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Investment Opportunity in Embassy Group Company

Earn up to 13.04% p.a.

Invest Now

Invest in Gold Loan Backed Bonds from Muthoottu Mini Financiers Ltd.

Earn up to 11.10% p.a

Invest Now

Investment Opportunity in Embassy Group Company

Earn up to 13.04% p.a.

Invest Now

Invest in Gold Loan Backed Bonds from Muthoottu Mini Financiers Ltd.

Earn up to 11.10% p.a

Invest Now

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Home   >   NCD IPO   >   NAVI FINSERV LIMITED    
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NAVI FINSERV LIMITED
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No Current IPO issue is available for NAVI FINSERV LIMITED

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Strong capitalisation: net worth improved to ₹3,219 Cr as on Jun '25 (₹3,163 Cr : Mar’25; ₹2,934 Cr: Mar '24), with comfortable gearing of 2.4x & CRAR of 26.9%.

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Diversified Funding: 58 lenders; borrowings include term loans (39%), NCDs (34%), PTCs (17%), CP (7%) and others, with declining reliance on parent funding.

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Tech-Driven Operations: Fully digital lending platform for seamless loan processing.

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Strong liquidity: +ve ALM across all buckets, supported by ₹2,838 Cr of unencumbered cash and liquid investments against ₹2,596 Cr near-term obligations.

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Ratio Analysis

0.23
Net NPA
Good
Benchmark: Lower than 3%
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28.42
Capital Adequacy Ratio
Good
Benchmark: Minimum 14%
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2.29
Operating Cash Flow to Equity Ratio
Good
Benchmark: Maximum 12 times
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2.02
Interest Coverage Ratio
Good
Benchmark: Minimum 2
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Credit Rating / Outlook

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AA/STABLE CRISIL

Returns upto

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Closes on*tooltip

4-Mar-2026

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GoldenPi Securities Pvt Ltd

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No. 36/5, 2nd Floor, Hustlehub Tech Park,
Sector 2, HSR Layout,
Bengaluru, Karnataka - 560102


Contact Us: 080-45685666

CIN: U65990KA2022PTC164941

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The information provided on this page including issuer details, ISIN data, credit ratings, and financial metrics is for informational purposes only. It is spruced from public documents like Information Memorandum (IM), credit rating rationale, and other market disclosures.

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