HDFC Bank Limited

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INE040A08427 is Out of Stock

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INE040A08427 - Bond Details

Returns (YTM)

N/A

Min. Investment

N/A

Remaining Tenure

9Y 4M 25Days

Payment Terms

Yearly

Highlights

Credit Rating

CRISIL AAA/STABLE

Seniority

SUBORDINATE

Security

Unsecured TIER II

Default History

Zero

Diversified Business: India's largest private sector bank with a strong presence across banking, lending, broking, insurance, and asset management, supported by an extensive nationwide network.

Strong Capitalization: HDFC Bank is supported by a strong net worth of ₹5.63 lakh crore, a healthy CAR of 19.7%, and best-in-class asset quality with NNPA of just 1.15%, providing substantial growth and loss-absorption capacity.

Healthy Operations: HDFC reported strong financial performance with an AUM of 3.23 lakh crs.as of FY’26, and a PAT of 72,672 crs (FY’26) maintaining return on assets of 1.96%.

Company Financials

AUM

Net Worth

PAT

Cash & Cash Eq.

Important disclaimer

Ratio Analysis

0.38

Net NPA

Good

Benchmark: Lower than 3%

19.71

Capital Adequacy Ratio

Good

Benchmark: Minimum 14%

0.53

Debt to Equity Ratio

Good

Benchmark: Maximum 12 times

Important disclaimer

About Issuer

Housing Development Financial Corporation (HDFC) Bank Limited is an Indian banking and financial services company founded on August 1994 in Mumbai, Maharashtra. It is the largest private sector bank in India by market capitalization. It has taken significant strides in involving technology in the banking industry. One such example is Project AI, where the bank intends to deploy robots in select branches to assist customers with services such as: Cash Withdrawal/Deposit, Forex, Fixed Deposits and Demat Services.

Headquarters: Mumbai, Maharashtra

Number of Employees: 84,325

Number of Branches: 5,416

Overseas Presence: Bahrain, Hong Kong and Dubai

Revenue: Rs. 79,447 Crore*

Total Assets: Rs. 863,840 Crore*

*Based on data as of 2017

The current Managing Director is Mr. Sashidhar Jagdishan

Awards:

Business Today Indias Best Banks Awards - Best Bank of the Year (2018)
Business Today Indias Best Banks Awards - Best in Innovation (2018)
Dun & Bradstreet BFSI Awards Indias Leading Bank, Private Sector (2018)

Total Annual Revenue

79,447 Cr (FY 2019-20)

Year of Inception

1994

Industry

Private Sector Bank

Head Office

Mumbai

Type of Issuer

Corporate

Current MD/CEO

Mr. Sashidhar Jagdishan

Credit Rating / Outlook

AAA STABLE

CRISIL

AAA

CARE

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with AAA credit rating are considered to have the highest degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry lowest credit risk.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

HDFC Bank Limited

Security Name

ISIN

Copy

INE040A08427

Face Value

₹ 1,00,00,000

Issued FV

₹ 1,00,00,000

Coupon Rate

7.86%

Coupon Type

FIXED

Payment Terms

Yearly

Maturity Date

2-Dec-2032

Clean Price

₹ 101.43

Dirty Price

Current Yield

Yield to Maturity

7.6242%

Mode of Issue

Private Placement

Date of Issue

2-Dec-2022

Listed

Yes

Instrument Type

Taxable

Security

Unsecured

Seniority

SUBORDINATE

Perpetual

Tier level

Trustee Details

Registrar Details

Looking For More Information ?

Request Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 121 to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: NA

This bond is
currently out of stock

Download Cashflow

FAQs about HDFC Bank Limited bonds

How to buy this HDFC Bank Limited bond online?

You can invest in bonds online in under 5 minutes. To buy HDFC Bank Limited bond online follow the steps below:

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Upload your documents online to complete the KYC
Pay online via payment gateway and receive bond units in your demat account

What is the yield of this HDFC Bank Limited bond?

undefined% is the current yield of this HDFC Bank Limited bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this HDFC Bank Limited bond is undefined%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this HDFC Bank Limited bond?

To redeem this HDFC Bank Limited bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this HDFC Bank Limited bond is generally simple and straightforward. Contact our support team for more information.

Is this HDFC Bank Limited bond tax-free?

No, this HDFC Bank Limited bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this HDFC Bank Limited bond before the maturity date?

Yes, it is possible to sell this HDFC Bank Limited bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

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HDFC Bank Limited

HDFC Bank Limited

INE040A08427 - Bond Details

Highlights

Company Financials

Ratio Analysis

About Issuer