PIRAMAL CAPITAL & HOUSING FINANCE LIMITED

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INE516Y07428 is Out of Stock

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INE516Y07428 - Bond Details

Returns

N/A

Min. Investment

N/A

Remaining Tenure

9Y 10M 8Days

Payment Terms

Yearly

Highlights

Credit Rating

CARE AA/STABLE

Seniority

SENIOR

Security

Secured

Default History

Zero

Comfortable capitalisation: Net worth stands at INR 28,191 Cr with net gearing of just 2.79x, while CAR remains around 20%, providing strong capital support for future growth.

Company Financials

PAT

AUM

Net Worth

Cash & Cash Eq.

Important disclaimer

About Issuer

Piramal Capital & Housing Finance Limited (PCHFL) is a housing finance company. It provides wholesale and retail financial assistance to real estate and non-real estate sectors. Within the real estate sector, the company offers a wide range of financial solutions such as private equity, debt instruments, Flexi lease, and housing finance.

Piramal Capital & Housing Finance Limited was founded in 2017, having its registered office in Mumbai. PCHFL is a wholly-owned subsidiary of Piramal Enterprise Limited, which is the flagship company of Piramal Group.

Khushru Jijina is Managing Director, and Jairam Sridharan is the Chief Executive Officer at Piramal Capital & Housing Finance Limited.

Total Annual Revenue

5,623 Cr (FY 20)

Year of Inception

2017

Industry

Corporate

Head Office

Mumbai

Type of Issuer

Corporate

Current MD/CEO

Mr. Khushru Jijina

Credit Rating / Outlook

CARE

ICRA

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with AA credit rating are considered to have a high degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry very low credit risk.

Other Important Details & Disclosures

Issuer Name

PIRAMAL CAPITAL & HOUSING FINANCE LIMITED

Security Name

ISIN

Copy

INE516Y07428

Face Value

₹ 1,000

Issued FV

₹ 1,000

Coupon Rate

Coupon Type

FIXED

Payment Terms

Yearly

Maturity Date

23-Jul-2031

Clean Price

₹ 102.71

Dirty Price

Current Yield

Mode of Issue

Public Placement

Date of Issue

23-Jul-2021

Listed

Yes

Instrument Type

Taxable

Security

Secured

Seniority

SENIOR

Perpetual

Trustee Details

Registrar Details

Looking For More Information ?

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Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 121 to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: NA

This bond is
currently out of stock

Download Cashflow

FAQs about PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bonds

How to buy this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond online?

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Pay online via payment gateway and receive bond units in your demat account

What is the yield of this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond?

undefined% is the current yield of this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond is undefined%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond?

To redeem this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond is generally simple and straightforward. Contact our support team for more information.

Is this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond tax-free?

No, this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond before the maturity date?

Yes, it is possible to sell this PIRAMAL CAPITAL & HOUSING FINANCE LIMITED bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

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Risk Disclosure & Regulatory Information

Fixed returns do not mean guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities, and securitised debt instruments carry credit risk, market risk, and default risk, including delay or default in payment. Please read all offer-related documents carefully before you invest.

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