MUTHOOT FINCORP LIMITED NCD IPO - Check issue date, Price and details | Bond IPO

GoldenPi: Buy Bonds, Debentures & Other Fixed Income Assets

Search for bonds, FD or IPO

Open on

8-Sep-2026

Returns Upto*

9.25%

Min Investment

₹ 10,000

Credit Rating

AA/STABLE CRISIL

Select Series

Series	Returns	Tenure	Payout	Coupon
Series XII	9.25%	72 months	Cumulative
Series IV	9.24%	72 months	Monthly	8.88%
Series VIII	9.24%	72 months	Yearly	9.25%
Series III	9.2%	60 months	Monthly	8.84%
Series XI	9.2%	60 months	Cumulative
Series VII	9.19%	60 months	Yearly	9.2%
Series II	9.1%	36 months	Monthly	8.75%
Series X	9.1%	36 months	Cumulative
Series VI	9.09%	36 months	Yearly	9.1%
Series I	8.9%	24 months	Monthly	8.56%
Series IX	8.9%	24 months	Cumulative
Series V	8.89%	24 months	Yearly	8.9%

Experienced Promoters: Backed by over seven decades of promoter expertise, MPG has built a leading franchise, ranking among India's top four gold loan NBFCs and top three non-bank microfinance players.

Strong Capitalization: Fincorp networth stood at ~INR 6,689 Cr in FY’26, board of directors of the company has also approved for IPO to raise capital upto INR 4000 Cr which will further strengthen the overall capital position of the company.

Healthy Earnings: PAT nearly tripled from INR 563 Cr in FY'24 to ~INR 1,640 Cr in FY'26, reflecting strong earnings growth.

How Online Bond IPO Works ?

No KYC Required

Apply in 5 mins

Select the
IPO series

Enter Demat
& UPI details

Get bond units in
your Demat

Accept UPI mandate
for the IPO

Company Financials

Net Worth

PAT

AUM

Cash & Cash Eq.

Important disclaimer

Ratio Analysis

0.57

Net NPA

Good

Benchmark: Lower than 3%

Capital Adequacy Ratio

Good

Benchmark: Minimum 14%

Important disclaimer

Compare with FD

Bank Deposit

6.80% *

Bond

9.25%

10 Lac Invested could earn ₹ 1,22,500 more in 5 years

About Issuer

MUTHOOT FINCORP LIMITED

Muthoot Fincorp Limited (“FINCORP”) was incorporated on 1997 is a CRISIL AA rated. It is a systematically important, non-deposit taking NBFC registered with RBI.

It is engaged in lending against Gold loan jewellery. It is the flagship company of the Muthoot Pappachan Group, which has diverse businesses such as hospitality, real estate and power generation.

Fincorp on a standalone basis had an AUM of ~INR 57,580 Cr, and a PAT of ~INR 1,640 Cr, which is almost 3 times the PAT of FY’24 of ~INR 563 Cr. It operates with a branch network of 3,781 with opening of new branches in North, East and South.

Total Annual Revenue

5550.52Cr (FY - 2025)

Year of Inception

1997

Industry

NBFC Retail

Head Office

TRIVANDRUM

Type of Issuer

Corporate

Current MD/CEO

Mr. Thomas John Muthoot

Credit Rating / Outlook

AA STABLE

CRISIL

Rating Rationale

Rating Date: 04-Sep-2026

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with AA credit rating are considered to have a high degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry very low credit risk.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

MUTHOOT FINCORP LIMITED

Face Value

₹ 1,000

Mode of Issue

Public Placement

Trustee Details

Vardhman Trusteeship Private Limited

Unit No. 412, The Capital, C-70 G Block, Bandra Kurla Complex, Bandra East, Audit Bhavan, Mumbai, Bandra, Maharashtra, India, 400051

Registrar Details

Integrated Registry Management Services Private Limited

2 nd Floor, Kences Towers, No. 1 Ramakrishna Street North Usman Road, T. Nagar, Chennai ? 600 017

Looking For More Information ?

DOWNLOAD PROSPECTUS

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 121 to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: Integrated Registry Management Services Private Limited 2 nd Floor, Kences Towers, No. 1 Ramakrishna Street North Usman Road, T. Nagar, Chennai ? 600 017