Strong Promoter Profile: Kosamattam Group has an established track record of over four decades in the gold loan business, with the promoters maintaining complete ownership and successfully scaling the loan book to approximately INR 7,370 Crs.
Strong Profitability metrics: The entity generated a PAT of 251 Cr in the FY’26, resulting in a ROA of 3.02% and a ROE of 19.51%. They have been profitable over the years that have increased their net worth to ~1286 Cr.








