Share India Fincap Private Limited

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Returns

11%

Min. Investment

₹ 30,114.14

Remaining Tenure

2Y 8Days

Payment Terms

Monthly

Highlights

Credit Rating

CRISIL A

Seniority

SENIOR

Security

Secured

Default History

Zero

Comfortable Capitalisation: Net worth of ~INR 88 Cr and low gearing of 0.5x as on June 2026, supported by promoter backing and additional equity infusion potential.

Experienced Management: Over 30 years of capital-market expertise among promoters, backed by experienced second-generation leadership, provides strong strategic direction and management continuity.

Equity Listed: Listed Group on both NSE and BSE (AUM ~INR 3,660 Cr+)

Company Financials

PAT

AUM

Net Worth

Cash & Cash Eq.

Important disclaimer

Ratio Analysis

4.3

Gross NPA

Good

Benchmark: Maximum: 5%

25.91

Capital Adequacy Ratio

Good

Benchmark: Minimum 14%

0.23

Debt to Equity Ratio

Good

Benchmark: Maximum: 6x

Important disclaimer

About Issuer

Share India Fincap Private Limited (“Share Fincap”) was incorporated in 1994 and is a CRISIL A rated, systematically important, non-deposit-taking NBFC registered with the RBI.

The Share India Group provides a wide range of financial services, including stock broking, commodity broking, mutual fund distribution, currency derivatives broking, portfolio management and research services to retail and institutional clients. The Group is a registered member of NSE, BSE, MCX, NCDEX and ICEX, and a depository participant with NSDL and CDSL.

Since 2019, the Group has expanded and diversified its business operations through its merger with the Total Group and entry into mutual fund and insurance distribution, lending and merchant banking services. It has also acquired fintech companies, including AlgoWire Trading Technologies and U Trade Solutions, to strengthen its technology capabilities and expand its financial analytics, advisory and trading platform offerings.

Share India group is listed on both BSE & NSE with a market cap of ~INR 4000 Cr.

Total Annual Revenue

61.8 Cr (FY-25)

Year of Inception

1996

Industry

NBFC Retail

Head Office

DELHI

Type of Issuer

Corporate

Current MD/CEO

Aastha Arora Gupta

Credit Rating / Outlook

CRISIL

Rating Rationale

Rating Date: 28-Sep-2026

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with A credit rating are considered to have an adequate degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry low credit risk.

Other Important Details & Disclosures

Issuer Name

Share India Fincap Private Limited

Security Name

10.5% Share India Fincap Private Limited Secured Rated Listed NCD Maturity 10-Nov-2028

ISIN

Copy

INE03JZ07026

Face Value

₹ 10,000

Issued FV

₹ 10,000

Coupon Rate

10.5%

Coupon Type

FIXED

Payment Terms

Monthly

Maturity Date

10-Nov-2028

Clean Price

₹ 100.01

Dirty Price

₹ 100.38

Current Yield

10.4993%

Yield to Maturity

11%

Mode of Issue

Private Placement

Date of Issue

23-Oct-2026

Listed

Yes

Instrument Type

Taxable

Security

Secured

Seniority

SENIOR

Perpetual

Trustee Details

AXIS Trustee Services Limited

The Ruby, 2nd Floor, SW 29, Senapati Marg, Dadar West, Mumbai ? 400028, India,

Registrar Details

Skyline Financial Services Private Limited

D-153A, First Floor Okhla Industrial Area, Phase-I, Delhi, India, 110020.

Looking For More Information ?

Download Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 121 to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: Skyline Financial Services Private Limited D-153A, First Floor Okhla Industrial Area, Phase-I, Delhi, India, 110020.

Units

Investment Amount

₹ 30,114.14

Total Returns

₹ 6,341.91

Total Receivable

₹ 36,456.05

Cashflow Timeline

Similar Bonds

FAQs about Share India bonds

How to buy this Share India bond online?

You can invest in bonds online in under 5 minutes. To buy Share India bond online follow the steps below:

Login/signup at GoldenPi
Upload your documents online to complete the KYC
Pay online via payment gateway and receive bond units in your demat account

What is the yield of this Share India bond?

11% is the current yield of this Share India bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this Share India bond is 11%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this Share India bond?

To redeem this Share India bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this Share India bond is generally simple and straightforward. Contact our support team for more information.

Is this Share India bond tax-free?

No, this Share India bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this Share India bond before the maturity date?

Yes, it is possible to sell this Share India bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

Need Help?

Talk to our Support Team for free. We will help you through your investment journey.

Note to Investors

GoldenPi Securities Pvt. Ltd. (“GSPL”) is a wholly owned subsidiary of GoldenPi Technologies Pvt. Ltd. (“GTPL”) and is a SEBI registered broker under BSE new debt segment allowing investors to trade in secondary bonds & debentures through exchange.

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully.
Investors can update their email id and mobile number with their stock broker / depository participant and receive OTP directly from the depository on email id and/or mobile number to create a pledge. Investors can check their securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

The FAQs on the platform are exclusively for educational information/knowledge and do not influence the investment/sale decisions of any investors.As you are aware, under the rapidly evolving dynamics of financial markets, it is crucial for investors to remain updated and well-informed about various aspects of investing in securities market. In this connection, please find a link to the BSE Investor Protection Fund website where you will find some useful educative material in the form of text and videos, so as to become an informed investor. https://www.bseipf.com/investors_education.html
We believe that an educated investor is a protected investor !!!

