{"id":6779,"date":"2023-11-07T10:31:23","date_gmt":"2023-11-07T10:31:23","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=6779"},"modified":"2026-02-25T15:03:16","modified_gmt":"2026-02-25T15:03:16","slug":"shriram-unnati-fixed-deposits","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/","title":{"rendered":"SHRIRAM UNNATI FIXED DEPOSITS"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#Largest_retail_NBFC_in_India_and_fourth_largest_non-bank_financier_including_HFCs\" >Largest retail NBFC in India and fourth largest non-bank financier (including HFCs)\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#ABOUT_SHRIRAM_FINANCE_LIMITED\" >ABOUT SHRIRAM FINANCE LIMITED<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#WHAT_ARE_CORPORATE_FIXED_DEPOSITS\" >WHAT ARE CORPORATE FIXED DEPOSITS?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#INTEREST_RATE_OFFERED_BY_SHRIRAM_UNNATI_FIXED_DEPOSIT\" >INTEREST RATE OFFERED BY SHRIRAM UNNATI FIXED DEPOSIT<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#Non-Cumulative_Deposit\" >Non-Cumulative Deposit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#Cumulative_Deposit\" >Cumulative Deposit<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#BENEFITS_FEATURES\" >BENEFITS &amp; FEATURES<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#ELIGIBILITY\" >ELIGIBILITY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#PREMATURE_WITHDRAWAL\" >PREMATURE WITHDRAWAL<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#FINANCIAL_OVERVIEW\" >FINANCIAL OVERVIEW<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#FINANCIAL_RATIOS\" >FINANCIAL RATIOS<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#STRENGTHS_OF_THE_COMPANY\" >STRENGTHS OF THE COMPANY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/goldenpi.com\/blog\/investment-guide\/shriram-unnati-fixed-deposits\/#LIQUIDITY_OUTLOOK\" >LIQUIDITY OUTLOOK<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Largest_retail_NBFC_in_India_and_fourth_largest_non-bank_financier_including_HFCs\"><\/span><b>Largest retail NBFC in India and fourth largest non-bank financier (including HFCs)\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Shriram Finance Limited, a leading non-banking financial company (NBFC) in India, offers a lucrative investment opportunity for corporate investors \u2013 the Shriram Unnati Fixed Deposit scheme. Designed to provide stable returns and security, this corporate fixed deposit (CFD) offers a range of benefits that make it an attractive choice for investors.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"ABOUT_SHRIRAM_FINANCE_LIMITED\"><\/span><b>ABOUT SHRIRAM FINANCE LIMITED<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Shriram Finance Limited (SFL) is a leading non-banking financial company (NBFC) in India, specializing in providing financial solutions to individuals and businesses in rural and semi-urban areas. Established in 1974, SFL has a long and distinguished history of serving the underserved segments of the Indian population.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">SFL offers a comprehensive range of financial products and services, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Commercial vehicle finance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Passenger vehicle finance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Small and medium enterprise (SME) finance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Retail lending (personal loans, gold loans, and two-wheeler loans)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">SFL&#8217;s extensive network of over 1,500 branches and 54,000 employees ensures that its services reach even the remotest corners of India. The company is committed to financial inclusion and empowering individuals and businesses to achieve their aspirations.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"WHAT_ARE_CORPORATE_FIXED_DEPOSITS\"><\/span><strong>WHAT ARE CORPORATE FIXED DEPOSITS?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Company Fixed Deposits (corporate FDs) are term deposits kept for a set amount of time at a set interest rate. Financial institutions, both banking and non-banking, provide Company Fixed Deposits (NBFCs). A few months to a few years are the possible maturities for different corporate fixed deposits.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"INTEREST_RATE_OFFERED_BY_SHRIRAM_UNNATI_FIXED_DEPOSIT\"><\/span><strong>INTEREST RATE OFFERED BY SHRIRAM UNNATI FIXED DEPOSIT<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Shriram Finance Fixed Deposit rates presently stand as an attractive choice in the market. They provide some of the most competitive FD interest rates when compared to similar financial institutions.<\/span><\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-6791 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081338\/Interest-Rate.png\" alt=\"\" width=\"901\" height=\"222\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081338\/Interest-Rate.png 901w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081338\/Interest-Rate-300x74.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081338\/Interest-Rate-768x189.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081338\/Interest-Rate-585x144.png 585w\" sizes=\"(max-width: 901px) 100vw, 901px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Shriram Finance Fixed Deposit presents a choice of two deposit options, and it proudly offers one of the most competitive FD interest rates available in the market.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Non-Cumulative_Deposit\"><\/span><strong>Non-Cumulative Deposit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><img decoding=\"async\" class=\"size-full wp-image-6781 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063857\/Non-Cumulative-Deposit.png\" alt=\"\" width=\"901\" height=\"477\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063857\/Non-Cumulative-Deposit.png 901w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063857\/Non-Cumulative-Deposit-300x159.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063857\/Non-Cumulative-Deposit-768x407.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063857\/Non-Cumulative-Deposit-585x310.png 585w\" sizes=\"(max-width: 901px) 100vw, 901px\" \/><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Cumulative_Deposit\"><\/span><strong>Cumulative Deposit<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><img decoding=\"async\" class=\"size-full wp-image-6782 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063919\/Cumulative-Deposit.png\" alt=\"\" width=\"901\" height=\"477\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063919\/Cumulative-Deposit.png 901w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063919\/Cumulative-Deposit-300x159.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063919\/Cumulative-Deposit-768x407.