NAMDEV FINVEST PRIVATE LIMITED

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Investment Opportunity in Embassy Group Company

Earn up to 13.15% p.a.

Invest Now

Invest in Gold Loan Backed Bonds from Muthoottu Mini Financiers Ltd.

Earn up to 11.25% p.a

Invest Now

Investment Opportunity in Embassy Group Company

Earn up to 13.15% p.a.

Invest Now

Invest in Gold Loan Backed Bonds from Muthoottu Mini Financiers Ltd.

Earn up to 11.25% p.a

Invest Now

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Returns (YTM)

N/A

Min. Investment

N/A

Remaining Tenure

2Y 11M 5Days

Payment Terms

Quarterly

Highlights

Credit Rating

CRISIL BBB+/STABLE

Seniority

SENIOR

Security

Secured

Default History

Zero

Regular equity support: ₹25 crore infused in FY25 by promoters and existing investors (LC Nueva, Silverstone Capital, Yukti Securities).

Capitalisation Strengthening (YoY): Tangible Net-worth improved to ₹440 crore (Mar’25) vs ₹386 crore (Mar’24) supported by equity infusion and internal accruals.

Adequate Capital Buffers Despite Growth (YoY) : CAR at 30.2% (Mar’25) vs 34.2% (Mar’24) remains comfortable even after balance-sheet expansion

Improving Profitability (YoY) : NIM expanded to 8.96% in FY25 (FY24: 7.29%), driving ROTA improvement to 2.33% (FY24: 1.73%).

Diversified Funding Mix : Term loan from Banks (28.1%) & NBFCs(29.5%), NCDs(30.5%), ECBs(10.4%), Subordinate debt (1.4%) & Securitisation (0.1%)

Adequate Liquidity : ₹326 crore unencumbered cash + ₹960 crore receivables against ₹751 crore one-year debt obligations, with no ALM mismatches across any bucket.

Company Financials

Revenue

PAT

Debt

Net Worth

Important disclaimer

Ratio Analysis

11.26

Net NPA

Risky

Benchmark: Lower than 3%

30.19

Capital Adequacy Ratio

Good

Benchmark: Minimum 14%

2.99

Debt to Equity Ratio

Good

Benchmark: Maximum 12 times

1.36

Interest Coverage Ratio

Risky

Benchmark: Minimum 2

Important disclaimer

About Issuer

Namdev Finvest Pvt Ltd is a Non-Banking Finance Company (NBFC) registered with the Reserve Bank of India (RBI) under the Investment and Credit Company (ICC) category, with registration number B-10.00260. The company began its operations in 2013 under the leadership of Jitendra Tanwar, a first-generation entrepreneur. With a focus on rural financing, Jitendra has built a strong career in this sector, leading Namdev Finvest to serve the financial needs of underserved communities across India.

Total Annual Revenue

622.96 Cr FY(2022-23)

Year of Inception

1997

Industry

NBFC Corporate

Head Office

JAIPUR

Type of Issuer

Corporate

Current MD/CEO

Mr. Jitendra Tanwar

Credit Rating / Outlook

BBB+ STABLE

CRISIL

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with BBB credit rating are considered to have a moderate to low degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry moderate to high credit risk, hence it is suitable for investors with high risk tolerance.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

NAMDEV FINVEST PRIVATE LIMITED

Security Name

ISIN

Copy

INE0IX207189

Face Value

₹ 1,00,000

Issued FV

₹ 1,00,000

Coupon Rate

11.75%

Coupon Type

FIXED

Payment Terms

Quarterly

Maturity Date

5-Aug-2027

Clean Price

₹ 100.1

Dirty Price

Current Yield

Yield to Maturity

12.1932%

Mode of Issue

Private Placement

Date of Issue

5-Aug-2024

Listed

Yes

Instrument Type

Taxable

Security

Secured

Seniority

SENIOR

Perpetual

Trustee Details

Catalyst Trusteeship Limited (Formerly GDA Trusteeship Limited)

Windsor,6th Floor, Office No.604, C.S.T Road, Kalina,Santa Cruz (East), Mumbai 400098

Registrar Details

KFIN TECHNOLOGIES PRIVATE LIMITED

Plot No. 17-24, Vittal rao Nagar,Madhapur,Hyderabad 500081

Looking For More Information ?

Download Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 15G/15H to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: KFIN TECHNOLOGIES PRIVATE LIMITED Plot No. 17-24, Vittal rao Nagar,Madhapur,Hyderabad 500081

This bond is
currently out of stock

Download Cashflow

Similar Bonds

Bonds by Same Issuer

NAMDEV FINVEST PRIVATE LIMITED

Min Investment

₹ 92,268.81

Returns

Upto 11.76%

Payout

Quarterly

Credit Rating

BBB+/CRISIL

FAQs about NAMDEV FINVEST PRIVATE LIMITED bonds

How to buy this NAMDEV FINVEST PRIVATE LIMITED bond online?

You can invest in bonds online in under 5 minutes. To buy NAMDEV FINVEST PRIVATE LIMITED bond online follow the steps below:

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What is the yield of this NAMDEV FINVEST PRIVATE LIMITED bond?

undefined% is the current yield of this NAMDEV FINVEST PRIVATE LIMITED bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this NAMDEV FINVEST PRIVATE LIMITED bond is undefined%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this NAMDEV FINVEST PRIVATE LIMITED bond?

To redeem this NAMDEV FINVEST PRIVATE LIMITED bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this NAMDEV FINVEST PRIVATE LIMITED bond is generally simple and straightforward. Contact our support team for more information.

Is this NAMDEV FINVEST PRIVATE LIMITED bond tax-free?

No, this NAMDEV FINVEST PRIVATE LIMITED bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this NAMDEV FINVEST PRIVATE LIMITED bond before the maturity date?

Yes, it is possible to sell this NAMDEV FINVEST PRIVATE LIMITED bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

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Highlights

Company Financials

Ratio Analysis

About Issuer