The information shown on the website should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products/services of GSPL or any product/services of its third-party client(s). The user should act and rely on the information/data shown on the website only after understanding all associated risk parameters. Any action/decision taken by the user on the basis of the information shown on this website shall be the sole responsibility of the user. Neither GSPL nor its directors, employees, associates, representatives, or agents shall be liable for any damages whether direct, indirect, special, or consequential including lost revenue or lost profits that may arise to the user from or in connection with the use of the information/data shown on this website.

We understand that certain investment advisors may be approaching members of the public including our clients, representing that they are our partners, or representing that their investment advice is based on our research. Please note that we have not engaged any third parties to render any investment advisory services on our behalf nor are we providing any stock recommendations/tips/research report/advisory. Persons making investments on the basis of such advice may lose all or a part of their investments along with the fee paid to such unscrupulous persons. Please be cautious about any phone call that you may receive from persons representing to be such investment advisors, or a part of research firm offering advice on securities. Do not make payments through e-mail links, WhatsApp or SMS. Please do not share your personal or financial information with any person without proper verification. Always trade through a registered broker.

We collect, retain, and use your contact information for legitimate business purposes only, to contact you and to provide you information & latest updates regarding our products & services.

Fixed Deposits are offered in the capacity of a distributor and all disputes with respect to distribution activity, would not have access to exchange investor redressal forum or arbitration mechanism.

Attention Investors - Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. Issued in the interest of Investors

Investor Awareness

SEBI presents Samajh Se Investing Simple:

Understand Before You Invest
Choose Regulated Investment Products
Start Early, Stay Invested
Beware of Investment Frauds

सेबी प्रस्तुत करता है 'समझ से इन्वेस्टिंग सिंपल':

निवेश करने से पहले समझें
विनियमित (रेगुलेटेड) निवेश उत्पादों को चुनें
जल्दी शुरुआत करें, निवेशित रहें
निवेश संबंधी धोखाधड़ी से सावधान रहें

Risk Disclosures on Derivatives

9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
On an average, loss makers registered net trading loss close to ₹50,000
Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs
Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost

Source: SEBI study dated January 25, 2023 on “Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment”, wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.

डेरिवेटिव्स पर जोखिम प्रकटीकरण

इक्विटी फ्यूचर्स और ऑप्शंस सेगमेंट में 10 में से 9 व्यक्तिगत ट्रेडरों को शुद्ध नुकसान हुआ।
औसतन, नुकसान उठाने वाले ट्रेडरों को लगभग ₹50,000 का शुद्ध ट्रेडिंग नुकसान हुआ।
शुद्ध ट्रेडिंग नुकसान के अतिरिक्त, नुकसान उठाने वालों ने शुद्ध ट्रेडिंग नुकसान का 28% अतिरिक्त लेन-देन लागत के रूप में खर्च किया।
शुद्ध ट्रेडिंग लाभ कमाने वालों ने ऐसे लाभ का 15% से 50% लेन-देन लागत के रूप में चुकाया।

स्रोत: SEBI का अध्ययन दिनांक 25 जनवरी 2023, "इक्विटी फ्यूचर्स एंड ऑप्शंस (F&O) सेगमेंट में व्यक्तिगत ट्रेडरों के लाभ-हानि का विश्लेषण", जो वित्त वर्ष 2021-22 में इक्विटी F&O में व्यक्तिगत ट्रेडरों के वार्षिक लाभ/हानि पर आधारित है।

Vigilance Awareness Week is being observed from 26 Oct to 1 Nov 2026.

Theme: “सत्यनिष्ठा से समृद्धि” “Probity for Prosperity”

Please take the e-pledge here: https://pledge.mygov.in/cvc/

Filling complaints on SMARTODR & SCORES - Easy & Quick

a. Register on the portal | b. Mandatory details for register and filing complaints - Name, PAN, Address, Mobile Number, E-mail ID | c. Benefits: i. Effective Communication ii. Speedy redressal of the grievances | d. Complaints against the companies shall be subject to the SMARTODR/SCORES guidelines

Risk Disclosure & Regulatory Information

Fixed returns do not mean guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities, and securitised debt instruments carry credit risk, market risk, and default risk, including delay or default in payment. Please read all offer-related documents carefully before you invest.

The online bond platform goldenpi.com is owned by GoldenPi Securities Pvt Ltd (GSPL), an OBPP and debt broker registered with SEBI. GSPL is a wholly owned subsidiary of GoldenPi Technologies Pvt Ltd (GTPL).

SEBI Registration No.: INZ000310732 | BSE Member ID: 6809 | NSE Member ID: 90331

Compliance Officer: Kunal Sharma, Tel. No.: 080-45685666, Email ID: grievance-gspl@goldenpi.com (for any compliance & grievance related complaints)

Key Managerial Personnel:
Abhijit Roy - Designated Director & CEO, Samir Baran Pratihar - Designated Director & CTO
Tel. No.: 080-45685666 | Email: contact-us@goldenpi.com

Cashflow Timeline

Timeline

Total Receivable*

Net Receivable**

2026

₹ 414.25

₹ 372.82

10 Dec

Interest

₹ 414.25

Interest

₹ 372.82

2027

₹ 3,150

₹ 2,835

2028

₹ 32,891.8

₹ 32,602.62

* The interest amount is paid as per total invested face value (₹ 30000) and annual coupon rate of 10.5%.

** The net interest receivable is after 10% TDS for Indian Residents. However for NRI 30% TDS is deducted. The deducted TDS can be claimed while filing ITR.