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EARLYSALARY SERVICES PRIVATE LIMITED
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EARLYSALARY SERVICES PRIVATE LIMITED
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Return Icon

Returns (YTM)

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11.60%

Min. investment

Min. Investment

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99,701.61

Remaining Tenure

Remaining Tenure

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1Y 9M 28Days

Payment term

Payment Terms

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Monthly

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Highlights

Credit Rating

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CARE A-/STABLE

Credit Rating

Seniority

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SENIOR

Seniority

Security

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Secured

Security

Default History

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Zero

Default History

Company Financials

Revenue

PAT

Debt

Net Worth

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Important disclaimer

Ratio Analysis

1.3
Net NPA
Good
Benchmark: Lower than 3%
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27.22
Capital Adequacy Ratio
Good
Benchmark: Minimum 14%
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1.75
Debt to Equity Ratio
Good
Benchmark: Maximum 12 times
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-0.58
Operating Cash Flow to Debt Ratio
Risky
Benchmark: Higher the ratio better it is.
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1.36
Interest Coverage Ratio
Risky
Benchmark: Minimum 2
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Important disclaimer

About Issuer

EARLYSALARY SERVICES PRIVATE LIMITED

EarlySalary (rebranded as Fibe) is a digital lending app focused on young working professionals in India. It offers instant cash loans, long-term personal loans, salary advances, and Buy Now Pay Later options. The platform is built to be fast - loan amounts range up to ?5 lakhs, with repayment terms from 3 months to 24 months. Fibe uses tech tools like machine learning and alternate data for credit checks, to include customers often underserved by traditional lenders. With millions of downloads and operations across many cities, it aims to make credit easy, transparent, and safe for mid-income earners.

Total Annual Revenue

705.42 Cr (FY-2024)

Year of Inception

2017

Industry

NBFC Retail

Head Office

Pune

Type of Issuer

Corporate

Current MD/CEO

Mr. Vimal Saboo

Credit Rating / Outlook

Other Important Details & Disclosures

Taxation

Calculate Your Returns

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Unit
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Investment Amount

99,701.61

Total Returns tooltip

18,479.61

Total Receivabletooltip

1,18,181.22

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