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Unity Small Finance Bank

Insured upto ₹5L

Popular Tenures

8.30%

16 Months 16 Days

On Maturity

Highest Return

4.00%

7 Days

On Maturity

Lowest Tenure

Unity Small Finance Bank FD Interest Rates

Tenure	Payout	Normal	Sr. Citizen (+0.50%)
16M 16D	On Maturity	7.80%	8.30%
12M	On Maturity	7.50%	8.00%
12M	Quarterly	7.50%	8.00%
6M 1D	On Maturity	6.25%	6.75%
7D	On Maturity	4.00%	4.00%
16M 16D	Monthly	7.80%	8.30%
60M	On Maturity	6.75%	7.25%

Investment Amount

₹

Tenure

Interest Rate

4.00%

Total Interest

₹ 76.36

₹ 1,00,076.36

By proceeding, I agree to the Terms & Conditions Terms & Conditions

Min Investment

₹1000

Highest Returns

8.3

Senior Citizen

+0.50%

Why Unity Small Finance Bank?

Unity Small Finance Bank presents a new era of simplified banking. The banking experience is inclusive, technology-driven and accessible across different parts of the subcontinent. Not only that, but Unity Small Finance Bank also aims to combine the latest technology for easy and safe finances. With over Rs. 11,000 Crore+ deposits across 334 locations nationwide, Unity Small Finance Bank is going beyond to help customers unlock their financial potential.

Higher Returns

Upto ₹5L insured by RBI

No Bank A/C Required

Explore Other Fixed Deposit

UTKARSH SMALL FINANCE BANK

Sr. Citizens get additional benefit

Returns upto

8.25%

SURYODAY SMALL FINANCE BANK

Starts Investing with ₹1,000

Returns upto

8.25%

SHRIRAM FINANCE

Sr. Citizens get additional benefit

Returns upto

7.8%

MAHINDRA FINANCE

AAA Rated

Returns upto

7.8%

FAQs about Unity Small Finance Bank

What is the minimum and maximum tenure of investment in Fixed Deposit Account?

The minimum tenure here of a fixed deposit is seven days, while the maximum tenure can go up to 5 years.

What is the minimum and maximum amount of investment in a Fixed Deposit Account?

You can start investing with a minimum amount of Rs. 1,000. There is no maximum limit for fixed deposits. However, if you wish to invest above Rs. 2 crore, please contact the nearest branch manager for the latest applicable interest rates.

Is an overdraft facility available on fixed deposits?

Certainly, yes! You can get an overdraft facility against your deposits which you can achieve them without breaking it.

For premature withdrawal, will a penalty of 1% be charged after the bank becomes operational? Also if the FD is closed and reinvested in a new scheme, will the penalty be charged or waived?

Yes, 1% penalty will be applicable on the premature closure of deposits.

What will be the timings for Video KYC?

Here’s the detailed timings for video KYC at any nearest branch:
Business Hours: 10.00 a.m. to 5.00 p.m.
(Monday to Friday, 1st, 3rd and 5th Saturdays)
(2nd and 4th Saturday and Sunday: Closed)

Is my investment in Unity Small Finance Bank FD safe?

Unity Small Finance Bank is regulated by the Reserve Bank of India (RBI) and follows the regulatory guidelines that ensure safe and secure deposits up to the specified limit under the Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme. Before making any investments, please verify the bank's credentials and reputation.

Can I prematurely withdraw my FD before the completion of the tenure?

Yes, you can! Unity Small Finance Bank allows premature withdrawal of FD, which is subject to certain terms and conditions. However, premature withdrawal may cause a penalty, and the applicable interest rate may be changed accordingly. It's advisable to check the bank's policy regarding premature withdrawal before opening an FD.

Investment Amount

₹

Tenure

Interest Rate

4.00%

Total Interest

₹ 76.36

₹ 1,00,076.36

By proceeding, I agree to the Terms & Conditions Terms & Conditions

Note to Investors

GoldenPi Securities Pvt. Ltd. (“GSPL”) is a wholly owned subsidiary of GoldenPi Technologies Pvt. Ltd. (“GTPL”) and is a SEBI registered broker under BSE new debt segment allowing investors to trade in secondary bonds & debentures through exchange.

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully.
Investors can update their email id and mobile number with their stock broker / depository participant and receive OTP directly from the depository on email id and/or mobile number to create a pledge. Investors can check their securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

The FAQs on the platform are exclusively for educational information/knowledge and do not influence the investment/sale decisions of any investors.As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the BSE Investor Protection Fund website where you will find some useful educative material in the form of text and videos, so as to become an informed investor. https://www.bseipf.com/investors_education.html
We believe that an educated investor is a protected investor !!!

