MUTHOOT CAPITAL SERVICES LIMITED

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INE296G07143 is Out of Stock

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INE296G07143 - Bond Details

Returns

N/A

Min. Investment

N/A

Remaining Tenure

2Y 9M 1Days

Payment Terms

Monthly

Highlights

Credit Rating

CRISIL A+/POSITIVE

Seniority

SENIOR

Security

Secured

Default History

Zero

Equity Listed: Listed company on both NSE and BSE (AUM ~INR 78,000 Cr).

Strong Parent: MCSL benefits from strong operational, managerial, and financial support from the Muthoot Pappachan Group (MPG)

Strong Capitalisation: MCSL maintains a healthy capital profile, with a net worth of INR 670 Cr, CAR of 22.04%, and gearing of 5.1x as on March 31, 2026, providing adequate capital to support future growth

Company Financials

PAT

AUM

Net Worth

Cash & Cash Eq.

Important disclaimer

Ratio Analysis

22.04

Capital Adequacy Ratio

Good

Benchmark: Minimum 14%

4.94

Debt to Equity Ratio

Good

Benchmark: Maximium 7

Important disclaimer

About Issuer

Total Annual Revenue

Rs 398 Cr (FY 22)

Year of Inception

1994

Industry

NBFC Retail

Head Office

Kochi

Type of Issuer

Corporate

Current MD/CEO

Mr. Thomas George Muthoot

Credit Rating / Outlook

A+ STABLE

CRISIL

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with A credit rating are considered to have an adequate degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry low credit risk.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

MUTHOOT CAPITAL SERVICES LIMITED

Security Name

ISIN

Copy

INE296G07143

Face Value

₹ 1,00,000

Issued FV

₹ 1,00,000

Coupon Rate

10%

Coupon Type

FIXED

Payment Terms

Monthly

Maturity Date

19-Mar-2027

Clean Price

₹ 100.85

Dirty Price

Current Yield

Yield to Maturity

10.0848%

Mode of Issue

Private Placement

Date of Issue

19-Mar-2024

Listed

Yes

Instrument Type

Taxable

Security

Secured

Seniority

SENIOR

Perpetual

Trustee Details

Vardhaman Trusteeship Private Limited

3rd Floor, Room No 15 6,Lyons Range, Turner Morrison House Kolkata,West Bengal 700001,India

Registrar Details

Integrated Enterprises (India) Ltd., Chennai

2nd Floor Kences Towers No.1, Ramakrishna Street, North Usman Road Chennai 600017

Looking For More Information ?

Download Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 121 to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: Integrated Enterprises (India) Ltd., Chennai 2nd Floor Kences Towers No.1, Ramakrishna Street, North Usman Road Chennai 600017

This bond is
currently out of stock

Download Cashflow

FAQs about MUTHOOT CAPITAL SERVICES LIMITED bonds

How to buy this MUTHOOT CAPITAL SERVICES LIMITED bond online?

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What is the yield of this MUTHOOT CAPITAL SERVICES LIMITED bond?

undefined% is the current yield of this MUTHOOT CAPITAL SERVICES LIMITED bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this MUTHOOT CAPITAL SERVICES LIMITED bond is undefined%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this MUTHOOT CAPITAL SERVICES LIMITED bond?

To redeem this MUTHOOT CAPITAL SERVICES LIMITED bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this MUTHOOT CAPITAL SERVICES LIMITED bond is generally simple and straightforward. Contact our support team for more information.

Is this MUTHOOT CAPITAL SERVICES LIMITED bond tax-free?

No, this MUTHOOT CAPITAL SERVICES LIMITED bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this MUTHOOT CAPITAL SERVICES LIMITED bond before the maturity date?

Yes, it is possible to sell this MUTHOOT CAPITAL SERVICES LIMITED bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

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Risk Disclosure & Regulatory Information

Fixed returns do not mean guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities, and securitised debt instruments carry credit risk, market risk, and default risk, including delay or default in payment. Please read all offer-related documents carefully before you invest.

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