{"id":4039,"date":"2022-05-13T12:31:14","date_gmt":"2022-05-13T12:31:14","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=4039"},"modified":"2026-01-14T07:41:36","modified_gmt":"2026-01-14T07:41:36","slug":"what-is-the-difference-between-equity-ipo-and-ncd-ipo","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-is-the-difference-between-equity-ipo-and-ncd-ipo\/","title":{"rendered":"What is the Difference between Equity IPO and NCD IPO?"},"content":{"rendered":"<p>A small capital can be sufficient to embark on a business venture, but as the business grows substantially higher capital has to be infused in order to sustain growth and expansion. The funds can be infused by borrowing money from the bank as a loan with a certain percentage of interest, but it comes with its limitations and risks. Since the necessity of expansion and growth is on the cards, the business ought to infuse adequate funds. This led to the concept of seeking funds from individuals either as equity or debt.<\/p>\n<p>Equity means, a company is inviting investors to be shareholders of the company. While debt means, the company borrows money as a loan from investors at a predetermined rate.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-is-the-difference-between-equity-ipo-and-ncd-ipo\/#What_is_an_Equity_IPO\" >What is an Equity IPO?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-is-the-difference-between-equity-ipo-and-ncd-ipo\/#What_is_a_DebtNCD_IPO\" >What is a Debt\/NCD IPO?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-is-the-difference-between-equity-ipo-and-ncd-ipo\/#NAVI_FINSERV_PRIVATE_LIMITED_NCD_IPO_%E2%80%93_May_2022_Should_you_invest\" >NAVI FINSERV PRIVATE LIMITED NCD IPO \u2013 May 2022, Should you invest?<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_is_an_Equity_IPO\"><\/span><strong>What is an Equity IPO?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Through equity financing, the company asks investors to invest capital and become shareholders. It is also done by unlisted companies that require funds. Once the process is completed successfully, the company will be listed on the exchange and available for trading.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_a_DebtNCD_IPO\"><\/span><strong>What is a Debt\/NCD IPO?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Through this method, the company uses fixed-term instruments to raise money in the form of loans from the public at a predetermined rate of return through an <a href=\"https:\/\/goldenpi.com\/bond-ipo-online\" target=\"_blank\" rel=\"noopener\">upcoming NCD IPO<\/a>. These are known as Non-Convertible Debentures as these cannot be converted into shares. They are of 2 types;<\/p>\n<ol>\n<li><strong>Secured NCDs<\/strong> &#8211; This tranch of NCD is basically secured by the assets of the company. Therefore, in case the company is unable to pay back its borrowers, the assets could be liquidated and the amount derived by it could be utilised to pay back the company borrowers.<\/li>\n<li><strong>Unsecured NCDs<\/strong> &#8211; These are not secured against the assets of the company. Hence, they are riskier and offer higher yields when compared with the secured NCDs, to compensate for the risk borne by the borrowers.<\/li>\n<\/ol>\n<p><img decoding=\"async\" class=\"alignnone wp-image-4041 size-large\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2022\/05\/13121829\/Difference-between-1024x332.png\" alt=\"Debt\/NCD IPO\" width=\"1024\" height=\"332\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2022\/05\/13121829\/Difference-between-1024x332.png 1024w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2022\/05\/13121829\/Difference-between-300x97.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2022\/05\/13121829\/Difference-between-768x249.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2022\/05\/13121829\/Difference-between-1170x379.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2022\/05\/13121829\/Difference-between-585x189.png 585w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2022\/05\/13121829\/Difference-between.png 1482w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>The maturity period of Non-Convertible debentures can range from 90 days to even 30 years. The rate of interest provided to the NCD holders is much higher when compared to the other convertible debentures or fixed deposits.<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"NAVI_FINSERV_PRIVATE_LIMITED_NCD_IPO_%E2%80%93_May_2022_Should_you_invest\"><\/span><strong><span style=\"color: #004f98;\"><a style=\"color: #004f98;\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/navi-finserv-private-limited-may-2022-should-you-invest\/?utm_source=blog&amp;utm_medium=blog&amp;utm_campaign=ncdvseqipo\"><span style=\"font-size: 12.0pt;\">NAVI FINSERV PRIVATE LIMITED NCD IPO \u2013 May 2022, Should you invest?<\/span><\/a><\/span><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n","protected":false},"excerpt":{"rendered":"<p>A small capital can be sufficient to embark on a business venture, but as the business grows substantially higher capital has to&hellip;<\/p>\n","protected":false},"author":4,"featured_media":4040,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[24],"tags":[],"class_list":["post-4039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bond-market"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is the Difference between Equity IPO and NCD IPO?<\/title>\n<meta name=\"description\" content=\"Discover the difference between Equity IPO and NCD IPO. 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