{"id":15781,"date":"2026-08-25T12:44:29","date_gmt":"2026-08-25T07:14:29","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=15781"},"modified":"2026-08-25T12:47:13","modified_gmt":"2026-08-25T07:17:13","slug":"core-satellite-bond-portfolio-how-to-invest-10-50-lakh","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/","title":{"rendered":"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh"},"content":{"rendered":"<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">\ud83d\udcdd Quick Summary:<\/div>\n<h2 class=\"gpi-custom-widget-h2-content\"><span class=\"ez-toc-section\" id=\"From_%E2%82%B910_lakh_to_%E2%82%B950_lakh_the_right_bond_portfolio_needs_more_than_a_list_of_securities_This_guide_breaks_down_the_core-satellite_model_suitable_bond_buckets_diversification_rules_and_portfolio_examples_for_Indian_investors\"><\/span><strong>From \u20b910 lakh to \u20b950 lakh, the right bond portfolio needs more than a list of securities. This guide breaks down the core-satellite model, suitable bond buckets, diversification rules, and portfolio examples for Indian investors.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n\n\n<p>For a portfolio of 10-50 lakh rupees, there\u2019s some wiggle room with choices, especially when it comes to fixed income. Investors in this bracket can diversify across multiple issuers, maturities, and credit profiles. However, they might also end up taking on unnecessary risk by concentrating too much on high-yield securities or holding too many small positions that are difficult to monitor.<\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#From_%E2%82%B910_lakh_to_%E2%82%B950_lakh_the_right_bond_portfolio_needs_more_than_a_list_of_securities_This_guide_breaks_down_the_core-satellite_model_suitable_bond_buckets_diversification_rules_and_portfolio_examples_for_Indian_investors\" >From \u20b910 lakh to \u20b950 lakh, the right bond portfolio needs more than a list of securities. This guide breaks down the core-satellite model, suitable bond buckets, diversification rules, and portfolio examples for Indian investors.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#What_Is_a_Core-Satellite_Fixed_Income_Portfolio\" >What Is a Core-Satellite Fixed Income Portfolio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#How_Much_Should_You_Allocate_to_the_Core_and_Satellite\" >How Much Should You Allocate to the Core and Satellite?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#How_to_Build_the_Core_of_an_Indian_Bond_Portfolio\" >How to Build the Core of an Indian Bond Portfolio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#How_to_Use_the_Satellite_Allocation_for_Higher_Returns\" >How to Use the Satellite Allocation for Higher Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#How_to_Diversify_a_%E2%82%B910%E2%80%9350_Lakh_Bond_Portfolio\" >How to Diversify a \u20b910\u201350 Lakh Bond Portfolio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#Common_Core-Satellite_Bond_Portfolio_Mistakes\" >Common Core-Satellite Bond Portfolio Mistakes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#How_to_Review_and_Rebalance_a_Bond_Portfolio\" >How to Review and Rebalance a Bond Portfolio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#FAQs_on_Core-Satellite_Bond_Portfolios\" >FAQs on Core-Satellite Bond Portfolios<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#Disclaimer\" >Disclaimer<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>A core-satellite bond portfolio offers a practical middle ground. The core is designed around stability, liquidity, and predictable cash flows, while the satellite allocation is used selectively for higher-yielding opportunities or specific credit and duration views. For Indian investors, that could mean combining Government securities and high-quality corporate bonds with a smaller allocation to carefully evaluated credit opportunities.<\/p>\n\n\n\n<p>The idea is simple: the core provides the foundation; the satellite is where you deliberately take additional risk for potentially higher returns.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_Is_a_Core-Satellite_Fixed_Income_Portfolio\"><\/span><strong>What Is a Core-Satellite Fixed Income Portfolio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The core-satellite approach divides a portfolio into two broad parts.<\/p>\n\n\n\n<p>The core consists of relatively stable investments that serve as a foundation of the portfolio. Examples include government securities, Treasury Bills, state development loans, and high-quality corporate or PSU (Public Sector Undertaking) bonds.\u00a0<\/p>\n\n\n\n<p>The satellite is the more flexible portion. It can include selected <a href=\"https:\/\/goldenpi.com\/corporate-bonds\">corporate bonds<\/a>, higher-yielding securities, longer-duration opportunities, or other instruments where the investor is taking additional credit, liquidity, or interest-rate risk.<\/p>\n\n\n\n<p>It is not about eliminating risk; it is about where you are willing to take on risk and how much of the portfolio you want to expose to that risk.