15\u201345 days<\/td><td>3.50%<\/td><td>4.00%<\/td><td>4.00%<\/td><\/tr><tr><td>46\u201390 days<\/td><td>5.00%<\/td><td>5.50%<\/td><td>5.50%<\/td><\/tr><tr><td>91\u2013180 days<\/td><td>5.00%<\/td><td>5.50%<\/td><td>5.50%<\/td><\/tr><tr><td>181\u2013210 days<\/td><td>5.50%<\/td><td>6.00%<\/td><td>6.00%<\/td><\/tr><tr><td>211\u2013270 days<\/td><td>5.75%<\/td><td>6.25%<\/td><td>6.25%<\/td><\/tr><tr><td>271 days to less than 1 year<\/td><td>6.00%<\/td><td>6.50%<\/td><td>6.50%<\/td><\/tr><tr><td>1 year<\/td><td>6.25%<\/td><td>6.75%<\/td><td>6.75%<\/td><\/tr><tr><td>Above 1 year to 400 days<\/td><td>6.25%<\/td><td>6.75%<\/td><td>6.85%<\/td><\/tr><tr><td>Above 400 days to 2 years*<\/td><td>6.25%<\/td><td>6.75%<\/td><td>6.85%<\/td><\/tr><tr><td>Above 2 years to 3 years<\/td><td>6.25%<\/td><td>6.75%<\/td><td>6.85%<\/td><\/tr><tr><td>Above 3 years to 5 years<\/td><td><strong>6.30%<\/strong><\/td><td><strong>6.90%<\/strong><\/td><td><strong>7.00%<\/strong><\/td><\/tr><tr><td>Above 5 years to 10 years<\/td><td>6.00%<\/td><td>7.00%<\/td><td>7.00%<\/td><\/tr><tr><td>Above 10 years \u2014 MACAD only<\/td><td>5.50%<\/td><td>6.00%<\/td><td>6.00%<\/td><\/tr><tr><td><strong>bob Square Drive \u2014 444 days<\/strong><\/td><td><strong>6.45%<\/strong><\/td><td><strong>6.95%<\/strong><\/td><td><strong>7.05%<\/strong><\/td><\/tr><tr><td><strong>bob Golden Goal \u2014 555 days<\/strong><\/td><td><strong>6.75%<\/strong><\/td><td><strong>7.25%<\/strong><\/td><td><strong>7.35%<\/strong><\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p><em>Interest rates apply to eligible retail deposits and are subject to revision by the bank.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Fixed Deposit Updates:<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/cumulative-vs-non-cumulative-fd-which-payout-option-earns-more\/\" aria-label=\"Cumulative vs Non-Cumulative FD: Which Payout Option Earns More?\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Cumulative vs. Non-Cumulative FD\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09150531\/Cumulative-vs.-Non-Cumulative-FD.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/cumulative-vs-non-cumulative-fd-which-payout-option-earns-more\/\">Cumulative vs Non-Cumulative FD: Which Payout Option Earns More?<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/callable-vs-non-callable-fds-why-non-callable-deposits-pay-more\/\" aria-label=\"Callable vs Non-Callable FDs: Why Non-Callable Deposits Pay More\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Callable vs Non-Callable FDs\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09154738\/Callable-vs-Non-Callable-FDs.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/callable-vs-non-callable-fds-why-non-callable-deposits-pay-more\/\">Callable vs Non-Callable FDs: Why Non-Callable Deposits Pay More<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/sweep-in-fd-explained-how-auto-sweep-accounts-work-in-india\/\" aria-label=\"Sweep-In FD Explained: How Auto-Sweep Accounts Work in India\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Sweep-In FD Explained\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/10\/09143048\/Sweep-In-FD-Explained.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/sweep-in-fd-explained-how-auto-sweep-accounts-work-in-india\/\">Sweep-In FD Explained: How Auto-Sweep Accounts Work in India<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Special_FD_Schemes_of_Bank_of_Baroda\"><\/span><strong>Special FD Schemes of Bank of Baroda<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>One of the main features of Bank of Baroda Fixed Deposits is its Special Tenure Deposit schemes.<\/p>\n\n\n\n<p><strong>bob Square Drive Deposit Scheme (444 days)<\/strong><\/p>\n\n\n\n<p>The callable bob Square Drive Deposit Scheme offers 6.45% p.a. to general customers, 6.95% p.a. to resident senior citizens and 7.05% p.a. to eligible resident super senior citizens aged 80 years and above. Non-callable deposits may receive an additional 0.05% subject to the applicable conditions.<\/p>\n\n\n\n<p><strong>bob Golden Goal Deposit Scheme (555 Days)<\/strong><\/p>\n\n\n\n<p>This deposit scheme is a special fixed deposit scheme with a period of 555 days, and it is offering one of the highest interest rates of the bank, i.e., 6.75% p.a. (callable) to general public customers and 7.25% p.a. to resident senior citizens.