{"id":3462,"date":"2021-12-08T07:22:17","date_gmt":"2021-12-08T07:22:17","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=3462"},"modified":"2026-02-25T13:30:01","modified_gmt":"2026-02-25T13:30:01","slug":"iifl-home-loan-ncd-ipo-december-2021-should-you-invest","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/","title":{"rendered":"IIFL Home Finance Limited NCD IPO &#8211; December 2021. Should you invest?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Yield_more_than_8_%E2%80%98AA_rated_by_CRISIL_BWR_Minimum_investment_amount_is_10_K\" >Yield more than 8% |\u2018AA\u2019 rated by CRISIL &amp; BWR | Minimum investment amount is 10 K<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Apply_Now\" >Apply Now\u00a0<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Allocation_Ratio\" >Allocation Ratio<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#What_are_the_coupon_rates_for_retail_HNIs_institutional_non-institutional_investors\" >What are the coupon rates for retail, HNIs, institutional &amp; non-institutional investors?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Issue_Analysis\" >Issue Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#To_get_better_returns_than_Bank_FDs_invest_in_NCD-IPOs_online\" >To get better returns than Bank FDs, invest in NCD-IPOs online.\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#About_the_Issuer\" >About the Issuer\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Strengths\" >Strengths<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#The_year_2020-21\" >The year 2020-21<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Financial_Performance\" >Financial Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Weaknesses\" >Weaknesses<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Awards_and_Recognitions\" >Awards and Recognitions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Invest_in_Bond_IPO_online_in_just_5_minutes\" >Invest in Bond IPO online in just 5 minutes<\/a><ul class='ez-toc-list-level-2' ><li class='ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#You_can_invest_in_IPOs_via_GoldenPi_in_3_easy_steps\" >You can invest in IPOs via GoldenPi in 3 easy steps.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#You_can_invest_in_IPOs_via_GoldenPi_in_3_easy_steps-2\" >You can invest in IPOs via GoldenPi in 3 easy steps.<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#If_the_investment_amount_is_less_than_10_lakhs\" >If the investment amount is less than 10 lakhs\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#If_the_investment_amount_is_more_than_10_Lakhs_%E2%80%93\" >If the investment amount is more than 10 Lakhs \u2013<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#IPO_allotment\" >IPO allotment<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Dos_and_Donts_of_IIFL_Home_Loan_NCD_IPO\" >Dos and Don\u2019ts of IIFL Home Loan NCD IPO<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-1'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/#Apply_Now-2\" >Apply Now\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n<h4><span class=\"ez-toc-section\" id=\"Yield_more_than_8_%E2%80%98AA_rated_by_CRISIL_BWR_Minimum_investment_amount_is_10_K\"><\/span><span style=\"color: #999999;\"><span style=\"font-weight: 400;\">Yield more than 8%<\/span><span style=\"font-weight: 400;\"> |<\/span><span style=\"font-weight: 400;\">\u2018AA\u2019 rated by CRISIL &amp; BWR<\/span><span style=\"font-weight: 400;\"> |<\/span><span style=\"font-weight: 400;\"> Minimum investment amount is 10 K<\/span> <\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">IIFL Home Loans is a Housing Finance Company that has been awarded as \u2018Best Affordable Housing Finance Company of the Year\u2019 by Economics Times in February 2020. IIFL Home Loans is issuing NCDs. The base issue size is 100 Crores, and it can be stretched up to 1000 Crores. The NCDs will be issued in eight series. The coupon rate ranges between 8.20% p.a and 8.75% p.a.\u00a0 They come with different tenures such as 36 months, 60 months, and 84 months. The IPO opens on December 8 and closes on December 28. These NCDs are senior and secured. These are AA rated by CRISIL and BWR. Catalyst Trusteeship Limited is the Debenture Trustee and <\/span><span style=\"font-weight: 400;\">Link In Time India Private Limited is the Registrar of the issue. The IPO may close before December 28 if oversubscribed.<\/span><\/p>\n<h2><\/h2>\n<p>&nbsp;<\/p>\n<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Apply_Now\"><\/span><strong><a href=\"https:\/\/goldenpi.com\/\">Apply Now\u00a0<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<div class=\"pcrstb-wrap\"><table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Issuer<\/span><\/td>\n<td><span style=\"font-weight: 400;\">IIFL Home Finance Limited<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Type of instrument<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Secured, redeemable, non-convertible debentures<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Seniority\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Senior<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Listing<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The NCDs will be listed on BSE and NSE within 6 working days from the issue closing date<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Issue Size<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Base size- Rs. 100 Crores (aggregating up to Rs. 1000 Crores)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Issue Price<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 1000 per NCD<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Minimum Investment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Rs. 