{"id":6522,"date":"2023-08-21T07:32:01","date_gmt":"2023-08-21T07:32:01","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=6522"},"modified":"2026-01-15T11:53:20","modified_gmt":"2026-01-15T11:53:20","slug":"what-do-you-mean-by-obpp","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/","title":{"rendered":"What Do You Mean by OBPP?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">With digitization, each and every sector undergo advancement. There is no surprise that there are big players who keep an interest in the finance domain and are emerging with new innovations in the industry. That\u2019s how the Fintech players come into play!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Back in time brokers or banks used to take care of the investment of an individual, but over the years it isn\u2019t the same anymore. As we can witness the emergence of online platforms that are giving investors an opportunity to easily participate without hassle.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If it isn\u2019t for such online platform providers, to this date, personal financial investments would have got harder than ever. Let\u2019s understand what OBPP means in the article.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#What_does_OBPP_Stand_for\" >What does OBPP Stand for?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#The_current_status_of_the_financial_market\" >The current status of the financial market<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#How_does_Online_Bond_Platform_Provider_work\" >How does Online Bond Platform Provider work?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#The_First_Step_Opening_an_Account\" >The First Step: Opening an Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#KYC_The_Foundation_of_Trust\" >KYC: The Foundation of Trust<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#The_Transaction_Process_Behind_the_Scenes\" >The Transaction Process: Behind the Scenes<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#The_psychology_of_investors_that_may_be_irrational\" >The psychology of investors that may be irrational<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#From_Bonds_to_Demat_A_Seamless_Transition\" >From Bonds to Demat: A Seamless Transition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#Returns_and_Maturity_Directly_to_your_Bank_Account\" >Returns and Maturity: Directly to your Bank Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#OBPPs_are_more_than_a_Transaction_Platform\" >OBPPs are more than a Transaction Platform<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#Diversity_in_Investment_Options\" >Diversity in Investment Options<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#End_Thoughts\" >End Thoughts\u00a0<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/what-do-you-mean-by-obpp\/#Stocks_might_be_eye_catchy_bonds_are_relaxing_though\" >Stocks might be eye catchy bonds are relaxing though<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_does_OBPP_Stand_for\"><\/span><b>What does OBPP Stand for?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">OBPP means Online Bond Platform Provider, which has an <a href=\"https:\/\/goldenpi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">online platform for Bonds<\/a> so that an investor could browse through the available bonds and make an investment decision seeing all the parameters that need to be assessed and compared before a purchase.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It\u2019s just like an online platform for Equity Market, where the investors can directly invest in the stocks they wish to and make a transaction to anticipate the returns without a broker or a bank in between.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The point to be noted is that the online platform providers must be <a href=\"https:\/\/www.sebi.gov.in\/\" target=\"_blank\" rel=\"noopener noreferrer\">SEBI registered<\/a>, thus it allows the investor to rely on and trust the process of making the investment. Alongside these platforms makes it very accessible for investors to undergo an investment by themselves.\u00a0<\/span><\/p>\n<h4 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"The_current_status_of_the_financial_market\"><\/span><a href=\"https:\/\/goldenpi.com\/blog\/financial-matters\/the-current-status-of-the-financial-market\/?utm_source=blog&amp;utm_medium=blog&amp;utm_OBPP\" target=\"_blank\" rel=\"noopener noreferrer\"><b>The current status of the financial market<\/b><\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<h2><span class=\"ez-toc-section\" id=\"How_does_Online_Bond_Platform_Provider_work\"><\/span><b>How does Online Bond Platform Provider work?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">OBPPs have carved a niche for themselves by primarily offering <a href=\"https:\/\/goldenpi.com\/investment-options\/list-view\" target=\"_blank\" rel=\"noopener noreferrer\">listed bonds<\/a> that are renowned for their safety. These bonds are often favored by risk-averse investors looking to diversify their portfolios and achieve stable returns. But what exactly sets OBPPs apart from traditional investment avenues? Let&#8217;s explore the key aspects of investing through these platforms.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_First_Step_Opening_an_Account\"><\/span><b>The First Step: Opening an Account<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">To start with the investment process in an OBPP, the first requirement is an active demat account. This ensures that your investment transactions are seamless and electronically managed. With a Demat account in place, you&#8217;re ready to make the <a href=\"https:\/\/goldenpi.com\/investment-options\/list-view\" target=\"_blank\" rel=\"noopener noreferrer\">bond investments<\/a>.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"KYC_The_Foundation_of_Trust\"><\/span><b>KYC: The Foundation of Trust<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Just like any reputable financial institution, OBPPs adhere to Know Your Customer (KYC) norms. This step is crucial in establishing trust and compliance with regulatory standards. Signing up and completing the KYC process is essential to begin your investment journey on these platforms.