{"id":9860,"date":"2025-09-23T07:59:21","date_gmt":"2025-09-23T07:59:21","guid":{"rendered":"https:\/\/goldenpi.com\/blog\/?p=9860"},"modified":"2026-02-26T14:06:32","modified_gmt":"2026-02-26T14:06:32","slug":"book-fixed-deposit-for-five-years-online","status":"publish","type":"post","link":"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/","title":{"rendered":"How to Book a \u20b950,000 FD for 5 Years Online?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Fixed deposits are conservative savings instruments that allow you to earn guaranteed returns (without any market exposure). Recently, the RBI has made several repo rate cuts, with the most recent 50 basis point cut coming on June 6, 2025.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is expected that this rate-easing cycle may continue throughout 2025. Thus, if you are looking to invest <\/span><span style=\"font-weight: 400;\">\u20b950,000 in an FD for 5 years, <\/span><span style=\"font-weight: 400;\">it may be the right time to book competitive FD rates before they slide even further!\u00a0<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">Good news?<\/span><\/i><span style=\"font-weight: 400;\"> This can now be done even from the comfort of your home! Thanks to several online platforms, like GoldenPi, you can now invest in digital FDs of leading small finance banks and NBFCs (without visiting a branch).\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Want to learn how? In this article, you\u2019ll first check out the latest <\/span><span style=\"font-weight: 400;\">fixed deposit rates<\/span><span style=\"font-weight: 400;\"> (as of September 24, 2025) and the maturity amount you can expect from a 5-year FD under different options. Next, you will learn how you can <\/span><a href=\"https:\/\/goldenpi.com\/fixed-deposits\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">book your <\/span><span style=\"font-weight: 400;\">FD online<\/span><span style=\"font-weight: 400;\"> through the GoldenPi platform<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#How_Much_Can_You_Get_With_an_Online_%E2%82%B950000_FD_for_5_Years\" >How Much Can You Get With an Online \u20b950,000 FD for 5 Years?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#A_What_%E2%80%9CRegular_Customers%E2%80%9D_May_Get_With_%E2%82%B950000_Fixed_Deposit_for_5_Years\" >A) What \u201cRegular Customers\u201d May Get With \u20b950,000 Fixed Deposit for 5 Years<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#B_What_%E2%80%9CSenior_Citizens%E2%80%9D_May_Get_With_%E2%82%B950000_Fixed_Deposit_for_5_Years\" >B) What \u201cSenior Citizens\u201d May Get With \u20b950,000 Fixed Deposit for 5 Years<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#How_to_Book_an_FD_Online_Via_the_GoldenPi_Platform_in_2025\" >How to Book an FD Online Via the GoldenPi Platform in 2025?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#Steps_to_Book_an_FD_for_%E2%82%B950000_Through_GoldenPi\" >Steps to Book an FD for \u20b950,000 Through GoldenPi<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#Start_Your_%E2%82%B950000_Fixed_Deposit_for_5_years_with_GoldenPi_Today\" >Start Your \u20b950,000 Fixed Deposit for 5 years with GoldenPi Today!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#%E2%82%B950000_Fixed_Deposit_for_5_Years_FAQs\" >\u20b950,000 Fixed Deposit for 5 Years FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#1_Can_I_open_more_than_one_digital_FD_online\" >1. Can I open more than one digital FD online?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#2_Are_there_any_charges_for_opening_a_%E2%82%B950000_fixed_deposit_for_5_years_online\" >2. Are there any charges for opening a \u20b950,000 fixed deposit for 5 years online?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#3_Are_online_FDs_safe\" >3. Are online FDs safe?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#4_If_I_invest_%E2%82%B950000_in_an_FD_for_5_years_what_will_I_get\" >4. If I invest \u20b950,000 in an FD for 5 years, what will I get?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/goldenpi.com\/blog\/fixed-deposit\/book-fixed-deposit-for-five-years-online\/#5_Can_I_book_a_tax_saver_FD_online\" >5. Can I book a tax saver FD online?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"How_Much_Can_You_Get_With_an_Online_%E2%82%B950000_FD_for_5_Years\"><\/span><strong>How Much Can You Get With an Online \u20b950,000 FD for 5 Years?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To get the maximum benefit from your <\/span><span style=\"font-weight: 400;\">\u20b950,000 fixed deposit for 5 year<\/span><span style=\"font-weight: 400;\">s, you can choose the cumulative FD option. In this scheme, your interest is not regularly paid out. Instead, it is added back to the deposit. At maturity, you receive both the principal amount + the accumulated interest together.