{"id":3055,"date":"2021-07-05T12:13:45","date_gmt":"2021-07-05T12:13:45","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=3055"},"modified":"2026-04-09T08:46:59","modified_gmt":"2026-04-09T08:46:59","slug":"how-to-invest-in-ncd-ipo-online","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/how-to-invest-in-ncd-ipo-online\/","title":{"rendered":"How to invest in NCD-IPO online?"},"content":{"rendered":"

Apply online in few simple steps<\/span> | <\/b>\u00a0Pay via UPI <\/span>|<\/b> Minimum investment is 10K only<\/span><\/p>\n

Non-Convertible Debentures (NCDs) are debt securities issued by corporations. NCDs come with a fixed interest rate; hence investors get fixed income. And on maturity, the principal amount is paid back to the investor. You can invest in NCDs in the secondary market; else, you need to participate in the IPO in the Primary Market. The advantage of investing via IPO is that you get NCDs at face value, and the minimum investment is 10K only.<\/span><\/p>\n

Retail investors can apply for an IPO both ways – online or offline. The investor has to physically submit the application and cheque in offline mode, which is very time-consuming.\u00a0<\/span>If the investment amount is 10 lakhs, you can simply submit two IPO applications online. You can participate in NCD-IPO online<\/a> and pay via UPI, National Payments Corporation of India (NPCI) has set a transaction limit of 5,00,000 in the UPI-based payments. UPI integration reduces manual interventions at many stages hence applying via UPI is more reliable.\u00a0<\/span><\/p>\n

Note:<\/i><\/b><\/p>\n

Bonds and Debentures are both debt securities offering fixed returns. Government entities issue bonds, whereas corporates issue debentures. Both bonds and debentures behave in the same way. Generally, bonds and debentures are collectively addressed as \u201cBonds.\u201d<\/i><\/b><\/p>\n

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