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_Transaction_Process_Behind_the_Scenes\"><\/span><b>The Transaction Process: Behind the Scenes<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">One intriguing facet of OBPPs is that they don&#8217;t directly handle investor funds. Instead, they act as intermediaries, helping you in the end-to-end process of bond investment. When you invest in bonds through an OBPP, the invested amount is transferred to the bank account of entities like ICCL\/NSCCL, the settlement authorities. This ensures a secure and transparent flow of funds.<\/span><\/p>\n<h4 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"The_psychology_of_investors_that_may_be_irrational\"><\/span><a href=\"https:\/\/goldenpi.com\/blog\/financial-matters\/the-psychology-of-investors-that-may-be-irrational\/?utm_source=blog&amp;utm_medium=blog&amp;utm_OBPP\" target=\"_blank\" rel=\"noopener noreferrer\"><b>The psychology of investors that may be irrational<\/b><\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<h3><span class=\"ez-toc-section\" id=\"From_Bonds_to_Demat_A_Seamless_Transition\"><\/span><b>From Bonds to Demat: A Seamless Transition<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">As the funds are securely transferred, the purchased bond units find their way into your demat account. This process not only safeguards your investments but also streamlines the management of your bond portfolio.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Returns_and_Maturity_Directly_to_your_Bank_Account\"><\/span><b>Returns and Maturity: Directly to your Bank Account<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">One of the most appealing features of investing through OBPPs is the convenience of returns. Interest payments from the bonds are directly credited to your bank account by the issuer. Similarly, upon maturity, the face value of the bonds is credited to your bank account. This hassle-free process eliminates the need for multiple intermediaries and ensures that you receive your returns promptly.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"OBPPs_are_more_than_a_Transaction_Platform\"><\/span><b>OBPPs are more than a Transaction Platform<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">OBPPs go beyond being mere transaction platforms. They provide investors with detailed pages for each bond, offering comprehensive information and product notes. This empowers investors to make decisions by understanding the features and potential risks associated with each bond.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Diversity_in_Investment_Options\"><\/span><b>Diversity in Investment Options<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">One of the standout features of OBPPs is the array of bond options (listed) they present.\u00a0 From <a href=\"https:\/\/goldenpi.com\/bond-ipo-online\" target=\"_blank\" rel=\"noopener\">bond IPOs<\/a> to private placements, the options are diverse and tailored to cater to varying risk appetites. From bond public issues to private placements, the options are diverse and tailored to cater to varying risk appetites.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Investors can explore <a href=\"https:\/\/goldenpi.com\/collections\/state-government-guranteed-bonds\" target=\"_blank\" rel=\"noopener noreferrer\">Government Securities (G-Secs)<\/a>, <a href=\"https:\/\/goldenpi.com\/collections\/state-government-guranteed-bonds\" target=\"_blank\" rel=\"noopener noreferrer\">State Development Loans (SDLs)<\/a>, <a href=\"https:\/\/goldenpiplus.com\/sovereign-gold-bond\" target=\"_blank\" rel=\"noopener noreferrer\">Sovereign Gold Bonds (SGBs)<\/a>, and even bonds from <a href=\"https:\/\/goldenpi.com\/collections\/psu-bonds\" target=\"_blank\" rel=\"noopener noreferrer\">Public Sector Undertakings (PSUs)<\/a>.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"End_Thoughts\"><\/span><b>End Thoughts\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The global fixed-income market as of 2022 is worth $129.8 trillion and equity in 2022 is worth $101.2 trillion. The data is evident that the <a href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/understanding-the-basics-of-the-bond-market\/\" target=\"_blank\" rel=\"noopener noreferrer\">Bond market<\/a> is much larger than the Stock market. The gap between the stock market and the bond market signifies the weakness in the stock market due to fallen prices. Although not many don\u2019t understand the <a href=\"https:\/\/goldenpi.com\/blog\/market-view\/investment-strategies-in-the-bond-market\/\" target=\"_blank\" rel=\"noopener noreferrer\">importance of bond investment<\/a> in the financial journey, it is the safest haven with respect to the risk factor that any instrument carries comparatively. With that, the role of an OBPP is crucial in seasoning the investors toward a hassle-free and smooth investment journey for beginners as well as seasoned investors.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This advancement had to be a part of the Indian Bond Market to educate, set the stage and promote safer investments. Having both <\/span><span style=\"font-weight: 400;\">ICCL and NSCCL actively working on resolving the risk associated with the settlements, and with further advancements in such platforms can serve the customers more effectively than how it was previously.\u00a0<\/span><\/p>\n<h4 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Stocks_might_be_eye_catchy_bonds_are_relaxing_though\"><\/span><a href=\"https:\/\/goldenpi.com\/blog\/essentials\/bond-market\/stocks-might-be-eye-catchy-bonds-are-relaxing-though\/?utm_source=blog&amp;utm_medium=blog&amp;utm_OBPP%5C\" target=\"_blank\" rel=\"noopener noreferrer\"><b>Stocks might be eye catchy bonds are relaxing though<\/b><\/a><span class=\"ez-toc-section-end\"><\/span><\/h4>\n","protected":false},"excerpt":{"rendered":"<p>With digitization, each and every sector undergo advancement. There is no surprise that there are big players who keep an interest in&hellip;<\/p>\n","protected":false},"author":4,"featured_media":6523,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[24],"tags":[131,187,188,189],"class_list":["post-6522","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bond-market","tag-bond","tag-obpp","tag-bond-platform","tag-demat"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Do You Mean by OBPP? | Golden Pi<\/title>\n<meta name=\"description\" content=\"Discover OBPP (Online Bond Platform Provider) - Your gateway to digital bond transactions. 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