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Latest Bond Update:<\/h3>\n\n\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\" aria-label=\"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Core Satellite Bond Portfolio\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\">Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/renewable-energy-bonds-in-india-green-finance-and-returns\/\" aria-label=\"Renewable Energy Bonds in India 2026: Green Finance &#038; Returns\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24191015\/Renewable-Energy-Bonds-in-India-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"Renewable Energy Bonds in India\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24191015\/Renewable-Energy-Bonds-in-India-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24191015\/Renewable-Energy-Bonds-in-India-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24191015\/Renewable-Energy-Bonds-in-India-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24191015\/Renewable-Energy-Bonds-in-India-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24191015\/Renewable-Energy-Bonds-in-India.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/renewable-energy-bonds-in-india-green-finance-and-returns\/\">Renewable Energy Bonds in India 2026: Green Finance &#038; Returns<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image aligncenter\"><a href=\"https:\/\/goldenpi.com\/blog\/bond-news\/how-to-avoid-tds-on-bond-interest-legally-15g-15h-section-197\/\" aria-label=\"How to Avoid TDS on Bond Interest Legally: 15G, 15H &#038; Section 197\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24185841\/How-to-Avoid-TDS-on-Bond-Interest-1024x576.jpg\" class=\"attachment-large size-large wp-post-image\" alt=\"How to Avoid TDS on Bond Interest\" style=\"\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24185841\/How-to-Avoid-TDS-on-Bond-Interest-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24185841\/How-to-Avoid-TDS-on-Bond-Interest-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24185841\/How-to-Avoid-TDS-on-Bond-Interest-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24185841\/How-to-Avoid-TDS-on-Bond-Interest-1536x864.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/24185841\/How-to-Avoid-TDS-on-Bond-Interest.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/how-to-avoid-tds-on-bond-interest-legally-15g-15h-section-197\/\">How to Avoid TDS on Bond Interest Legally: 15G, 15H &#038; Section 197<\/a><\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_Much_Should_You_Allocate_to_the_Core_and_Satellite\"><\/span><strong>How Much Should You Allocate to the Core and Satellite?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There is no universal allocation because the right split depends on the investor&#8217;s time horizon, cash-flow requirements, and tolerance for volatility. As an illustrative starting point:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><div class=\"pcrstb-wrap\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Portfolio size<\/strong><\/td><td><strong>Core<\/strong><\/td><td><strong>Satellite<\/strong><\/td><td><strong>Possible approach<\/strong><\/td><\/tr><tr><td>\u20b910 lakh<\/td><td>75\u201385%<\/td><td>15\u201325%<\/td><td>G-Secs\/T-Bills and high-quality bonds, with selective corporate credit<\/td><\/tr><tr><td>\u20b925 lakh<\/td><td>70\u201380%<\/td><td>20\u201330%<\/td><td>Diversified G-Secs\/PSU debt plus selected higher-yield bonds<\/td><\/tr><tr><td>\u20b950 lakh<\/td><td>65\u201375%<\/td><td>25\u201335%<\/td><td>Broader maturity and issuer diversification plus selective credit\/duration plays<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p>These investment ranges are illustrative only, not advice. A conservative investor with a short-term savings target may prefer a larger core allocation, while a longer-horizon investor with greater risk tolerance may prefer a larger satellite allocation. The important principle is that the satellite should remain a satellite.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Build_the_Core_of_an_Indian_Bond_Portfolio\"><\/span><strong>How to Build the Core of an Indian Bond Portfolio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The core should primarily address three questions: how much capital risk am I taking, how easily can I access the money, and when will I need it?<\/p>\n\n\n\n<p><a href=\"https:\/\/goldenpi.com\/government-securities\">Government securities<\/a> are good candidates because they carry sovereign credit risk. The RBI&#8217;s Retail Direct program provides access to Treasury Bills, dated G-Secs, and State Development Loans to retail investors.\u00a0<\/p>\n\n\n\n<p>High-quality corporate and <a href=\"https:\/\/goldenpi.com\/collections\/psu-bonds\">PSU bonds<\/a> can complement government securities, particularly where the investor wants additional income without moving too far down the credit curve.<\/p>\n\n\n\n<p>The core can also benefit from a maturity ladder. Spreading maturities creates regular reinvestment opportunities and reduces dependence on the interest-rate environment at any one point.