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On <\/span><a href=\"https:\/\/goldenpi.com\/\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">GoldenPi<\/span><\/a><span style=\"font-weight: 400;\">, you can find multiple cumulative FD options from leading banks and NBFCs. Some of the issuers available on the platform are (as of September 24, 2025):<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/goldenpi.com\/fixed-deposits\/fd-details\/GPID105191\/suryoday-small-finance-bank-cfd-yield\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Suryoday Small Finance Bank<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/goldenpi.com\/fixed-deposits\/fd-details\/GPID105192\/unity-small-finance-bank-cfd-yield\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Unity Small Finance Bank<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shriram Finance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/goldenpi.com\/fixed-deposits\/fd-details\/GPID105193\/mahindra-finance-cfd-yield\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Mahindra Finance<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bajaj Finance<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">These issuers offer competitive interest rates with bonus rates being offered to senior citizens. The table below shows the <\/span><span style=\"font-weight: 400;\">latest FD interest rates<\/span><span style=\"font-weight: 400;\"> for 5 years offered by these issuers, along with respective maturity amounts (for both regular customers and senior citizens):<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"A_What_%E2%80%9CRegular_Customers%E2%80%9D_May_Get_With_%E2%82%B950000_Fixed_Deposit_for_5_Years\"><\/span><strong>A) What \u201cRegular Customers\u201d May Get With \u20b950,000 Fixed Deposit for 5 Years<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">FD Issuer<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Amount Invested<\/span><\/th>\n<th><span style=\"font-weight: 400;\">FD Rates <\/span><span style=\"font-weight: 400;\">for General Customers (5 Years)<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Total Interest<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Maturity Amount (Received After 5 years)<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Suryoday Small Finance Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.20% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b925,029<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b975,029<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Unity Small Finance Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.75% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b919,875<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b969,875<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Shriram Finance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.60% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b922,854<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b972,854<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mahindra Finance (Samruddhi Scheme)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.00% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b920,739<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b970,739<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bajaj Finance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">6.95% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b920,565<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b970,565<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: The above <\/span><\/i><i><span style=\"font-weight: 400;\">FD rates<\/span><\/i><i><span style=\"font-weight: 400;\"> are valid as of September 24, 2025. The rates are subject to change. Investors must do their own research before investing.\u00a0<\/span><\/i><\/p>\n<h3><span class=\"ez-toc-section\" id=\"B_What_%E2%80%9CSenior_Citizens%E2%80%9D_May_Get_With_%E2%82%B950000_Fixed_Deposit_for_5_Years\"><\/span><strong>B) What \u201cSenior Citizens\u201d May Get With \u20b950,000 Fixed Deposit for 5 Years<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th><span style=\"font-weight: 400;\">FD Issuer<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Amount Invested<\/span><\/th>\n<th><span style=\"font-weight: 400;\">FD Rates Senior Citizens<\/span><span style=\"font-weight: 400;\"> (5 Years)<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Total Interest<\/span><\/th>\n<th><span style=\"font-weight: 400;\">Maturity Amount (Received After 5 years)<\/span><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Suryoday Small Finance Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.40% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b925,768<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b975,768<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Unity Small Finance Bank<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.25% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b921,613<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b971,613<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Shriram Finance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">8.10% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b924,662<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b974,662<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Mahindra Finance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.25% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b921,613<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b971,613<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bajaj Finance<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b950,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">7.30% p.a.