Frequently Asked Questions

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Bonds and NCDs

Why should I choose bonds over fixed deposits?


Bonds and FDs are both low-risk securities. Still, you should choose Bonds over Fixed Deposits because :
  • Bonds provide higher interest returns than FDs.
  • Bonds are tradable, but FDs are not.
  • Bonds offer more diverse tax benefits than FDs, including the potential for savings on capital gains in addition to tax benefits on interest income.