<\/p>\n\n\n\n<p>For qualifying non-callable deposits above \u20b91 crore and below \u20b93 crore, the Golden Goal rates are 6.80% for general customers, 7.30% for resident senior citizens and 7.40% for resident super senior citizens.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Explore Bonds<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p><a href=\"https:\/\/goldenpi.com\/collections\/high-yield-bonds\">High Yield Bonds\u00a0<\/a>|\u00a0<a href=\"https:\/\/goldenpi.com\/corporate-bonds\">Corporate Bonds<\/a>\u00a0|\u00a0<a href=\"https:\/\/goldenpi.com\/collections\/tax-free-bonds\">Tax Free Bonds<\/a> | <a href=\"https:\/\/goldenpi.com\/\">Buy Bond Platform<\/a><\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"bob_Square_Drive_vs_bob_Golden_Goal_What_is_Different\"><\/span><strong>bob Square Drive vs. bob Golden Goal: What is Different?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Both schemes are special fixed deposits, but they differ mainly in tenure and interest rate.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><thead><tr><th>Feature<\/th><th>bob Square Drive<\/th><th>bob Golden Goal<\/th><\/tr><\/thead><tbody><tr><td>Tenure<\/td><td>444 days<\/td><td>555 days<\/td><\/tr><tr><td>General rate<\/td><td>6.45%<\/td><td>6.75%<\/td><\/tr><tr><td>Senior citizen rate<\/td><td>6.95%<\/td><td>7.25%<\/td><\/tr><tr><td>Super senior rate<\/td><td>7.05%<\/td><td>7.35%<\/td><\/tr><tr><td>Availability<\/td><td>Retail deposits, subject to bank terms<\/td><td>Retail deposits, subject to bank terms<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p><em>The rates shown are for callable retail deposits below \u20b93 crore. Qualifying non-callable deposits above \u20b91 crore and below \u20b93 crore can receive an additional 0.05 percentage point under applicable Bank of Baroda terms.<\/em><\/p>\n\n\n\n<p>Rather than choosing a scheme based only on the highest interest rate, investors should also consider whether the tenure aligns with their financial goals and liquidity needs.<\/p>\n\n\n\n<p><strong>FD Calculator of Bank of Baroda<\/strong><\/p>\n\n\n\n<p>Bank of Baroda&#8217;s FD Calculator can estimate the maturity value of an FD based on the deposit amount, interest rate, tenure and applicable compounding or payout option. The actual maturity amount will depend on the terms applicable when the FD is booked.<\/p>\n\n\n\n<p><strong>Things to Consider Before Investing in BoB Fixed Deposits<\/strong><\/p>\n\n\n\n<p>Prior to investing in fixed deposits, it is recommended that one look beyond the rate of interest mentioned.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td>Factor<\/td><td>Why It Matters<\/td><\/tr><tr><td>Interest Rate<\/td><td>Determines the return on your deposit.<\/td><\/tr><tr><td>Deposit Tenure<\/td><td>Should match your financial goals.<\/td><\/tr><tr><td>Special FD Scheme<\/td><td>Selected tenures may offer different interest rates.<\/td><\/tr><tr><td>Premature Withdrawal<\/td><td>May be subject to reduced interest or penalties.<\/td><\/tr><tr><td>Deposit Insurance<\/td><td>Eligible deposits are covered under DICGC limits as applicable.<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>Eligible deposits with Bank of Baroda are covered under the <strong>Deposit Insurance and Credit Guarantee Corporation (DICGC)<\/strong> insurance scheme up to \u20b95 lakh per depositor per bank, subject to prevailing regulations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs\"><\/span><strong>Frequently Asked Questions (FAQs)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1784641203095\"><strong class=\"schema-faq-question\">Q1. <strong>What is the highest Bank of Baroda FD interest rate in 2026?<\/strong><\/strong> <p class=\"schema-faq-answer\">For callable retail deposits below \u20b93 crore, the bob Golden Goal 555-day FD offers the highest rate of 6.75% p.a. for general customers and 7.25% p.a. for eligible resident senior citizens. Eligible resident super senior citizens can earn 7.35% p.a. Qualifying non-callable deposits can earn an additional 0.05 percentage point.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784641304504\"><strong class=\"schema-faq-question\">Q2. <strong>What is the bob Square Drive FD Scheme?