Keertana
Senior Secured Bond
- 12.00%
- 11M
- BBB+
- 1.1x
Reasons to invest
Experienced Promoter: Founder Padmaja Gangireddy has extensive experience in microfinance, gold loans and other retail lending businesses, supporting the company’s growth.
Strong Capitalization: The promoters have consistently demonstrated their long-term commitment by infusing over INR 150 crore of equity annually during FY23–FY25, followed by additional capital infusions of INR 50 crore in Jul'25 and INR 105 crore in Nov'25.
Gold Backed: Over 90% of AUM comprises gold-backed loans, ensuring a well-collateralized loan book.
Improving Business Focus: The company plans to focus on gold loans and discontinue growth in non-gold segments, which is expected to support improvement in overall asset quality and profitability.
Key highlights
1.1x Security Cover
Every ₹1 you invest is secured by ₹1.1 of pledged assets as collateral
Senior Secured Bond
You get repaid on priority first from pledged assets if the borrower defaults
Rating
High rated bond with 100% on time repayment track record
Payout Mechanism
- Monthly Interest
- Principal At Maturity
Historic performance on GoldenPi
₹65 Cr
Repaid
12 K+
Investors
100% On Time
Repayments
Company Information
Documents and More
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