ARKA FINCAP LIMITED Coupon 10.25% | NBFC Corporate Bond

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Returns (YTM)

N/A

Min. Investment

N/A

Remaining Tenure

2Y 6M

Payment Terms

Yearly

Highlights

Credit Rating

CRISIL AA/STABLE

Seniority

SUBORDINATE

Security

Unsecured TIER II

Default History

Zero

About Issuer

ARKA FINCAP LIMITED

Arka Fincap Limited is a customer-centric, digitally advanced Non-Banking finance company (NBFC) of systemic importance. Established in 2018 and regulated by the Reserve Bank of India (RBI), it specializes in providing both secured and unsecured financial solutions to a diverse clientele, including MSMEs, SMEs, developers, and corporates. The company is committed to delivering innovative financing options that empower its customers' businesses by providing essential growth capital.

With an impressive borrowing portfolio of Rs. 2265 Cr from public sector units (PSUs), major private banks, small finance banks, fund houses, and other financial entities, Arka's Assets Under Management (AUM) stand at Rs. 3960 Cr, with retail AUM witnessing a notable increase to 29% (as of March 2023). Notably, Arka has earned a credit rating of AA (-) for long-term borrowings and A1 (+) for short-term borrowings from Crisil, underscoring its financial stability and reliability.

Operating in 17 cities across the West, South, and North regions of India, Arka boasts a workforce of over 300 employees spread across all branches. As a subsidiary of Kirloskar Oil Engines Limited (KOEL), the company is dedicated to fostering financial growth and stability for its clients while maintaining a strong presence in the evolving landscape of the finance industry

Total Annual Revenue

Year of Inception

2018

Industry

NBFC Corporate

Head Office

MUMBAI

Type of Issuer

Corporate

Current MD/CEO

Mr. Samrat Gupta

Credit Rating / Outlook

AA STABLE

CRISIL

Rating Rationale

Rating Date: 27-Dec-2024

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with AA credit rating are considered to have a high degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry very low credit risk.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

ARKA FINCAP LIMITED

Security Name

10.25% ARKA FINCAP LIMITED UnSecured Rated Listed NCD Maturity 25-Feb-2028

ISIN

Copy

INE03W108015

Face Value

₹ 1,00,00,000

Coupon Rate

10.25%

Coupon Type

FIXED

Payment Terms

Yearly

Maturity Date

25-Feb-2028

Clean Price

₹ 101.87

Dirty Price

Current Yield

10.0621%

Yield to Maturity

9.416%

Mode of Issue

Private Placement

Date of Issue

25-Aug-2022

Listed

Yes

Instrument Type

Taxable

Security

Unsecured

Seniority

SUBORDINATE

Perpetual

Tier level

Trustee Details

Catalyst Trusteeship Limited (Formerly GDA Trusteeship Limited)

Registrar Details

Link Intime India Private Limited,Mumbai

C-13, Pannalal Silk Mills Compound LBS Marg Bhandup (W)Mumbai 400 078

Looking For More Information ?

Download Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 15G/15H to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: Link Intime India Private Limited,Mumbai C-13, Pannalal Silk Mills Compound LBS Marg Bhandup (W)Mumbai 400 078

This bond is
currently out of stock

Download Cashflow

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FAQs about ARKA FINCAP LIMITED bonds

How to buy this ARKA FINCAP LIMITED bond online?

You can invest in bonds online in under 5 minutes. To buy ARKA FINCAP LIMITED bond online follow the steps below:

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What is the yield of this ARKA FINCAP LIMITED bond?

9.416% is the current yield of this ARKA FINCAP LIMITED bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this ARKA FINCAP LIMITED bond is 9.416%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this ARKA FINCAP LIMITED bond?

To redeem this ARKA FINCAP LIMITED bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this ARKA FINCAP LIMITED bond is generally simple and straightforward. Contact our support team for more information.

Is this ARKA FINCAP LIMITED bond tax-free?

No, this ARKA FINCAP LIMITED bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this ARKA FINCAP LIMITED bond before the maturity date?

Yes, it is possible to sell this ARKA FINCAP LIMITED bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

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Highlights

About Issuer

ARKA FINCAP LIMITED

Credit Rating / Outlook

Other Important Details & Disclosures

Taxation

How to buy this ARKA FINCAP LIMITED bond online?

What is the yield of this ARKA FINCAP LIMITED bond?

Is it safe to invest in bonds?

How to redeem this ARKA FINCAP LIMITED bond?

Is this ARKA FINCAP LIMITED bond tax-free?

Can I sell this ARKA FINCAP LIMITED bond before the maturity date?

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