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Utkarsh Small Finance Bank

ICRA A+ Stable

Popular Tenures

8.25%

22 Months 6 Days

On Maturity

Highest Return

4.50%

7 Days

On Maturity

Lowest Tenure

Utkarsh Small Finance Bank FD Interest Rates

Tenure	Payout	Normal	Sr. Citizen (+0.50%)
22M 6D	On Maturity	8.10%	8.25%
12M 11D	On Maturity	7.25%	7.75%
6M 1D	On Maturity	6.00%	6.50%
7D	On Maturity	4.00%	4.50%
1M 1D	On Maturity	4.00%	4.50%
60M	On Maturity	7.00%	7.50%

Investment Amount

₹

Tenure

Interest Rate

4.00%

Total Interest

₹ 76.36

₹ 1,00,076.36

By proceeding, I agree to the Terms & Conditions Terms & Conditions

Min Investment

₹1000

Highest Returns

8.25

Senior Citizen

+0.50%

Why Utkarsh Small Finance Bank?

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, commenced its operations on January 23, 2017 providing banking and financial services with a focus on providing microfinance to the underserved and unserved sections of the country. Bank operates 1049 branches across india. The bank offers a slew of services involves embracing online banking services, mobile apps for transactions, customer service through chatbots, digital account opening, and exploring innovative fintech partnerships for enhanced digital offerings including savings and current accounts, term deposits, loans ,insurances ,investment products

Higher Returns

Upto ₹5L insured by RBI

No Bank A/C Required

Explore Other Fixed Deposit

UNITY SMALL FINANCE BANK

Monthly Payout

Returns upto

8.3%

SURYODAY SMALL FINANCE BANK

Starts Investing with ₹1,000

Returns upto

8.25%

SHRIRAM FINANCE

Sr. Citizens get additional benefit

Returns upto

7.8%

MAHINDRA FINANCE

AAA Rated

Returns upto

7.8%

FAQs about Utkarsh Small Finance Bank

What is the maximum & minimum amount of FD booking through the platform?

Currently, customers can book an FD of amount ₹1,000 to up to ₹100,000 for one FD through UPI payment mode.
Customers can book multiple such FDs; there is no limit on the number of FDs that can be created.
Through netbanking, users can make booking up to the limit supported by your bank for such transactions.

I am an existing Savings Account Customer with Utkarsh. Can I book the Digital Fixed Deposit?

Yes, you can book digital fixed deposit.

What are the ways to fund the Digital Fixed Deposit with Utkarsh SFB?

Customers can make payment to book FD via UPI.

Can I open more than one Digital Fixed Deposit?

Yes you can create more than one digital fixed deposit.

Is the pre-mature withdrawal allowed in Digital Fixed Deposits?

Yes, premature withdrawal is allowed in Digital Fixed Deposits.
You can request withdrawal from your FD details in the holdings section.

What are the interest payment payout and maturity instructions options available?

Currently Utkarsh SFB supports interest payout at maturity only.

Is there any risk in Digital Fixed Deposit?

No, there are no risks in Digital FDs.
Digital FDs are non-market-linked instruments, which means the returns they provide do not depend on any capital market involvement.
Since the interest rates on Digital FD are pre-fixed, there is no element of surprise or risk. What you see is what you get with Digital Fixed Deposits.

What happens when Digital Fixed Deposit matures?

Maturity Amount will be credited back to the account added as beneficiary detail for the Fixed deposit.

Are there any premature charges in the Digital Fixed Deposit?

Yes, premature withdrawals attract a 1% penalty on applicable interest for the tenure for which the amount was invested with the bank.

Will saving accounts be required in our Utkarsh Small Finance Bank?

No, there is no need to have a Saving Account in Utkarsh Small Finance Bank to open a Digital FD.

How will the amount be refunded in case the application gets rejected?

The funded amount will be refunded back to the depositor after 3 working days without any interest, through NEFT/RTGS/UPI mode.
However, the customer may submit an alternative bank details for fund transfer by authorizing for such transfer and applying for this request through support services.

How is Digital FD different from booking Online FD?

Digital FD is available for the customers who do not have any existing relationship with the Bank.

Investment Amount

₹

Tenure

Interest Rate

4.00%

Total Interest

₹ 76.36

₹ 1,00,076.36

By proceeding, I agree to the Terms & Conditions Terms & Conditions

Note to Investors

GoldenPi Securities Pvt. Ltd. (“GSPL”) is a wholly owned subsidiary of GoldenPi Technologies Pvt. Ltd. (“GTPL”) and is a SEBI registered broker under BSE new debt segment allowing investors to trade in secondary bonds & debentures through exchange.

