Rating: ACUITE AA/Stable.
AUM Growth: ₹22,860 Cr FY25 (↑46% YoY); ₹24,754 Cr Q1FY26.
Profitability: PAT ₹479 Cr FY25 (vs ₹279 Cr FY24); RoAA 2.67%.
Asset Quality: GNPA ↓ 1.53% FY25 (vs 1.92% FY24); NNPA 0.90%.
Capital Base: Net worth ₹4,304 Cr; raised ₹2,000 Cr QIP Q1FY26.
Diversified Portfolio: MSME, housing, construction; gold loan book ₹6,211 Cr (Jun 2025).
Liquidity: ₹2,606 Cr cash & equivalents Q1FY26.