<\/strong><\/strong> <p class=\"schema-faq-answer\">It is a special 444-day fixed deposit scheme offering 6.45% p.a. to general customers, 6.95% p.a. to eligible resident senior citizens and 7.05% p.a. to eligible resident super senior citizens on callable deposits.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784641315671\"><strong class=\"schema-faq-question\">Q3. <strong>Can I calculate my FD maturity amount online?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. Bank of Baroda&#8217;s FD Calculator can be used to estimate the maturity amount based on the deposit amount, tenure and applicable interest rate.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1784641329107\"><strong class=\"schema-faq-question\">Q4. <strong>Are Bank of Baroda fixed deposits safe?<\/strong><\/strong> <p class=\"schema-faq-answer\">Bank of Baroda is a public sector bank regulated by the Reserve Bank of India. Eligible Bank of Baroda deposits are covered by DICGC insurance up to the applicable limit of \u20b95 lakh per depositor per bank, including principal and interest. Deposit insurance does not cover amounts above that limit.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Even today, Bank of Baroda continues to provide its customers with a wide variety of fixed deposits. Its offerings like bob Square Drive (444 Days) and bob Golden Goal (555 Days) offer special-tenure interest rates along with additional interest for eligible senior citizens. It is always wise to first examine the tenures of fixed deposits that Bank of Baroda offers and understand the terms and conditions applicable to the fixed deposit before going ahead.<\/p>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Quick Summary: Bank of Baroda offers domestic FD interest rates ranging from 3.50% to 6.75% p.a. for general customers on deposits&hellip;<\/p>\n","protected":false},"author":16,"featured_media":15505,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[225,25],"tags":[],"class_list":["post-15055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-deposit","category-bond-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bank of Baroda FD Interest Rates October 2026: Rates &amp; Schemes<\/title>\n<meta name=\"description\" content=\"Check the latest Bank of Baroda Fixed Deposit interest rates for October 2026. 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What is the highest Bank of Baroda FD interest rate in 2026?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For callable retail deposits below \u20b93 crore, the bob Golden Goal 555-day FD offers the highest rate of 6.75% p.a. for general customers and 7.25% p.a. for eligible resident senior citizens. Eligible resident super senior citizens can earn 7.35% p.a. Qualifying non-callable deposits can earn an additional 0.05 percentage point.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/goldenpi.com\\\/blog\\\/fixed-deposit\\\/bank-of-baroda-fixed-deposit-interest-rates-2026\\\/#faq-question-1784641304504\",\"position\":2,\"url\":\"https:\\\/\\\/goldenpi.com\\\/blog\\\/fixed-deposit\\\/bank-of-baroda-fixed-deposit-interest-rates-2026\\\/#faq-question-1784641304504\",\"name\":\"Q2. 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Eligible resident super senior citizens can earn 7.35% p.a. Qualifying non-callable deposits can earn an additional 0.05 percentage point.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#faq-question-1784641304504","position":2,"url":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#faq-question-1784641304504","name":"Q2. What is the bob Square Drive FD Scheme?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It is a special 444-day fixed deposit scheme offering 6.45% p.a. to general customers, 6.95% p.a. to eligible resident senior citizens and 7.05% p.a. to eligible resident super senior citizens on callable deposits.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#faq-question-1784641315671","position":3,"url":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/bank-of-baroda-fixed-deposit-interest-rates-2026\/#faq-question-1784641315671","name":"Q3. Can I calculate my FD maturity amount online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. 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