{"id":16831,"date":"2026-10-30T15:40:56","date_gmt":"2026-10-30T10:10:56","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=16831"},"modified":"2026-10-30T15:40:57","modified_gmt":"2026-10-30T10:10:57","slug":"fd-for-minors-in-india","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/fd-for-minors-in-india\/","title":{"rendered":"FD for Minors in India: Account Rules, Taxation & Required Documents"},"content":{"rendered":"
\n
\ud83d\udcdd Quick Summary:<\/div>\n

<\/span>A fixed deposit (FD) for a minor is a term deposit opened in the name of a child below 18, operated by a parent or legal guardian. Clubbing of income is the tax rule that adds a minor\u2019s earnings, including FD interest, to the income of a parent.<\/strong><\/span><\/h2>\n<\/div>\n\n\n

Opening a fixed deposit in your child\u2019s name is one of the most common ways Indian parents start building a corpus for education or future goals. But an FD for a minor comes with its own account rules, a tax trap that catches many first-time investors, and a specific paperwork list. This guide explains how a minor\u2019s FD works in India, how its interest is taxed under the Income-tax Act, 2025, and which documents you need to open one.<\/p>

\n
\n

Table of Contents<\/p>\nToggle<\/span><\/path><\/svg><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n