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b921,789<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20b971,789<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p><i><span style=\"font-weight: 400;\">Note: The above <\/span><\/i><i><span style=\"font-weight: 400;\">FD rates<\/span><\/i><i><span style=\"font-weight: 400;\"> are valid as of September 24, 2025. The rates are subject to change. Investors must do their own research before investing.\u00a0<\/span><\/i><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Book_an_FD_Online_Via_the_GoldenPi_Platform_in_2025\"><\/span><strong>How to Book an FD Online Via the GoldenPi Platform in 2025?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">GoldenPi is a SEBI-registered debt broker and holds an OBPP license. On the platform, you can compare <\/span><span style=\"font-weight: 400;\">FD schemes<\/span><span style=\"font-weight: 400;\"> from multiple banks and NBFCs in one place and choose the option that suits you. There is no restriction on the number of FDs you can book. Also, the platform does not charge any fee for opening them.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Steps_to_Book_an_FD_for_%E2%82%B950000_Through_GoldenPi\"><\/span><strong>Steps to Book an FD for \u20b950,000 Through GoldenPi<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Step I: Browse and <\/span><a href=\"https:\/\/goldenpi.com\/fixed-deposits\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">compare FD options<\/span><\/a><span style=\"font-weight: 400;\"> from different issuers.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Step II: Select the FD issuer with whom you want to invest.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Step III: Complete KYC by submitting basic details (required only if you are not already registered).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Step IV: Fill in details, such as:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Investment amount (let\u2019s say <\/span><span style=\"font-weight: 400;\">FD for \u20b950,000<\/span><span style=\"font-weight: 400;\">)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Tenure<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Nominee details<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Step V: Transfer the investment amount securely through the platform.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Step VI: Your FD confirmation\/receipt will be sent to your registered email.<\/span><\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Start_Your_%E2%82%B950000_Fixed_Deposit_for_5_years_with_GoldenPi_Today\"><\/span><strong>Start Your \u20b950,000 Fixed Deposit for 5 years with GoldenPi Today!<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Nowadays, multiple FD issuers allow investors to book fixed deposits online without visiting a branch. If you are looking to make a <\/span><span style=\"font-weight: 400;\">\u20b950,000 fixed deposit for 5 year<\/span><span style=\"font-weight: 400;\">s, you can find several such options on the GoldenPi platform.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The best part is that you don\u2019t even need to open a bank account with these issuers. On GoldenPi, the process is 100% digital, safe, and takes just about 3 minutes! All you need to do is select your FD, complete KYC, fill in the required details, and make the payment.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Next, the FD receipt will be sent directly to your registered email. Moreover, you can also view your receipts anytime under the \u2018My Investment\u2019 section after logging in to the portal.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, want to start your <\/span><span style=\"font-weight: 400;\">FD for \u20b950,000<\/span><span style=\"font-weight: 400;\"> today? <\/span><a href=\"https:\/\/goldenpi.com\/fixed-deposits\" target=\"_blank\" rel=\"noopener noreferrer\"><span style=\"font-weight: 400;\">Visit the GoldenPi platform<\/span><\/a><span style=\"font-weight: 400;\"> to explore multiple options.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"%E2%82%B950000_Fixed_Deposit_for_5_Years_FAQs\"><\/span><strong>\u20b950,000 Fixed Deposit for 5 Years FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_open_more_than_one_digital_FD_online\"><\/span><strong>1. Can I open more than one digital FD online?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes! On GoldenPi, you can invest in as many digital FDs as you want. There is no restriction on the number of FDs you can book.