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Invest in Midland Microfin Ltd.

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Unveiling the Golden Experience, Crafted for you!

25K+ already in the waitlist

Join Now

Invest in Midland Microfin Ltd.

Earn up to 12.85% p.a.

Invest Now

Unveiling the Golden Experience, Crafted for you!

25K+ already in the waitlist

Join Now

Invest in Midland Microfin Ltd.

Earn up to 12.85% p.a.

Invest Now

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I am an investor balancing risk and return.

I am comfortable taking some risk for moderately higher returns. I can tolerate short-term fluctuations but want to avoid major losses. My aim is a blend of safety and yield, with a medium to long-term outlook (3–5 years).

I am comfortable with:
Moderate credit and interest rate risk Some exposure to lower-rated bonds or longer durations Mild volatility
Example instruments:

AA/A Rated Corporate Bonds, Tax-free Bonds

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Home   >   Fixed Deposits   >   Utkarsh Small Finance Bank    
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Utkarsh Small Finance Bank

ICRA A+ Stable
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Highest Rate for 2-3 Years amongst other partners

Popular Tenures

8.00%

24 Months

On Maturity

Highest Return

4.50%

7 Days

On Maturity

Lowest Tenure

Utkarsh Small Finance Bank FD Interest Rates

Tenure
Payout
Normal
Sr. Citizen (+0.50%)
24M
On Maturity
7.50%
8.00%
Highest Rate
23M 10D
On Maturity
7.25%
7.75%
12M 5D
On Maturity
6.00%
6.50%
6M 1D
On Maturity
6.00%
6.50%
7D
On Maturity
4.00%
4.50%Short Term
1M 1D
On Maturity
4.00%
4.50%
60M
On Maturity
7.00%
7.50%

Calculate your FD returns

Investment Amount
₹
Tenure

24 Months23 Months 10 Days12 Months 5 Days6 Months 1 Day7 Days1 Month 1 Day60 Months

Interest Rate
4.00%
Senior Citizen
Payout
Total Interest tooltip
₹ 76.36
Maturity Value
₹ 1,00,076.36

By proceeding, I agree to the   Terms & Conditions  Terms & Conditions  

Min Investment
₹1000
Highest Returns
8
Senior Citizen
+0.50%

Why Utkarsh Small Finance Bank?

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, commenced its operations on January 23, 2017 providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Bank operates 1049 branches across india. The bank offers a slew of services involves embracing online banking services, mobile apps for transactions, customer service through chatbots, digital account opening, and exploring innovative fintech partnerships for enhanced digital offerings including savings and current accounts, term deposits, loans ,insurances ,investment products

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Higher Returns

Upto ₹5L insured by RBI

No Bank A/C Required

Explore Other Fixed Deposit

SHRIRAM FINANCE

Sr. Citizens get additional benefit

Returns upto

8.15%

SURYODAY SMALL FINANCE BANK

Starts Investing with ₹1,000

Returns upto

8.1%

UNITY SMALL FINANCE BANK

Monthly Payout

Returns upto

8%

MAHINDRA FINANCE

AAA Rated

Returns upto

7.25%

FAQs about Utkarsh Small Finance Bank

What is the maximum & minimum amount of FD booking through the platform?

I am an existing Savings Account Customer with Utkarsh. Can I book the Digital Fixed Deposit?

What are the ways to fund the Digital Fixed Deposit with Utkarsh SFB?

Can I open more than one Digital Fixed Deposit?

Is the pre-mature withdrawal allowed in Digital Fixed Deposits?

What are the interest payment payout and maturity instructions options available?

Is there any risk in Digital Fixed Deposit?

What happens when Digital Fixed Deposit matures?

Are there any premature charges in the Digital Fixed Deposit?

Will saving accounts be required in our Utkarsh Small Finance Bank?

How will the amount be refunded in case the application gets rejected?

How is Digital FD different from booking Online FD?

Calculate your FD returns

Investment Amount
₹
Tenure

24 Months23 Months 10 Days12 Months 5 Days6 Months 1 Day7 Days1 Month 1 Day60 Months

Interest Rate
4.00%
Senior Citizen
Payout
Total Interest tooltip
₹ 76.36
Maturity Value
₹ 1,00,076.36

By proceeding, I agree to the   Terms & Conditions  Terms & Conditions  

Please provide your PAN details to invest

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Your KYC details are verified and a prefilled KYC form is ready for your signature. Please take this last step to complete your SEBI-compliant KYC and unlock investment opportunities in secondary market bonds starting with as low as Rs 1000 via exchange enabled RFQ based settlement process.

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supports only resident Indian applicants.

Senior citizen rate applicable only after age validation via KYC.

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Fixed Returns
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Select your risk profile suiting your investment requirement

risk profile

Low Risk

Low Returns

risk profile

Moderate Risk

Moderate Returns

risk profile

High Risk

High Returns

selected profile

I am an investor balancing risk and return.

I am comfortable taking some risk for moderately higher returns. I can tolerate short-term fluctuations but want to avoid major losses. My aim is a blend of safety and yield, with a medium to long-term outlook (3–5 years).

I am comfortable with:
Moderate credit and interest rate risk Some exposure to lower-rated bonds or longer durations Mild volatility
Example instruments:

AA/A Rated Corporate Bonds, Tax-free Bonds

You can update your risk profile anytime from your profile

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Annual Income

5-10 Lakhs

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5-10 Lakhs

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More than 25 Lakhs

Terms & Conditions

Utkarsh Small Finance Bank Fixed Deposit

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