{"id":9745,"date":"2025-08-25T05:45:17","date_gmt":"2025-08-25T05:45:17","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=9745"},"modified":"2026-05-11T11:19:27","modified_gmt":"2026-05-11T11:19:27","slug":"sbi-interest-rates-on-retail-domestic-term-deposits-below-rs-3-crore","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/sbi-fd-rates\/sbi-interest-rates-on-retail-domestic-term-deposits-below-rs-3-crore\/","title":{"rendered":"SBI Interest Rates on Retail Domestic Term Deposits (Below Rs. 3 crore)"},"content":{"rendered":"\n

S<\/span>tate Bank of India (SBI) is a Fortune 500 company and India\u2019s largest public sector bank, serving over 50 crore customers across the country. With an asset base of more than \u20b961 trillion, SBI remains one of the most trusted names for fixed deposits, offering competitive returns across regular and senior citizen categories.<\/p>\n\n\n\n

For the latest SBI FD interest rates<\/a> and short-term offers in May 2026, always refer to the official SBI website, since deposit rates are revised periodically. As of the latest published rate cards, SBI offers the highest regular fixed deposit rate of 6.45% p.a. for tenures of 2 years to less than 3 years, while senior citizens can earn up to 7.05% p.a. under select tenures.<\/p>\n\n\n\n

Under SBI\u2019s Retail Domestic Term Deposit<\/strong> scheme, the revised rates for deposits below \u20b93 crore are as follows: 7 days to 45 days at 3.05% p.a., 46 days to 179 days at 4.90% p.a., 180 days to 210 days at 5.65% p.a., 211 days to less than 1 year at 5.90% p.a., 1 year to less than 2 years at 6.25% p.a., 2 years to less than 3 years at 6.45% p.a., 3 years to less than 5 years at 6.30% p.a., and 5 years to 10 years at 6.05% p.a.<\/p>\n\n\n\n

SBI also offers special rates under schemes such as the Non-Callable Term Deposit Retail<\/strong> option, which can provide higher returns for investors willing to lock in their money for a fixed period. For example, 2026 rate trackers show that special FD schemes and senior citizen deposits can go higher than the standard retail slab rates, depending on the tenor and product type<\/p>\n\n\n\n

Check the latest SBI FD interest rates in May 2026 for regular customers and senior citizens, including retail and special short-term deposit schemes, before investing.<\/span><\/p>\n\n\n