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully.
Investors can update their email id and mobile number with their stock broker / depository participant and receive OTP directly from the depository on email id and/or mobile number to create a pledge. Investors can check their securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

The FAQs on the platform are exclusively for educational information/knowledge and do not influence the investment/sale decisions of any investors.As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the BSE Investor Protection Fund website where you will find some useful educative material in the form of text and videos, so as to become an informed investor. https://www.bseipf.com/investors_education.html
We believe that an educated investor is a protected investor !!!

The information shown on the website should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products/services of GSPL or any product/services of its third-party client(s). The user should act and rely on the information/data shown on the website only after understanding all associated risk parameters. Any action/decision taken by the user on the basis of the information shown on this website shall be the sole responsibility of the user. Neither GSPL nor its directors, employees, associates, representatives, or agents shall be liable for any damages whether direct, indirect, special, or consequential including lost revenue or lost profits that may arise to the user from or in connection with the use of the information/data shown on this website.

We understand that certain investment advisors may be approaching members of the public including our clients, representing that they are our partners, or representing that their investment advice is based on our research. Please note that we have not engaged any third parties to render any investment advisory services on our behalf nor are we providing any stock recommendations/tips/research report/advisory. Persons making investments on the basis of such advice may lose all or a part of their investments along with the fee paid to such unscrupulous persons. Please be cautious about any phone call that you may receive from persons representing to be such investment advisors, or a part of research firm offering advice on securities. Do not make payments through e-mail links, WhatsApp or SMS. Please do not share your personal or financial information with any person without proper verification. Always trade through a registered broker.

We collect, retain, and use your contact information for legitimate business purposes only, to contact you and to provide you information & latest updates regarding our products & services.

Fixed Deposits are offered in the capacity of a distributor and all disputes with respect to distribution activity, would not have access to exchange investor redressal forum or arbitration mechanism.

Attention Investors - Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. Issued in the interest of Investors

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GoldenPi Securities Pvt Ltd (“GSPL”) | SEBI Registration No.: INZ000310732 | BSE Member ID : 6809 | NSE Member ID: 90331

Compliance Officer: Ekta Sheth, Tel. No.: 080-45685666, Email ID: grievance-gspl@goldenpi.com (for any compliance & grievance related complaints)

Key Managerial Personnel:
Abhijit Roy - Designated Director & CEO, Samir Baran Pratihar - Designated Director & CTO
Tel. No.: 080-45685666 | Email: contact-us@goldenpi.com

Utkarsh Small Finance Bank

Popular Tenures

Utkarsh Small Finance Bank FD Interest Rates

Calculate your FD returns

Why Utkarsh Small Finance Bank?

UNITY SMALL FINANCE BANK

SURYODAY SMALL FINANCE BANK

SHRIRAM FINANCE

MAHINDRA FINANCE

FAQs about Utkarsh Small Finance Bank

What is the maximum & minimum amount of FD booking through the platform?

I am an existing Savings Account Customer with Utkarsh. Can I book the Digital Fixed Deposit?

What are the ways to fund the Digital Fixed Deposit with Utkarsh SFB?

Can I open more than one Digital Fixed Deposit?

Is the pre-mature withdrawal allowed in Digital Fixed Deposits?

What are the interest payment payout and maturity instructions options available?

Is there any risk in Digital Fixed Deposit?

What happens when Digital Fixed Deposit matures?

Are there any premature charges in the Digital Fixed Deposit?

Will saving accounts be required in our Utkarsh Small Finance Bank?

How will the amount be refunded in case the application gets rejected?

How is Digital FD different from booking Online FD?

Calculate your FD returns

Note to Investors

Filling complaints on SMARTODR & SCORES - Easy & Quick

Utkarsh Small Finance Bank

Popular Tenures

Utkarsh Small Finance Bank FD Interest Rates

Calculate your FD returns

Why Utkarsh Small Finance Bank?

UNITY SMALL FINANCE BANK

SURYODAY SMALL FINANCE BANK

SHRIRAM FINANCE

MAHINDRA FINANCE

FAQs about Utkarsh Small Finance Bank

What is the maximum & minimum amount of FD booking through the platform?

I am an existing Savings Account Customer with Utkarsh. Can I book the Digital Fixed Deposit?

What are the ways to fund the Digital Fixed Deposit with Utkarsh SFB?

Can I open more than one Digital Fixed Deposit?

Is the pre-mature withdrawal allowed in Digital Fixed Deposits?

What are the interest payment payout and maturity instructions options available?

Is there any risk in Digital Fixed Deposit?

What happens when Digital Fixed Deposit matures?

Are there any premature charges in the Digital Fixed Deposit?

Will saving accounts be required in our Utkarsh Small Finance Bank?

How will the amount be refunded in case the application gets rejected?

How is Digital FD different from booking Online FD?

Calculate your FD returns

Additional Information

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Note to Investors

Filling complaints on SMARTODR & SCORES - Easy & Quick