10,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Issue Opening Date<\/span><\/td>\n<td><span style=\"font-weight: 400;\">December 08, 2021<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Issue Closing Date<\/span><\/td>\n<td><span style=\"font-weight: 400;\">December 28, 2021 (*with an option of early closure)<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mode of Application<\/span><\/td>\n<td><span style=\"font-weight: 400;\">ASBA only<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mode of Issuance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Dematerialized only<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Allocation_Ratio\"><\/span><strong>Allocation Ratio<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\" wp-image-3463 alignright\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/08070149\/IIFL-Home-IPO-December-Allocation-Ratio.jpg\" alt=\"\" width=\"277\" height=\"279\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/08070149\/IIFL-Home-IPO-December-Allocation-Ratio.jpg 270w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/08070149\/IIFL-Home-IPO-December-Allocation-Ratio-150x150.jpg 150w\" sizes=\"(max-width: 277px) 100vw, 277px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The allocation ratio is prepared based on norms laid down by SEBI. Before announcing the allocation ratio, the same has to be approved by SEBI.\u00a0 Once the IPO subscription closes, applications will be divided into different categories. The category-wise allocation ratio is always decided and declared during the launch of the particular IPO. Considering the Allocation Ratio, units will be assigned to applicants. Refer to the chart to know the allocation ratio for IIFL NCD-IPO. <\/span><\/p>\n<h2><\/h2>\n<h2><\/h2>\n<p>&nbsp;<\/p>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_coupon_rates_for_retail_HNIs_institutional_non-institutional_investors\"><\/span><strong>What are the coupon rates for retail, HNIs, institutional &amp; non-institutional investors?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<div class=\"pcrstb-wrap\"><table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Series\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Frequency\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Tenure\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Coupon Rate\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Yield\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">I<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">36 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.25%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.24%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">II<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cumulative<\/span><\/td>\n<td><span style=\"font-weight: 400;\">36 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.25%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">III<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Monthly\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.20%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.51%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">IV<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.50%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.50%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">V<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cumulative<\/span><\/td>\n<td><span style=\"font-weight: 400;\">60 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.50%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">VI<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Monthly\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">84 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.43%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.76%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">VII<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Annual\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">84 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.75%<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.74%<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">VIII<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cumulative<\/span><\/td>\n<td><span style=\"font-weight: 400;\">84 Months\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">NA<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.75%<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Issue_Analysis\"><\/span><strong>Issue Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Pros\u00a0<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The coupon rate ranges between 8.2% and 8.75% P.A., which is more than the FD rate.<\/span><\/li>\n<li aria-level=\"1\">These NCDs are secured and senior<\/li>\n<li aria-level=\"1\">These AA-rated by CRISIL and BWR<\/li>\n<\/ul>\n<p><strong>Cons\u00a0<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">BWR&#8217;s rating indicated a negative outlook.\u00a0 According to BWR the ratings of these NCDs may come down in near future.<\/li>\n<\/ul>\n<hr \/>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"To_get_better_returns_than_Bank_FDs_invest_in_NCD-IPOs_online\"><\/span><a href=\"https:\/\/goldenpi.com\/bond-better-return-fds\"><strong>To get better returns than Bank FDs, invest in NCD-IPOs online.\u00a0<\/strong><\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<hr \/>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"About_the_Issuer\"><\/span><strong>About the Issuer\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">IIFL Home Loans Limited is a Housing Finance Company registered with National Housing Bank. The company is offering financial products like mortgage loans to retail and corporate customers. It provides Housing Loans and Loans Against property. IIFL Home Loans Limited was incorporated in 2009. It is a wholly-owned subsidiary of IIFL Finance Limited. The company is headquartered in Gurgaon. It has established 125 branches and 2377 touchpoints in the country. IIFL Home Loans Limited has employed more than 2000 people. Mr.Monu Ratra is the Chief Executive Officer at IIFL Home Loans Limited.