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I am an investor balancing risk and return.

I am comfortable taking some risk for moderately higher returns. I can tolerate short-term fluctuations but want to avoid major losses. My aim is a blend of safety and yield, with a medium to long-term outlook (3–5 years).

I am comfortable with:
Moderate credit and interest rate risk Some exposure to lower-rated bonds or longer durations Mild volatility
Example instruments:

AA/A Rated Corporate Bonds, Tax-free Bonds

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Issuer Logo

PAISALO DIGITAL LIMITED

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Cloases Icon

Closes on* tooltip

17-Aug-2026

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Returns Upto*

10.46%

IPO Min investment

Min Investment

₹ 10,000

Credit Rating

Credit Rating

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AA/STABLE IVR

Select Series

SeriesReturnsTenurePayoutCoupon
Series V10.46%60 monthsMonthly10%
Series VI10.46%60 monthsYearly10.47%
Series III9.92%36 monthsMonthly9.5%
Series IV9.91%36 monthsYearly9.92%
Series II9.53%24 monthsMonthly9.15%
Series I9.38%18 monthsMonthly9%

How Online Bond IPO Works ?

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No KYC Required

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Apply in 5 mins

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IPO series

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Enter Demat
& UPI details

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your Demat

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for the IPO

Company Financials

AUM

Net Worth

PAT

Cash & Cash Eq.

Important disclaimer

Ratio Analysis

0.61
Net NPA
Good
Benchmark: Lower than 3%
0.76
Gross NPA
Good
Benchmark: Lower than 5%

Important disclaimer

Compare with FD

Compare with FD

Axis BankHDFC BankICICI BankKotak Mahindra BankState Bank of IndiaPunjab National Bank
Bank Deposit
6.80% *
Bond
10.46%
10 Lac Invested could earn ₹ 1,83,000 more in 5 years

About Issuer

PAISALO DIGITAL LIMITED

Paisalo Digital Limited, an NBFC, extends financial services and loans to rural and semi-urban sectors in India, employing a high-tech, high-touch strategy. Utilizing artificial intelligence and machine learning, it provides seamless loans via its mobile app and widespread distribution network. With 8 lakh women borrowers and 34 lakh lives touched, it operates across 18 states with 1944 touchpoints. 


Partnering with 5 co-lending banks, the company ensures low-cost funds. Its robust financial performance includes INR 42,280 million in assets under management, INR 4,635 million in revenue, and INR 1,424 million in profit after tax as of Q3 FY 2024. Additionally, it maintains a commendable net non-performing asset ratio of 0.02% and a robust capital adequacy ratio of 37.82%.




Total Annual Revenue

917.4 Cr FY (2025-26)

Year of Inception

1992

Industry

NBFC Retail

Head Office

NEW DELHI

Type of Issuer

Corporate

Current MD/CEO

Mr. SUNIL AGARWAL

Credit Rating / Outlook

Other Important Details & Disclosures

Taxation

Apply for IPO

Series V10.46% | Monthly | 60 months

Total Investment

₹ 10,000

Indicative Interest tooltip

₹ 4,999.98

Cashflow Timeline cashflow-arrow

Select your risk profile suiting your investment requirement

risk profile

Low Risk

Low Returns

risk profile

Moderate Risk

Moderate Returns

risk profile

High Risk

High Returns

selected profile

I am an investor balancing risk and return.

I am comfortable taking some risk for moderately higher returns. I can tolerate short-term fluctuations but want to avoid major losses. My aim is a blend of safety and yield, with a medium to long-term outlook (3–5 years).

I am comfortable with:
Moderate credit and interest rate risk Some exposure to lower-rated bonds or longer durations Mild volatility
Example instruments:

AA/A Rated Corporate Bonds, Tax-free Bonds

You can update your risk profile anytime from your profile

Are you sure you want to logout?

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Incorrect Details

We regret to inform you that our platform currently
supports only resident Indian applicants.
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Enter number of units

Units

Total Investment

₹ 10,000

Apply IPO through ASBA Process

Request IPO application form. It will be sent to your registered email Id
Fill in the form with required details along with your signature
Send a scanned copy of the signed form to Customer Support at GoldenPi via email for bidding
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Customer Support

080-45685666

contact-us@goldenpi.com

Our working hours are 9:00 am to 6:30 pm from Monday to Friday.

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Important Disclaimer

The information provided on this page including issuer details, ISIN data, credit ratings, and financial metrics is for informational purposes only. It is spruced from public documents like Information Memorandum (IM), credit rating rationale, and other market disclosures.

This information is last updated on 11-Aug-2026 Even though reasonable care is taken to ensure accuracy, no assurance is given its completeness or timeliness. It should not be interpreted as investment advice or recommendation to buy, sell, or hold any security. Investors are encouraged to carry out their own due diligence and risk assessment.

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