INDIA INFRADEBT LIMITED

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Returns (YTM)

7.37%

Min. Investment

₹ 11,11,253.57

Remaining Tenure

9Y 19Days

Payment Terms

Yearly

Highlights

Credit Rating

CRISIL AAA/STABLE

Seniority

SENIOR

Security

Secured

Default History

Zero

Company Financials

Revenue

PAT

Debt

Net Worth

Important disclaimer

Ratio Analysis

Net NPA

Good

Benchmark: Lower than 3%

19.38

Capital Adequacy Ratio

Good

Benchmark: Minimum 14%

6.47

Debt to Equity Ratio

Good

Benchmark: Maximum 12 times

1.3

Interest Coverage Ratio

Risky

Benchmark: Minimum 2

Important disclaimer

About Issuer

Infradebt is an NBFC providing an alternative class of funding. The four leaders in the financial sector established Infradebt in 2013. The four leaders are ICICI Bank, Bank of Baroda, Citi Finance India Limited, and Life Insurance. ICICI bank holds about 42% of stake and is the largest shareholder in Infradebt. ICICI Bank and Bank of Baroda take the responsibility of project finance and domestic fundraising. In contrast, Citicorp Finance India Limited is raising funds in the international market, and LIC is investing in Tier-2 capital and Senior Bonds issued by the company.

Mr. Suvek Nambiar is the Managing Director and CEO of Infradebt. In 2019 the net profit was Rs. 140 crores, and the total income was Rs. 667 crores (source: ICRA's 2019 Report).

Total Annual Revenue

2365.77 Cr (FY 2025)

Year of Inception

2012

Industry

NBFC Corporate

Head Office

MUMBAI

Type of Issuer

Corporate

Current MD/CEO

Mr. Suvek Nambiar

Credit Rating / Outlook

AAA STABLE

CRISIL

Rating Rationale

Rating Date: 07-Mar-2025

AAA STABLE

ICRA

Rating Rationale

Rating Date: 25-Mar-2025

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with AAA credit rating are considered to have the highest degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry lowest credit risk.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

INDIA INFRADEBT LIMITED

Security Name

7.93% INDIA INFRADEBT LIMITED Secured Rated Listed NCD Maturity 6-Dec-2034

ISIN

Copy

INE537P07836

Face Value

₹ 1,00,000

Coupon Rate

7.93%

Coupon Type

FIXED

Payment Terms

Yearly

Maturity Date

6-Dec-2034

Clean Price

₹ 103.56

Dirty Price

₹ 111.13

Current Yield

7.657%

Yield to Maturity

7.3696%

Mode of Issue

Private Placement

Date of Issue

6-Dec-2024

Listed

Yes

Instrument Type

Taxable

Security

Secured

Seniority

SENIOR

Perpetual

Trustee Details

IDBI Trusteeship Services Limited

Asian Building, Ground Floor 17, R. Kamani Marg Ballard Estate, Mumbai 400001

Registrar Details

Link Intime India Private Limited

C 101, 247 Park, LBS Marg, Vikhroli West,Mumbai 400083

Looking For More Information ?

Download Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 15G/15H to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: Link Intime India Private Limited C 101, 247 Park, LBS Marg, Vikhroli West,Mumbai 400083

Units

Investment Amount

₹ 11,11,253.57

Total Returns

₹ 6,81,746.43

Total Receivable

₹ 17,93,000

Cashflow Timeline

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FAQs about INDIA INFRADEBT LIMITED bonds

How to buy this INDIA INFRADEBT LIMITED bond online?

You can invest in bonds online in under 5 minutes. To buy INDIA INFRADEBT LIMITED bond online follow the steps below:

Login/signup at GoldenPi
Upload your documents online to complete the KYC
Pay online via payment gateway and receive bond units in your demat account

What is the yield of this INDIA INFRADEBT LIMITED bond?

7.3696% is the current yield of this INDIA INFRADEBT LIMITED bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this INDIA INFRADEBT LIMITED bond is 7.3696%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this INDIA INFRADEBT LIMITED bond?

To redeem this INDIA INFRADEBT LIMITED bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this INDIA INFRADEBT LIMITED bond is generally simple and straightforward. Contact our support team for more information.

Is this INDIA INFRADEBT LIMITED bond tax-free?

No, this INDIA INFRADEBT LIMITED bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this INDIA INFRADEBT LIMITED bond before the maturity date?

Yes, it is possible to sell this INDIA INFRADEBT LIMITED bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

Need Help?

Talk to our Support Team for free. We will help you through your investment journey.

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Cashflow Timeline

Timeline	Total Receivable*	Net Receivable**
06 Dec , 2025	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2026	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2027	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2028	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2029	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2030	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2031	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2032	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2033	Interest ₹ 79,300	Interest ₹ 71,370
06 Dec , 2034	Interest ₹ 79,300 + ₹ 10,00,000 (100% of Principal)	Interest ₹ 71,370 + ₹ 10,00,000 (100% of Principal)

* The interest amount is paid as per total invested face value (₹ 1000000) and annual coupon rate of 7.93%.

** The net interest receivable is after 10% TDS for Indian Residents. However for NRI 30% TDS is deducted. The deducted TDS can be claimed while filing ITR.

Highlights

Company Financials

Ratio Analysis

About Issuer