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Strengths\"><\/span><strong>Strengths<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>Unique Business Model<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><img decoding=\"async\" class=\"wp-image-3115 alignleft\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142200\/Untitled-design-25-300x284.jpg\" alt=\"\" width=\"57\" height=\"54\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142200\/Untitled-design-25-300x284.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142200\/Untitled-design-25.jpg 477w\" sizes=\"(max-width: 57px) 100vw, 57px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The company is operating via several branches and touchpoints; hence, its affordable financial solutions have efficiently reached Tier II and Tier III cities.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Superior Asset Quality<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><img decoding=\"async\" class=\"wp-image-3116 alignleft\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142319\/Untitled-design-26-285x300.jpg\" alt=\"\" width=\"54\" height=\"57\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142319\/Untitled-design-26-285x300.jpg 285w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142319\/Untitled-design-26.jpg 460w\" sizes=\"(max-width: 54px) 100vw, 54px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The company\u2019s advanced credit appraisal tools and analysis techniques help to reduce non-performing-assets and maintain asset quality.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Capitalizing on Technology<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><img decoding=\"async\" class=\"wp-image-3117 alignleft\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142415\/Untitled-design-27-264x300.jpg\" alt=\"\" width=\"45\" height=\"51\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142415\/Untitled-design-27-264x300.jpg 264w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142415\/Untitled-design-27.jpg 558w\" sizes=\"(max-width: 45px) 100vw, 45px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The company can render a good customer experience and reduce operation cost turn-around time by adopting the latest technology.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Effective Risk Management\u00a0<\/b><\/p>\n<p><img decoding=\"async\" class=\"wp-image-3118 alignleft\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142515\/Untitled-design-28-298x300.jpg\" alt=\"\" width=\"52\" height=\"52\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142515\/Untitled-design-28-298x300.jpg 298w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142515\/Untitled-design-28-150x150.jpg 150w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142515\/Untitled-design-28.jpg 676w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142515\/Untitled-design-28-585x585.jpg 585w\" sizes=\"(max-width: 52px) 100vw, 52px\" \/><span style=\"font-weight: 400;\">IIFL has a systematic risk management policy and system to identify and mitigate risk.\u00a0\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Sound Corporate Governance Policies<\/b><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><img decoding=\"async\" class=\"wp-image-3119 alignleft\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142634\/Untitled-design-29-300x292.jpg\" alt=\"\" width=\"48\" height=\"46\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142634\/Untitled-design-29-300x292.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142634\/Untitled-design-29.jpg 459w\" sizes=\"(max-width: 48px) 100vw, 48px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The company has been maintaining high business standards, and it is adhering to Corporate Governance Policies.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Extensive Distribution Footprint\u00a0<\/b><\/p>\n<p><img decoding=\"async\" class=\"wp-image-3120 alignleft\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30-300x293.jpg\" alt=\"\" width=\"50\" height=\"49\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30-300x293.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30-1024x1001.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30-150x150.jpg 150w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30-768x751.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30-1170x1144.jpg 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30-585x585.jpg 585w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05142724\/Untitled-design-30.jpg 1383w\" sizes=\"(max-width: 50px) 100vw, 50px\" \/><span style=\"font-weight: 400;\">The distribution network has enabled the company to reach the vast population in India.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_year_2020-21\"><\/span><strong>The year 2020-21<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"wp-image-3476 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/09041903\/IIFL-Home-2021-300x169.jpg\" alt=\"\" width=\"743\" height=\"418\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/09041903\/IIFL-Home-2021-300x169.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/09041903\/IIFL-Home-2021-1024x576.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/09041903\/IIFL-Home-2021-768x432.