EDELWEISS FINANCIAL SERVICES LIMITED Coupon 9.12% | Corporate Bond

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Returns (YTM)

10.63%

Min. Investment

₹ 97,686.42

Remaining Tenure

2Y 11M 22Days

Payment Terms

Monthly

Highlights

Credit Rating

CRISIL A+/STABLE

Seniority

SENIOR

Security

Secured

Default History

Zero

Company Financials

Revenue

PAT

Debt

Net Worth

Important disclaimer

Ratio Analysis

0.44

Operating Cash Flow to Equity Ratio

Good

Benchmark: Maximum 12 times

-0.43

Operating Cash Flow to Debt Ratio

Risky

Benchmark: Higher the ratio better it is.

3.13

Interest Coverage Ratio

Good

Benchmark: Minimum 2

Important disclaimer

About Issuer

EDELWEISS FINANCIAL SERVICES LIMITED

Edelweiss Financial Services Limited is a diversified financial services conglomerate based in Mumbai, founded in 1995 by Rashesh Shah and Venkat Ramaswamy . Operating across credit, insurance (life & general), asset management, and asset reconstruction, the group had consolidated assets under management (AUM) of ~?220,000?crore and employed around 6,000 people, serving over 10?million customers as of FY?25. Despite navigating macroeconomic challenges, the firm raised nearly ?6,000?crore since 2016 to bolster capital, resulting in a net worth of ?5,918?crore as on March?31,?2025 and gearing of ~3.0×. Renowned in alternative asset management and asset reconstruction, the group boasts a leading mutual fund and ARC business, while shifting focus toward retail lending built on an asset-light co-lending model.

Total Annual Revenue

1027.68 Cr (FY 2024)

Year of Inception

1995

Industry

Corporate

Head Office

MUMBAI

Type of Issuer

Corporate

Current MD/CEO

Mr. Rashesh Chandrakant Shah

Credit Rating / Outlook

A+ STABLE

CRISIL

Rating Rationale

Rating Date: 09-Jan-2025

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with A credit rating are considered to have an adequate degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry low credit risk.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

EDELWEISS FINANCIAL SERVICES LIMITED

Security Name

9.12% EDELWEISS FINANCIAL SERVICES LIMITED Secured Rated Listed NCD Maturity 7-Oct-2028

ISIN

Copy

INE532F07IA3

Face Value

₹ 1,000

Coupon Rate

9.12%

Coupon Type

FIXED

Payment Terms

Monthly

Maturity Date

7-Oct-2028

Clean Price

₹ 97.36

Dirty Price

₹ 97.69

Current Yield

9.3671%

Yield to Maturity

10.6311%

Mode of Issue

Public Placement

Date of Issue

7-Oct-2025

Listed

Yes

Instrument Type

Taxable

Security

Secured

Seniority

SENIOR

Perpetual

Trustee Details

Beacon Trusteeship Limited

5W, 5th Floor, The Metropolitan, Bandra Kurla Complex,Bandra (East), Mumbai, Maharashtra, India, 400051

Registrar Details

KFIN TECHNOLOGIES LIMITED

301, The Centrium, 3rd Floor, 57, Lal Bahadur Shastri Road, Nav Pada, Kurla (West), Kurla,Mumbai, Maharashtra, India, 400070

Looking For More Information ?

Download Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 15G/15H to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: KFIN TECHNOLOGIES LIMITED 301, The Centrium, 3rd Floor, 57, Lal Bahadur Shastri Road, Nav Pada, Kurla (West), Kurla,Mumbai, Maharashtra, India, 400070

Units

Investment Amount

₹ 97,686.42

Total Returns

₹ 29,679.54

Total Receivable

₹ 1,27,365.96

Cashflow Timeline

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FAQs about EDELWEISS FINANCIAL SERVICES LIMITED bonds

How to buy this EDELWEISS FINANCIAL SERVICES LIMITED bond online?

You can invest in bonds online in under 5 minutes. To buy EDELWEISS FINANCIAL SERVICES LIMITED bond online follow the steps below:

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Pay online via payment gateway and receive bond units in your demat account

What is the yield of this EDELWEISS FINANCIAL SERVICES LIMITED bond?

10.6311% is the current yield of this EDELWEISS FINANCIAL SERVICES LIMITED bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this EDELWEISS FINANCIAL SERVICES LIMITED bond is 10.6311%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this EDELWEISS FINANCIAL SERVICES LIMITED bond?

To redeem this EDELWEISS FINANCIAL SERVICES LIMITED bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this EDELWEISS FINANCIAL SERVICES LIMITED bond is generally simple and straightforward. Contact our support team for more information.

Is this EDELWEISS FINANCIAL SERVICES LIMITED bond tax-free?

No, this EDELWEISS FINANCIAL SERVICES LIMITED bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this EDELWEISS FINANCIAL SERVICES LIMITED bond before the maturity date?

Yes, it is possible to sell this EDELWEISS FINANCIAL SERVICES LIMITED bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

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The information shown on the website should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products/services of GSPL or any product/services of its third-party client(s). The user should act and rely on the information/data shown on the website only after understanding all associated risk parameters. Any action/decision taken by the user on the basis of the information shown on this website shall be the sole responsibility of the user. Neither GSPL nor its directors, employees, associates, representatives, or agents shall be liable for any damages whether direct, indirect, special, or consequential including lost revenue or lost profits that may arise to the user from or in connection with the use of the information/data shown on this website.

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Cashflow Timeline

Timeline

Total Receivable*

Net Receivable**

2025

₹ 1,374.25

₹ 1,236.83

01 Dec

Interest

₹ 1,374.25

Interest

₹ 1,236.83

2026

₹ 9,120.04

₹ 8,208.02

2027

₹ 9,120.04

₹ 8,208.02

2028

₹ 1,07,751.63

₹ 1,06,976.46

* The interest amount is paid as per total invested face value (₹ 1000) and annual coupon rate of 9.12%.

** The net interest receivable is after 10% TDS for Indian Residents. However for NRI 30% TDS is deducted. The deducted TDS can be claimed while filing ITR.

Highlights

Company Financials

Ratio Analysis

About Issuer

EDELWEISS FINANCIAL SERVICES LIMITED

Credit Rating / Outlook

Other Important Details & Disclosures

Taxation

How to buy this EDELWEISS FINANCIAL SERVICES LIMITED bond online?

What is the yield of this EDELWEISS FINANCIAL SERVICES LIMITED bond?

Is it safe to invest in bonds?

How to redeem this EDELWEISS FINANCIAL SERVICES LIMITED bond?

Is this EDELWEISS FINANCIAL SERVICES LIMITED bond tax-free?

Can I sell this EDELWEISS FINANCIAL SERVICES LIMITED bond before the maturity date?

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Filling complaints on SMARTODR & SCORES - Easy & Quick

Cashflow Timeline