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FD calculator
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GoldenPi: Buy Bonds, Debentures & Other Fixed Income Assets
Search for bonds, FD or IPO
Select your risk profile suiting your investment requirement
Low Risk
Low Returns
Moderate Risk
Moderate Returns
High Risk
High Returns
I am an investor balancing risk and return.
I am comfortable taking some risk for moderately higher returns. I can tolerate short-term fluctuations but want to avoid major losses. My aim is a blend of safety and yield, with a medium to long-term outlook (3–5 years).
I am comfortable with:
Example instruments:
AA/A Rated Corporate Bonds, Tax-free Bonds
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Home
Fixed Deposits
Earn up to 8.3% on
Fixed Deposits from RBI-regulated banks!
Invest Online in Under 5 Minutes
Upto ₹5L Secured
RBI's DICGC INSURANCE
Instant Withdrawal
NO PENALTY ON EARLY CLOSURE
Save Tax
UNDER 80C
Explore variety of FDs available on our platform
Bank FD
Tax Saving FD
NBFC FD
DICGC insurance up to ₹5 lakh
Monthly and quarterly payouts available
Compare and invest in the Fixed Deposit Plans
Highest Returns
Available Payout
Insured
New Bank A/C Required
8.3 %
Cumulative, Monthly, Quarterly
Yes
No
8.25 %
Cumulative
Yes
No
8.25 %
Cumulative
Yes
No
7.8 %
Cumulative, Monthly, Quarterly, Half-Yearly, Yearly
No
No
7.8 %
Cumulative, Monthly, Quarterly, Half-Yearly, Yearly
No
No
Traditional Banks
5 - 7%
Monthly, Quarterly, At maturity
Yes
Yes
Buy Bonds Online in India - Corporate Bonds, NCD IPOs & Fixed Deposits
registered users
& growing
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total transaction through
our platform
our platform
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worth of bonds available
on the platform everyday
on the platform everyday
Trusted by leading brokers and
Market leaders
Invest in Secured Bonds
Discover reliable income and stable capital growth with Corporate Bond Investments 
What is a Fixed Deposit Investment?
FDs (Fixed Deposits) are investment options from banks, NBFCs, and corporates in India. You can choose to receive a lump sum money at maturity or get regular interest payouts (monthly, quarterly, or yearly). Senior citizens often get better rates.
Through GoldenPi you can now invest in these FDs through a seamless online journey without opening a new bank account.
What it means?
FD
NBFC
Payout
Cumulative Payout
Calculate your FD returns based on your requirements!
Higher returns than Traditional Banks
Fixed returns upon maturity
Flexible payout options
Extra benefits for Senior Citizen & Women
Why invest in with GoldenPi ?
Why 15 Lakh+ Users Trust GoldenPi for Bond Investing
Phaniraj D G
Hassle free investment. One place for all type of bonds.
We can choose as per our risk. GoldenPi team is very co-operative and quick in responding.
Neeraj Sharma
Extremely convenient platform assisted with superb executives like I was always guided by Mr Allan with his experience and knowledge.
Thank you so much Mr Allan.
Reenu Jojy Mathew
It is a seamless experience now for buying NCDs and Bonds with no hidden costs or service charges.
Latha Abhimannue Thayyil
The details explained by the personal manager was very helpful and useful.
Response for each each call was immediate ,Proper guidance all make the profesional touch I wish them Best wishes.
Harish Iyer
Fantastic Team, superb website, unarguably the best website to buy bonds from.
Regarding the Team: Every process is clearly explained, with patience and on time, and a person concerned would be assisting you throughout the buying process - right from choosing the bond to paying for the bond,
& finally, getting the bond unit credited to the demat account.
FAQs about Investment in FDs in 2026
Select Tenure & Payout Mode
Tenure
Months
12
24
36
48
60
Payout Mode
Select your risk profile suiting your investment requirement
Low Risk
Low Returns
Moderate Risk
Moderate Returns
High Risk
High Returns
I am an investor balancing risk and return.
I am comfortable taking some risk for moderately higher returns. I can tolerate short-term fluctuations but want to avoid major losses. My aim is a blend of safety and yield, with a medium to long-term outlook (3–5 years).
I am comfortable with:
Example instruments:
AA/A Rated Corporate Bonds, Tax-free Bonds
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