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Use_the_Satellite_Allocation_for_Higher_Returns\"><\/span><strong>How to Use the Satellite Allocation for Higher Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The satellite is where an investor can take additional risk, but every additional percentage point of yield should have an identifiable explanation.<\/p>\n\n\n\n<p>A bond with a materially higher yield than a comparable G-Sec may be compensating the investor for higher credit risk, lower liquidity, longer duration, or any combination of these factors.\u00a0<\/p>\n\n\n\n<p>That makes yield-to-maturity only the starting point of the analysis. Before buying a satellite bond, investors should understand the issuer&#8217;s leverage and cash flows, debt repayment schedule, security or collateral, seniority, covenants, rating outlook, and secondary-market liquidity. Existing exposure to the same issuer or business group also matters.<\/p>\n\n\n\n<p>A 9% YTM is not necessarily better than a 7% YTM if the additional two percentage points do not sufficiently compensate for the risks involved.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Diversify_a_%E2%82%B910%E2%80%9350_Lakh_Bond_Portfolio\"><\/span><strong>How to Diversify a \u20b910\u201350 Lakh Bond Portfolio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There is no single answer to how many bonds an investor should hold; the idea is to avoid significant concentration while still keeping the number of bonds manageable enough to monitor.&nbsp;<\/p>\n\n\n\n<p>For a \u20b910 lakh investment, it may be more effective to choose a few quality securities than to purchase 15-20 very small securities. With a \u20b925-50 lakh portfolio, an investor may be able to purchase from a wider selection of issuers and maturities without making every holding economically insignificant. Prior to investing, an investor may wish to set a limit for how many securities they are willing to buy from individual issuers. The appropriate limit will depend on the issuer&#8217;s credit quality and the investor&#8217;s broader risk framework.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Common_Core-Satellite_Bond_Portfolio_Mistakes\"><\/span><strong>Common Core-Satellite Bond Portfolio Mistakes<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The biggest mistake is allowing the satellite allocation to gradually become the core. Other common errors include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chasing the highest YTM without understanding why it is high<\/li>\n\n\n\n<li>Treating a credit rating as a substitute for independent analysis<\/li>\n\n\n\n<li>Concentrating too much exposure in one issuer or business group<\/li>\n\n\n\n<li>Ignoring duration because a security has a high credit rating<\/li>\n\n\n\n<li>Assuming every listed bond can be sold quickly<\/li>\n\n\n\n<li>Building around coupon rates rather than actual cash-flow requirements<\/li>\n\n\n\n<li>Holding too many small positions that are difficult to monitor<\/li>\n<\/ul>\n\n\n\n<p>For a sizeable fixed-income portfolio, repeatable portfolio construction is generally more valuable than finding one spectacular bond.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"How_to_Review_and_Rebalance_a_Bond_Portfolio\"><\/span><strong>How to Review and Rebalance a Bond Portfolio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A core satellite portfolio needs to be reviewed regularly in order to analyze changes in credit rating, the financial position of issuers, concentration of maturity, interest rate conditions, and upcoming cash requirements.<\/p>\n\n\n\n<p>This does not mean that each bond that has moved in price needs to be sold. If the original investment thesis holds and the security is intended to be held to maturity, holding may still make sense. The important question is whether the portfolio still reflects the investor&#8217;s original risk and liquidity objectives.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_on_Core-Satellite_Bond_Portfolios\"><\/span><strong>FAQs on Core-Satellite Bond Portfolios<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1787640570923\"><strong class=\"schema-faq-question\">Q1. <strong>What is a core-satellite bond portfolio?<\/strong><\/strong> <p class=\"schema-faq-answer\">A core-satellite portfolio divides the bond allocation into a core of relatively stable, high-quality debt and smaller satellite allocations to bonds offering higher yields or exposure to specific sectors and issuers.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787640582778\"><strong class=\"schema-faq-question\">Q2. <strong>What should form the core of an Indian bond portfolio?<\/strong><\/strong> <p class=\"schema-faq-answer\">G-Secs, T-Bills, SDLs, and selected high-quality corporate or PSU bonds can form the core, depending on the investor&#8217;s objectives, liquidity needs, and risk tolerance.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787640592775\"><strong class=\"schema-faq-question\">Q3. <strong>What are satellite bonds?<\/strong><\/strong> <p class=\"schema-faq-answer\">Satellite holdings are smaller positions taken to potentially enhance portfolio returns. They may include higher-yielding corporate bonds, NBFC bonds, or specific sector exposures, but they generally carry greater credit or liquidity risk.