{"id":15762,"date":"2026-08-24T14:39:47","date_gmt":"2026-08-24T09:09:47","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=15762"},"modified":"2026-08-24T14:43:24","modified_gmt":"2026-08-24T09:13:24","slug":"how-to-transfer-bonds-to-a-family-member-step-by-step-guide","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/bond-news\/how-to-transfer-bonds-to-a-family-member-step-by-step-guide\/","title":{"rendered":"How to Transfer Bonds to a Family Member: Step-by-Step Guide"},"content":{"rendered":"
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\ud83d\udcdd Quick Summary:<\/div>\n

<\/span>Gifting bonds to a family member in India is different from a straight cash transfer. It involves moving securities through your demat account or the RBI Retail Direct portal. This guide covers the exact process for gifting government bonds, corporate bonds, and SGBs; the documents you’ll need; and the tax rules under the new Income Tax Act, 2025.\u00a0<\/strong><\/span><\/h2>\n<\/div>\n\n\n

Gifting a fixed deposit is simple\u2014you just move money. Gifting a bond requires a bit more work, since a bond is a security that is either in a demat account or an RBI Retail Direct Gilt (RDG) account, and to gift it, you would need to follow a formal transfer process. If you wish to give government securities, corporate bonds, or sovereign gold bonds to your spouse, child, or parent while you are alive, this article contains all the information you need to know to gift the securities: the steps required in demat and the RBI Retail Direct process, the required documents, and the tax and stamp duty rules applicable in FY 2026-27. <\/p>

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