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/09041903\/IIFL-Home-2021-1170x658.jpg 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/09041903\/IIFL-Home-2021-585x329.jpg 585w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/12\/09041903\/IIFL-Home-2021.jpg 1280w\" sizes=\"(max-width: 743px) 100vw, 743px\" \/><\/p>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Financial_Performance\"><\/span><strong>Financial Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/span> <span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0*Rs In Millions <img decoding=\"async\" class=\"wp-image-3123 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05143731\/IIFL-2-300x188.jpg\" alt=\"\" width=\"634\" height=\"397\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05143731\/IIFL-2-300x188.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05143731\/IIFL-2-768x482.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05143731\/IIFL-2-585x367.jpg 585w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05143731\/IIFL-2.jpg 905w\" sizes=\"(max-width: 634px) 100vw, 634px\" \/>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Weaknesses\"><\/span><strong>Weaknesses<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Because of lockdown, the income from retail loans also has reduced considerably. Pandemics may continue to impact the company\u2019s revenue.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The company has grown substantially in the past few years; hence it is challenging to maintain the same growth rate.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Home loans and MSME loans have long tenure and have limited seasoning so far.\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h1><span class=\"ez-toc-section\" id=\"Awards_and_Recognitions\"><\/span><strong>Awards and Recognitions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><img decoding=\"async\" class=\" wp-image-3113 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05141906\/Awards-IIFL-300x135.jpg\" alt=\"\" width=\"1003\" height=\"451\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05141906\/Awards-IIFL-300x135.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05141906\/Awards-IIFL-1024x459.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05141906\/Awards-IIFL-768x344.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05141906\/Awards-IIFL-1170x525.jpg 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05141906\/Awards-IIFL-585x262.jpg 585w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/07\/05141906\/Awards-IIFL.jpg 1271w\" sizes=\"(max-width: 1003px) 100vw, 1003px\" \/><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Invest_in_Bond_IPO_online_in_just_5_minutes\"><\/span><strong><a href=\"https:\/\/goldenpi.com\/bond-ipo-online\">Invest in Bond IPO online in just 5 minutes<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<hr \/>\n<h2><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"You_can_invest_in_IPOs_via_GoldenPi_in_3_easy_steps\"><\/span><strong>You can invest in IPOs via GoldenPi in 3 easy steps.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>IPOs are facilitated by entities called Lead Managers. Generally, these lead managers are brokerage firms. Investors need to apply for IPO through lead managers, and once the allotment is made, investors will receive the bond units in their Demat account.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"You_can_invest_in_IPOs_via_GoldenPi_in_3_easy_steps-2\"><\/span><b>You can invest in IPOs via GoldenPi in 3 easy steps.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"If_the_investment_amount_is_less_than_10_lakhs\"><\/span><b><i>If the investment amount is less than 10 lakhs\u00a0<\/i><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If the investment amount is less than 10 lakhs, retail investors can apply for an IPO online in three simple steps.<\/p>\n<p><img decoding=\"async\" class=\" wp-image-3296 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-300x187.jpg\" sizes=\"(max-width: 763px) 100vw, 763px\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-300x187.jpg 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1024x638.jpg 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-768x479.jpg 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1536x957.jpg 1536w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-2048x1277.jpg 2048w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1170x729.jpg 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-1920x1197.jpg 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2021\/09\/04031639\/GoldenPi-Process-Infographic-09_03-Updated-585x365.jpg 585w\" alt=\"\" width=\"763\" height=\"476\" \/><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li aria-level=\"1\"><b>Select the product-\u00a0<\/b>Visit GoldenPi.Com and go to the collection page. Visit the IPO section and choose the issuing company. The product page provides information such as a coupon, yield, maturity, and payment frequency. The product page also displays credit rating and issuer details that help investors to make an appropriate decision.<\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Decide Investment Amount<\/b>\u00a0\u2013 Decide the amount you want to invest. You need to select the series and the number of units you want to purchase. The calculator displays the total investment amount.<\/li>\n<li aria-level=\"1\"><b>Pay via UPI<\/b>\u2013 Now provide UPI handle. You will receive a mandate in the UPI app. Go to the respective UPI app and make payment by approving the mandate.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"If_the_investment_amount_is_more_than_10_Lakhs_%E2%80%93\"><\/span><b><i>If the investment amount is more than 10 Lakhs \u2013<\/i><\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A.Fill up the form with the required information.<\/p>\n<p>B.Take a photo of your form and share it with your Relationship Manager for bidding on exchange.