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787640606413\"><strong class=\"schema-faq-question\">Q4. <strong>Is a higher YTM always better?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. YTM should be assessed alongside credit quality, duration, liquidity, security structure, taxation, and the likelihood of receiving the promised cash flows.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1787640618865\"><strong class=\"schema-faq-question\">Q5. <strong>Is a core-satellite strategy suitable for every bond investor?<\/strong><\/strong> <p class=\"schema-faq-answer\">Not necessarily. Investors who prioritize maximum capital preservation may prefer a simpler portfolio dominated by high-quality government and highly rated debt. The satellite component makes sense only if the investor understands and can tolerate the additional risks.<\/p> <\/div> <\/div>\n\n\n<div class=\"gpi-custom-widget-box\" style=\"border-left-color: #0066cc; background-color: #f0f7ff;\">\n<div class=\"gpi-custom-widget-title\" style=\"color: #0066cc;\">Ready to Invest?<\/div>\n<div class=\"gpi-custom-widget-content\">\n<p>Visit <a href=\"https:\/\/goldenpi.com\/\">GoldenPi<\/a> to explore current bond options. Compare yields, ratings, and tenures in one place and invest online with as little as \u20b930,000.<\/p>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Disclaimer\"><\/span>Disclaimer<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities\/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and\/or default in payment. Read all the offer-related documents carefully. This blog\/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products\/services of\/on GoldenPi or any product\/services of its third-party client(s). For a detailed calculation of YTM, visit our website.&nbsp;<a href=\"https:\/\/delivery.goldenpi.com\/XPRBSN?id=162365=ch0GCFVXBVBUH1QDUlZXUlgBVgNSUwJVWgQGDFJQAVsEUwRfBldSBFVUAglRBFJSAA0ZBgxfQFBbERxBFSNTV10FU1cTDBgFDg5OAFIKVVFQBlZTVwQBBgFSAg0aC0BMQRIMFkwBUwoIFVdDHBwCCw1QAAsTWBpSVwgebDYxdmt\/Xl9dHxMF&amp;fl=WRVCSRBfGUkETltfVwNLAxVbCQwNWhpYVkpFGwMOBRcEWQMNUEoHSQJaV1BQAQQHTAZXA1IcAAMOBBxWB1IMFQUEVQxXXAEFBVQEUkpTVlMCUFEHU1JVAwhUAFECAQZaVFEADVAAVQBXVFRUUw==\" target=\"_blank\" rel=\"noreferrer noopener\">T&amp;C\u2019s Apply<\/a>.<\/p>\n\n\n\n<script type=\"application\/ld+json\">\n[\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"NewsArticle\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#article\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\"\n    },\n    \"headline\": \"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh\",\n    \"description\": \"Building a \u20b910\u201350 lakh bond portfolio? Learn how to split investments between a stable core and satellite bonds across issuers, ratings, maturities and risk levels.\",\n    \"image\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg\",\n      \"width\": 1600,\n      \"height\": 900\n    },\n    \"datePublished\": \"2026-08-25T12:44:29+05:30\",\n    \"dateModified\": \"2026-08-25T12:44:31+05:30\",\n    \"mainEntityOfPage\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\"\n    },\n    \"wordCount\": 1150,\n    \"commentCount\": 0,\n    \"inLanguage\": \"en-US\",\n    \"publisher\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\"\n    },\n    \"author\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/deepak-narang-cfa-level-3\"\n    },\n    \"about\": [\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Bond\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Bond_(finance)\"\n      },\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Portfolio (finance)\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Portfolio_(finance)\"\n      },\n      {\n        \"@type\": \"Thing\",\n        \"name\": \"Asset allocation\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Asset_allocation\"\n      }\n    ],\n    \"mentions\": [\n      {\n        \"@type\": \"Organization\",\n        \"name\": \"Reserve Bank of India\",\n        \"alternateName\": \"RBI\",\n        \"sameAs\": \"https:\/\/en.wikipedia.org\/wiki\/Reserve_Bank_of_India\"\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"FAQPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#faq\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\"\n    },\n    \"mainEntity\": [\n      {\n        \"@type\": \"Question\",\n        \"name\": \"What is a core-satellite bond portfolio?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"A core-satellite portfolio divides the bond allocation into a core of relatively stable, high-quality debt and smaller satellite allocations to bonds offering higher yields or exposure to specific sectors and issuers.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"What should form the core of an Indian bond portfolio?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"G-Secs, T-Bills, SDLs, and selected high-quality corporate or PSU bonds can form the core, depending on the investor's objectives, liquidity needs, and risk tolerance.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"What are satellite bonds?