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PROFECTUS CAPITAL PRIVATE LIMITED
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PROFECTUS CAPITAL PRIVATE LIMITED
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Returns (YTM)

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N/A

Min. investment

Min. Investment

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N/A

Remaining Tenure

Remaining Tenure

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2Y 3M 28Days

Payment term

Payment Terms

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Half-Yearly

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Highlights

Credit Rating

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CRISIL A-/POSITIVE

Credit Rating

Seniority

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SENIOR

Seniority

Security

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Secured

Security

Default History

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Zero

Default History
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Diversified product-mix: MSMEs (37%),school funding (24%),financing– equipment (17%), supply chain (11%) & NBFCs (11%).

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Adequate Capitalisation: Net worth ~₹1119 cr & gearing 1.98x in FY25 (vs ₹1092 cr & 1.78x in FY24).

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Diversified lender base : PVBs (49%), PSBs (12%) , SFBs (12%) , NBFCs (11%) & NCDs (16%)

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Experienced Management : Led by K.V. Srinivasan with MSME lending expertise and a seasoned team

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Liquidity: Adequate; ALM Positive up to 5-year bucket

Company Financials

Revenue

PAT

Debt

Net Worth

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Important disclaimer

Ratio Analysis

1.22
Net NPA
Good
Benchmark: Lower than 3%
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35.28
Capital Adequacy Ratio
Good
Benchmark: Minimum 14%
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1.98
Debt to Equity Ratio
Good
Benchmark: Maximum 12 times
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1.18
Interest Coverage Ratio
Risky
Benchmark: Minimum 2
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Important disclaimer

About Issuer

Credit Rating / Outlook

Other Important Details & Disclosures

Taxation

Bond out of stock

This bond is
currently out of stock

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