<\/p>\n<p>C.Courier the filled up IPO form to our office address as early as possible. The issue closes on the 28 th of December 2021. The earlier you send it, the better it is.<\/p>\n<p><i>Our Address: IndiQube Orion, Ground Floor,<\/i><\/p>\n<p><i>24th Main Road, Garden Layout, Sector 2,<\/i><\/p>\n<p><i>HSR Layout, Bangalore, Pincode: 560102<\/i><\/p>\n<h3 style=\"text-align: center;\"><\/h3>\n<h2><span class=\"ez-toc-section\" id=\"IPO_allotment\"><\/span><strong>IPO allotment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">IPO will be allotted to you on a first-come, first-serve basis and credited to your Demat account.\u00a0<\/span><\/p>\n<h1><span class=\"ez-toc-section\" id=\"Dos_and_Donts_of_IIFL_Home_Loan_NCD_IPO\"><\/span><b>Dos and Don\u2019ts of IIFL Home Loan NCD IPO<\/b><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Every individual can submit only one IPO application.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Demat account must be active.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">After applying for an IPO, you can not change your contact details such as email id and cell number until allotment.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you are paying via UPI, then the UPI mandate must be accepted within 48 hours.<\/span><\/li>\n<\/ul>\n<h1 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Apply_Now-2\"><\/span><strong><a href=\"https:\/\/goldenpi.com\/\">Apply Now\u00a0<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h1>\n<p><script>var 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data-unique_identifier=\"ninja_table_unique_id_2466713075_7832\"\n           class=\" foo-table ninja_footable foo_table_7832 ninja_table_unique_id_2466713075_7832 ui table  nt_type_legacy_table selectable striped vertical_centered  footable-paging-right ninja_table_pro\">\n                <colgroup>\n                            <col class=\"ninja_column_0 \">\n                            <col class=\"ninja_column_1 \">\n                            <col class=\"ninja_column_2 \">\n                            <col class=\"ninja_column_3 \">\n                            <col class=\"ninja_column_4 \">\n                            <col class=\"ninja_column_5 \">\n                            <col class=\"ninja_column_6 \">\n                    <\/colgroup>\n        <thead>\n<tr class=\"footable-header\">\n                                                                                                                        <th scope=\"col\"  class=\"ninja_column_0 ninja_clmn_nm_details \">Details <\/th><th scope=\"col\"  class=\"ninja_column_1 ninja_clmn_nm_maximumyield \">Maximum yield<\/th><th scope=\"col\"  class=\"ninja_column_2 ninja_clmn_nm_overallissuesize \">Overall Issue Size\t<\/th><th scope=\"col\"  class=\"ninja_column_3 ninja_clmn_nm_creditrating \">Credit Rating<\/th><th scope=\"col\"  class=\"ninja_column_4 ninja_clmn_nm_startdate \">Start Date<\/th><th scope=\"col\"  class=\"ninja_column_5 ninja_clmn_nm_closingdate \">Closing Date<\/th><th scope=\"col\"  class=\"ninja_column_6 ninja_clmn_nm_formoredetails \">For more details<\/th><\/tr>\n<\/thead>\n<tbody>\n\n        <tr data-row_id=\"134\" class=\"ninja_table_row_0 nt_row_id_134\">\n            <td>IIFL FINANCE LTD. NCD IPO \u2013 JUNE 2023<\/td><td>9%<\/td><td>300 cr<\/td><td>CRISIL AA Stable, ICRA AA Stable <\/td><td>June 9, 2023<\/td><td>June 22, 2023<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-finance-ltd-ncd-ipo-june-2023-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"130\" class=\"ninja_table_row_1 nt_row_id_130\">\n            <td>IIFL NCD IPO January 2023 <\/td><td>9%<\/td><td>1000 cr<\/td><td>ICRA, CRISIL AA (Stable)<\/td><td>January 6, 2023<\/td><td>January 18,2023<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-finance-ltd-ipo-january-2023-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"131\" class=\"ninja_table_row_2 nt_row_id_131\">\n            <td>IIFL NCD IPO December 2021<\/td><td>8.75%<\/td><td>100 cr<\/td><td>BWR, CRISIL AA <\/td><td>December 8, 2021<\/td><td>December 28, 2021<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-home-loan-ncd-ipo-december-2021-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"132\" class=\"ninja_table_row_3 nt_row_id_132\">\n            <td>IIFL NCD IPO September 2021<\/td><td>8.75%<\/td><td>1000 cr<\/td><td>CRISIL AA (Stable)<\/td><td>September 27, 2021<\/td><td>October 18, 2021<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/iifl-finance-limited-ncd-ipo-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n            <tr data-row_id=\"133\" class=\"ninja_table_row_4 nt_row_id_133\">\n            <td>IIFL NCD IPO July 2021<\/td><td>10.03%<\/td><td>100 cr<\/td><td>CRISIL AA<\/td><td>July 06, 2021<\/td><td>July 28, 2021<\/td><td><a   class=\"nt_btn \" style=\"\" rel=\"\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/ncd-ipo\/iifl\/ncd-ipo-iifl-home-loan-is-issuing-ncds-should-you-invest\/\">More Details <\/a><\/td>        <\/tr>\n    <\/tbody><!--ninja_tobody_rendering_done-->\n    <\/table><\/div>\n    \n    \n    \n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Yield more than 8% |\u2018AA\u2019 rated by CRISIL &amp; BWR | Minimum investment amount is 10 K &nbsp; IIFL Home Loans is&hellip;<\/p>\n","protected":false},"author":4,"featured_media":12123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[153],"tags":[80,94,102,112],"class_list":["post-3462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iifl","tag-bond-ipo","tag-ncd-ipo","tag-iifl-ncd-ipo","tag-iifl-home-loan-ncd-ipo"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>IIFL Home Finance Limited NCD IPO - December 2021. 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