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Satellite holdings are smaller positions taken to potentially enhance portfolio returns. They may include higher-yielding corporate bonds, NBFC bonds, or specific sector exposures, but they generally carry greater credit or liquidity risk.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Is a higher YTM always better?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"No. YTM should be assessed alongside credit quality, duration, liquidity, security structure, taxation, and the likelihood of receiving the promised cash flows.\"\n        }\n      },\n      {\n        \"@type\": \"Question\",\n        \"name\": \"Is a core-satellite strategy suitable for every bond investor?\",\n        \"acceptedAnswer\": {\n          \"@type\": \"Answer\",\n          \"text\": \"Not necessarily. Investors who prioritize maximum capital preservation may prefer a simpler portfolio dominated by high-quality government and highly rated debt. The satellite component makes sense only if the investor understands and can tolerate the additional risks.\"\n        }\n      }\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebPage\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\",\n    \"name\": \"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh\",\n    \"isPartOf\": {\n      \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\"\n    },\n    \"primaryImageOfPage\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg\"\n    },\n    \"description\": \"Building a \u20b910\u201350 lakh bond portfolio? Learn how to split investments between a stable core and satellite bonds across issuers, ratings, maturities and risk levels.\",\n    \"inLanguage\": \"en-US\"\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Person\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/deepak-narang-cfa-level-3\",\n    \"name\": \"Deepak Narang | CFA Level 3\",\n    \"jobTitle\": \"Investment Analyst\",\n    \"description\": \"Deepak Narang is a high-impact credit professional and investment analyst with over 9 years of expertise across the global financial landscape. Having cleared CFA Level 3, Deepak specializes in identifying risk profiles and investment potential of diverse sectors, ranging from large-scale manufacturing and traditional financial institutions to the high-growth world of new-age startups.\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/author\/deepak-narang\/\",\n    \"sameAs\": [\n      \"https:\/\/www.linkedin.com\/in\/deepak-narang-a119a08a\/\"\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"Organization\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#organization\",\n    \"name\": \"GoldenPi Technology Pvt Ltd\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"logo\": {\n      \"@type\": \"ImageObject\",\n      \"url\": \"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/05\/18105628\/GoldenPi-Lean-Logo.png\"\n    },\n    \"sameAs\": [\n      \"https:\/\/www.facebook.com\/goldenpitech\",\n      \"https:\/\/x.com\/GoldenPiTech\",\n      \"https:\/\/www.linkedin.com\/company\/goldenpi\/\"\n    ]\n  },\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"WebSite\",\n    \"@id\": \"https:\/\/goldenpi.com\/blog\/#website\",\n    \"url\": \"https:\/\/goldenpi.com\/blog\/\",\n    \"name\": \"GoldenPi | Blogs\",\n    \"description\": \"All about bonds online in India\"\n  }\n]\n<\/script>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcdd Quick Summary: From \u20b910 lakh to \u20b950 lakh, the right bond portfolio needs more than a list of securities. This guide&hellip;<\/p>\n","protected":false},"author":17,"featured_media":15785,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[1026,25],"tags":[],"class_list":["post-15781","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guide","category-bond-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh<\/title>\n<meta name=\"description\" content=\"Building a \u20b910\u201350 lakh bond portfolio? Learn how to split investments between a stable core and satellite bonds across issuers, ratings, maturities and risk levels.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh\" \/>\n<meta property=\"og:description\" content=\"Building a \u20b910\u201350 lakh bond portfolio? Learn how to split investments between a stable core and satellite bonds across issuers, ratings, maturities and risk levels.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/\" \/>\n<meta property=\"og:site_name\" content=\"GoldenPi | Blogs\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/goldenpitech\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-25T07:14:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-25T07:17:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Deepak Narang | CFA Level 3\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:site\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Deepak Narang | CFA Level 3\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh","description":"Building a \u20b910\u201350 lakh bond portfolio? Learn how to split investments between a stable core and satellite bonds across issuers, ratings, maturities and risk levels.