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Are_there_any_charges_for_opening_a_%E2%82%B950000_fixed_deposit_for_5_years_online\"><\/span><strong>2. Are there any charges for opening a \u20b950,000 fixed deposit for 5 years online?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">No! GoldenPi does not charge any fee for opening fixed deposits. Whether you choose a bank or an NBFC, 100% of the investment amount goes into your FD. The platform only facilitates the booking and provides you with a digital receipt for confirmation.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Are_online_FDs_safe\"><\/span><strong>3. Are online FDs safe?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Bank FDs are insured up to \u20b95 lakh per depositor by DICGC (Deposit Insurance and Credit Guarantee Corporation), whereas NBFC FDs are not insured. However, you can reduce this risk by choosing only highly rated NBFCs listed on GoldenPi. Such issuers may carry minimal default risk.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_If_I_invest_%E2%82%B950000_in_an_FD_for_5_years_what_will_I_get\"><\/span><strong>4. If I invest \u20b950,000 in an FD for 5 years, what will I get?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Please note that returns vary by issuer and customer type. For example, as of September 24, 2025, if you invest \u20b950,000 in a Suryoday Small Finance Bank FD, you may get \u20b975,029 at 8.20% (as a general customer) and \u20b975,768 at 8.40% (as a senior citizen).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, if you prefer NBFCs, Shriram Finance may offer \u20b972,854 at 7.60% for general customers and \u20b974,662 at 8.10% for senior citizens.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_book_a_tax_saver_FD_online\"><\/span><strong>5. Can I book a tax saver FD online?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Yes, you can book a <\/span><span style=\"font-weight: 400;\">tax saver FD online<\/span><span style=\"font-weight: 400;\"> (through GoldenPi) offered by Suryoday Small Finance Bank. As of September 24, 2025, general customers can get 8.20% p.a., and senior citizens can get 8.40% p.a. These deposits come with a 5-year lock-in period and qualify for tax benefits under Section 80C (up to \u20b91,50,000 and deduction is available only under the old regime.<\/span><\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Can I open more than one digital FD online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes! On GoldenPi, you can invest in as many digital FDs as you want. There is no restriction on the number of FDs you can book.\"}},{\"@type\":\"Question\",\"name\":\"2. Are there any charges for opening a \u20b950,000 fixed deposit for 5 years online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No! GoldenPi does not charge any fee for opening fixed deposits. Whether you choose a bank or an NBFC, 100% of the investment amount goes into your FD. The platform only facilitates the booking and provides you with a digital receipt for confirmation.\"}},{\"@type\":\"Question\",\"name\":\"3. Are online FDs safe?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank FDs are insured up to \u20b95 lakh per depositor by DICGC (Deposit Insurance and Credit Guarantee Corporation), whereas NBFC FDs are not insured. However, you can reduce this risk by choosing only highly rated NBFCs listed on GoldenPi. Such issuers may carry minimal default risk.\"}}]}<\/script><\/p>\n<p><span style=\"font-weight: 400;\">__________________________________________________________________<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Disclaimer:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This information is for general information purposes only. GoldenPi makes no guarantee on the accuracy of the data provided here; the information displayed is subject to change and is provided on an as-is basis. Nothing contained herein is intended to or shall be deemed to be investment advice, implied or otherwise. Investments in the securities market are subject to market risks. Read all the offer-related documents carefully before investing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fixed Deposit schemes are regulated by the Reserve Bank of India. GoldenPi Securities Private Limited is a registered debt broker and acts as a distributor and not as a manufacturer of the product.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fixed deposits are conservative savings instruments that allow you to earn guaranteed returns (without any market exposure). Recently, the RBI has made&hellip;<\/p>\n","protected":false},"author":8,"featured_media":12318,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"","footnotes":""},"categories":[225],"tags":[218],"class_list":["post-9860","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fixed-deposit","tag-fixed-deposit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Book a \u20b950,000 FD for 5 Years Online?<\/title>\n<meta name=\"description\" content=\"Learn how to easily book a \u20b950,000 fixed deposit for 5 years online and secure higher returns. 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