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03063919\/Cumulative-Deposit-585x310.png 585w\" sizes=\"(max-width: 901px) 100vw, 901px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional interest of 0.50% p.a. Will be paid to senior citizens (Completed age 60 years on the date of deposit\/renewal.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional interest of 0.25% p.a. Will be paid on all renewals, where the deposit is matured.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional interest of 0.10% p.a. Will be paid to Women Depositors.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"BENEFITS_FEATURES\"><\/span><strong>BENEFITS &amp; FEATURES<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"size-full wp-image-6792 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081425\/BENEFITS-FEATURES-1.png\" alt=\"\" width=\"901\" height=\"170\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081425\/BENEFITS-FEATURES-1.png 901w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081425\/BENEFITS-FEATURES-1-300x57.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081425\/BENEFITS-FEATURES-1-768x145.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081425\/BENEFITS-FEATURES-1-585x110.png 585w\" sizes=\"(max-width: 901px) 100vw, 901px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"ELIGIBILITY\"><\/span><strong>ELIGIBILITY<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"size-full wp-image-6797 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07103018\/ELIGIBILITY-1-1.png\" alt=\"\" width=\"901\" height=\"617\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07103018\/ELIGIBILITY-1-1.png 901w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07103018\/ELIGIBILITY-1-1-300x205.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07103018\/ELIGIBILITY-1-1-768x526.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07103018\/ELIGIBILITY-1-1-585x401.png 585w\" sizes=\"(max-width: 901px) 100vw, 901px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"PREMATURE_WITHDRAWAL\"><\/span><strong>PREMATURE WITHDRAWAL<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"size-full wp-image-6794 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081510\/PREMATURE-WITHDRAWAL-1.png\" alt=\"\" width=\"901\" height=\"271\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081510\/PREMATURE-WITHDRAWAL-1.png 901w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081510\/PREMATURE-WITHDRAWAL-1-300x90.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081510\/PREMATURE-WITHDRAWAL-1-768x231.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081510\/PREMATURE-WITHDRAWAL-1-585x176.png 585w\" sizes=\"(max-width: 901px) 100vw, 901px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"FINANCIAL_OVERVIEW\"><\/span><strong>FINANCIAL OVERVIEW<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"size-large wp-image-6795 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-951x1024.png\" alt=\"\" width=\"951\" height=\"1024\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-951x1024.png 951w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-279x300.png 279w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-768x827.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-1427x1536.png 1427w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-1902x2048.png 1902w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-1170x1260.png 1170w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-1920x2067.png 1920w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/07081807\/Picture7-585x630.png 585w\" sizes=\"(max-width: 951px) 100vw, 951px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"FINANCIAL_RATIOS\"><\/span><strong>FINANCIAL RATIOS<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"size-full wp-image-6787 aligncenter\" src=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03064240\/FINANCIAL-RATIOS.png\" alt=\"\" width=\"901\" height=\"569\" srcset=\"https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03064240\/FINANCIAL-RATIOS.png 901w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03064240\/FINANCIAL-RATIOS-300x189.png 300w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03064240\/FINANCIAL-RATIOS-768x485.png 768w, https:\/\/d2zny4996dl67j.cloudfront.net\/blogs\/wp-content\/uploads\/2023\/11\/03064240\/FINANCIAL-RATIOS-585x369.png 585w\" sizes=\"(max-width: 901px) 100vw, 901px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"STRENGTHS_OF_THE_COMPANY\"><\/span><strong>STRENGTHS OF THE COMPANY<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dominance in the Broader NBFC Landscape:<\/b><span style=\"font-weight: 400;\"> Following the merger&#8217;s completion, SFL has solidified its position as the largest NBFC in India and the fourth-largest non-bank lender, which includes HFCs. Its assets under management (AUM) stood at Rs 193,730 crore (including SHFL) as of March 31, 2023, reinforcing its market leadership.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Robust Capitalization and Earnings Profile:<\/b><span style=\"font-weight: 400;\"> SFL maintains a robust capital base, boasting a consolidated net worth of Rs 43,800 crore and an adjusted gearing ratio of 3.8 times as of March 31, 2023, ensuring its financial stability.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Seasoned Management Team:<\/b><span style=\"font-weight: 400;\"> Shriram Finance Limited is backed by a highly experienced management team renowned for its achievements in the financial services sector. Their profound knowledge of the Indian market positions the company strategically to execute its growth strategies effectively.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Solid Liquidity Position:<\/b><span style=\"font-weight: 400;\"> Shriram Finance Limited enjoys a secure liquidity position, supported by substantial cash reserves, unutilized credit lines, and available cash equivalents. This financial strength grants the company the flexibility needed to fulfill its debt obligations and pursue its expansion plans<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"LIQUIDITY_OUTLOOK\"><\/span><strong>LIQUIDITY OUTLOOK<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">SFL has adequate liquidity. As of March 31, 2023, SFL had liquidity of Rs 19,205 crore (comprising of cash and equivalents and unutilized CC\/WCDL lines) which comfortably cover 3 months of debt obligations of Rs. 16,644 crore.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Largest retail NBFC in India and fourth largest non-bank financier (including HFCs)\u00a0 Shriram Finance Limited, a leading non-banking financial company (NBFC) in&hellip;<\/p>\n","protected":false},"author":4,"featured_media":12162,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[26],"tags":[],"class_list":["post-6779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investment-guide"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SHRIRAM UNNATI FIXED DEPOSITS - GoldenPi | Blogs<\/title>\n<meta name=\"description\" content=\"Maximize returns with SHRIRAM UNNATI FIXED DEPOSITS. 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