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/","og_locale":"en_US","og_type":"article","og_title":"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh","og_description":"Building a \u20b910\u201350 lakh bond portfolio? Learn how to split investments between a stable core and satellite bonds across issuers, ratings, maturities and risk levels.","og_url":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/","og_site_name":"GoldenPi | Blogs","article_publisher":"https:\/\/www.facebook.com\/goldenpitech","article_published_time":"2026-08-25T07:14:29+00:00","article_modified_time":"2026-08-25T07:17:13+00:00","og_image":[{"width":1600,"height":900,"url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg","type":"image\/jpeg"}],"author":"Deepak Narang | CFA Level 3","twitter_card":"summary_large_image","twitter_creator":"@GoldenPiTech","twitter_site":"@GoldenPiTech","twitter_misc":{"Written by":"Deepak Narang | CFA Level 3","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#article","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/"},"author":{"name":"Deepak Narang | CFA Level 3","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/9781cfb40abd7777b2fcbbbd5b6ac0ba"},"headline":"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh","datePublished":"2026-08-25T07:14:29+00:00","dateModified":"2026-08-25T07:17:13+00:00","mainEntityOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/"},"wordCount":1314,"commentCount":0,"publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg","articleSection":["Guide","Bond News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/","url":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/","name":"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#primaryimage"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg","datePublished":"2026-08-25T07:14:29+00:00","dateModified":"2026-08-25T07:17:13+00:00","description":"Building a \u20b910\u201350 lakh bond portfolio? Learn how to split investments between a stable core and satellite bonds across issuers, ratings, maturities and risk levels.","breadcrumb":{"@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#primaryimage","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/08\/25124418\/Core-Satellite-Bond-Portfolio.jpg","width":1600,"height":900,"caption":"Core Satellite Bond Portfolio"},{"@type":"BreadcrumbList","@id":"https:\/\/goldenpi.com\/blog\/bond-news\/core-satellite-bond-portfolio-how-to-invest-10-50-lakh\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goldenpi.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Core-Satellite Bond Portfolio: How to Invest \u20b910\u201350 Lakh"}]},{"@type":"WebSite","@id":"https:\/\/goldenpi.com\/blog\/#website","url":"https:\/\/goldenpi.com\/blog\/","name":"GoldenPi | Blogs","description":"All about bonds online in India","publisher":{"@id":"https:\/\/goldenpi.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goldenpi.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/goldenpi.com\/blog\/#organization","name":"GoldenPi Technology Pvt Ltd","url":"https:\/\/goldenpi.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2026\/05\/08120536\/Logo-01-scaled.png","width":2560,"height":750,"caption":"GoldenPi Technology Pvt Ltd"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/goldenpitech","https:\/\/x.com\/GoldenPiTech","https:\/\/www.linkedin.com\/company\/goldenpi\/"]},{"@type":"Person","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/9781cfb40abd7777b2fcbbbd5b6ac0ba","name":"Deepak Narang | CFA Level 3","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/8b01d4abf2015896c5b35dc4dc883cfc177884bb57ffa342b832705a103d59c1?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8b01d4abf2015896c5b35dc4dc883cfc177884bb57ffa342b832705a103d59c1?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8b01d4abf2015896c5b35dc4dc883cfc177884bb57ffa342b832705a103d59c1?s=96&d=blank&r=g","caption":"Deepak Narang | CFA Level 3"},"description":"Deepak Narang is a high-impact credit professional and investment analyst with over 9 years of expertise across the global financial landscape. Having cleared CFA Level 3, Deepak specializes in identifying risk profiles and investment potential of diverse sectors, ranging from large-scale manufacturing and traditional financial institutions to the high-growth world of new-age startups.","sameAs":["https:\/\/www.linkedin.com\/in\/deepak-narang-a119a08a\/"],"url":"https:\/\/goldenpi.com\/blog\/author\/deepak-narang\/"}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/comments?post=15781"}],"version-history":[{"count":4,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15781\/revisions"}],"predecessor-version":[{"id":15788,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/15781\/revisions\/15788"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media\/15785"}],"wp:attachment":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media?parent=15781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/categories?post=15781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/tags?post=15781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}