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GoldenPi: Buy Bonds, Debentures & Other Fixed Income Assets

Interest Payments and Returns

Once a Bond matures, how do I get my money back?


Upon maturity, the principal and final accrued interest are credited directly to your primary bank account linked with your demat account, requiring no manual redemption request from you.

How it works

On the designated maturity date, the issuer's Registrar and Transfer Agent (RTA) automatically processes the redemption payout based on NSDL or CDSL depository records. The funds typically reflect in your registered bank account on the same day or within one to two working days, depending entirely on standard banking settlement cycles. You can easily verify this automated credit transaction through your official bank account statement or by checking your updated NSDL or CDSL Consolidated Account Statement (CAS).
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