The information shown on the website should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products/services of GSPL or any product/services of its third-party client(s). The user should act and rely on the information/data shown on the website only after understanding all associated risk parameters. Any action/decision taken by the user on the basis of the information shown on this website shall be the sole responsibility of the user. Neither GSPL nor its directors, employees, associates, representatives, or agents shall be liable for any damages whether direct, indirect, special, or consequential including lost revenue or lost profits that may arise to the user from or in connection with the use of the information/data shown on this website.

We understand that certain investment advisors may be approaching members of the public including our clients, representing that they are our partners, or representing that their investment advice is based on our research. Please note that we have not engaged any third parties to render any investment advisory services on our behalf nor are we providing any stock recommendations/tips/research report/advisory. Persons making investments on the basis of such advice may lose all or a part of their investments along with the fee paid to such unscrupulous persons. Please be cautious about any phone call that you may receive from persons representing to be such investment advisors, or a part of research firm offering advice on securities. Do not make payments through e-mail links, WhatsApp or SMS. Please do not share your personal or financial information with any person without proper verification. Always trade through a registered broker.

We collect, retain, and use your contact information for legitimate business purposes only, to contact you and to provide you information & latest updates regarding our products & services.

Fixed Deposits are offered in the capacity of a distributor and all disputes with respect to distribution activity, would not have access to exchange investor redressal forum or arbitration mechanism.

Attention Investors - Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. Issued in the interest of Investors

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a. Register on the portal | b. Mandatory details for register and filing complaints - Name, PAN, Address, Mobile Number, E-mail ID | c. Benefits: i. Effective Communication ii. Speedy redressal of the grievances | d. Complaints against the companies shall be subject to the SMARTODR/SCORES guidelines

GoldenPi Securities Pvt Ltd (“GSPL”) | SEBI Registration No.: INZ000310732 | BSE Member ID : 6809 | NSE Member ID: 90331

Compliance Officer: Ekta Sheth, Tel. No.: 080-45685666, Email ID: grievance-gspl@goldenpi.com (for any compliance & grievance related complaints)

Key Managerial Personnel:
Abhijit Roy - Designated Director & CEO, Samir Baran Pratihar - Designated Director & CTO
Tel. No.: 080-45685666 | Email: contact-us@goldenpi.com

Unity Small Finance Bank

Popular Tenures

Unity Small Finance Bank FD Interest Rates

Calculate your FD returns

Why Unity Small Finance Bank?

UTKARSH SMALL FINANCE BANK

SURYODAY SMALL FINANCE BANK

SHRIRAM FINANCE

MAHINDRA FINANCE

FAQs about Unity Small Finance Bank

What is the minimum and maximum tenure of investment in Fixed Deposit Account?

What is the minimum and maximum amount of investment in a Fixed Deposit Account?

Is an overdraft facility available on fixed deposits?

For premature withdrawal, will a penalty of 1% be charged after the bank becomes operational? Also if the FD is closed and reinvested in a new scheme, will the penalty be charged or waived?

What will be the timings for Video KYC?

Is my investment in Unity Small Finance Bank FD safe?

Can I prematurely withdraw my FD before the completion of the tenure?

Calculate your FD returns

Note to Investors

Filling complaints on SMARTODR & SCORES - Easy & Quick

Unity Small Finance Bank

Popular Tenures

Unity Small Finance Bank FD Interest Rates

Calculate your FD returns

Why Unity Small Finance Bank?

UTKARSH SMALL FINANCE BANK

SURYODAY SMALL FINANCE BANK

SHRIRAM FINANCE

MAHINDRA FINANCE

FAQs about Unity Small Finance Bank

What is the minimum and maximum tenure of investment in Fixed Deposit Account?

What is the minimum and maximum amount of investment in a Fixed Deposit Account?

Is an overdraft facility available on fixed deposits?

For premature withdrawal, will a penalty of 1% be charged after the bank becomes operational? Also if the FD is closed and reinvested in a new scheme, will the penalty be charged or waived?

What will be the timings for Video KYC?

Is my investment in Unity Small Finance Bank FD safe?

Can I prematurely withdraw my FD before the completion of the tenure?

Calculate your FD returns

Additional Information

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Note to Investors

Filling complaints on SMARTODR & SCORES - Easy & Quick