TATA CAPITAL LIMITED

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INE306N07NS8 is Out of Stock

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INE306N07NS8 - Bond Details

Returns (YTM)

N/A

Min. Investment

N/A

Remaining Tenure

2Y 29Days

Payment Terms

Yearly

Highlights

Credit Rating

CRISIL AAA/STABLE

Seniority

SENIOR

Security

Secured

Default History

Zero

Strong Parent Support : Backed by the strong ownership and continued capital support of Tata Sons, the company benefits from its position as the Tata Group’s primary lending platform

Moderate Operations : The company has built a strong nationwide presence with 1,477 branches across 27 states and union territories, while consolidated AUM grew to ~INR 2.52Lakh crore in FY2026 from ~INR 2.22Lakh crore in FY2025.

Company Financials

PAT

AUM

Net Worth

Cash & Cash Eq.

Important disclaimer

Ratio Analysis

1.15

Net NPA

Good

Benchmark: Lower than 1.5%

2.61

Gross NPA

Good

Benchmark: Lower than 3%

18.96

Capital Adequacy Ratio

Good

Benchmark: Minimum 14%

4.21

Debt to Equity Ratio

Good

Benchmark: Maximum 6 Times

Important disclaimer

About Issuer

Tata Capital is controlled by a holding company Tata Sons Limited being registered under the Reserve Bank of India as a Non-Banking Financial Company accepting Non-Deposits. Giving away services from the past 15 years such as Credit Cards, Investment Banking, Commercial Finance, Private Equity, and Consumer loans falling under the umbrella of the Investment and Financial Service sector.

Having based out in Mumbai, there are around 100 branches spread across the country. Ranking as one of the 3rd top NBFCs in India, and has 2.5 million and more customers. The most trusted entity among consumers offering financial solutions to retail, institutional, and corporates.

Total Annual Revenue

Rs13309.11 Cr (FY 2024)

Year of Inception

1991

Industry

NBFC Corporate

Head Office

Mumbai

Type of Issuer

Corporate

Current MD/CEO

Mr. Rajiv Sabharwal

Credit Rating / Outlook

AAA STABLE

CRISIL

Rating Rationale

Rating Date: 02-Sep-2024

AAA STABLE

ICRA

Rating Rationale

Rating Date: 29-May-2024

Credit rating by different rating agencies indicates the bond issuer’s ability to repay its debt obligations. A bond can be rated by one or more SEBI registered credit rating agencies e.g. CRISIL, CARE, ICRA, IND, BWR, ACUITE, INFOMERICS.
Bonds/NCDs with AAA credit rating are considered to have the highest degree of safety regarding timely servicing of debt obligations. Such Bonds/NCDs carry lowest credit risk.
Stable Outlook suggests that the rating is unlikely to change significantly in the near to medium term, indicating a stable credit profile of the issuer.

Other Important Details & Disclosures

Issuer Name

TATA CAPITAL LIMITED

Security Name

8.098% TATA CAPITAL LIMITED Secured Rated Listed NCD Maturity 22-Jan-2027

ISIN

Copy

INE306N07NS8

Face Value

₹ 1,00,000

Issued FV

₹ 1,00,000

Coupon Rate

8.098%

Coupon Type

FIXED

Payment Terms

Yearly

Maturity Date

22-Jan-2027

Clean Price

₹ 101.03

Dirty Price

Current Yield

8.0156%

Yield to Maturity

7.5501%

Mode of Issue

Private Placement

Date of Issue

28-Nov-2023

Listed

Yes

Instrument Type

Taxable

Security

Secured

Seniority

SENIOR

Perpetual

Trustee Details

Vistra ITCL (India) Limited

Registrar Details

TSR Darashaw Private Limited

6-10, Haji Moosa Patrawala Ind. Estate 20, Dr. E. Moses Road Mahalaxmi Mumbai 400011

Looking For More Information ?

Download Prospectus

Taxation

10%

TDS on Interest Income*

*Given TDS is indicative and fully claimable while filing ITR. The interest income from this bond will be taxable and will appear in the additional source of income in your ITR. Please consult your tax advisor for precise taxation details
As a listed bond, it is subject to capital gains tax based on the holding period. A holding period of less than 1 year qualifies as short-term, while more than 1 year qualifies as long-term.
You can submit your Form 121 to the registrar and debenture trustee of the bond to avoid the TDS deduction. Download Form

Registrar details: TSR Darashaw Private Limited 6-10, Haji Moosa Patrawala Ind. Estate 20, Dr. E. Moses Road Mahalaxmi Mumbai 400011

This bond is
currently out of stock

Download Cashflow

FAQs about TATA CAPITAL LIMITED bonds

How to buy this TATA CAPITAL LIMITED bond online?

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What is the yield of this TATA CAPITAL LIMITED bond?

undefined% is the current yield of this TATA CAPITAL LIMITED bond. A bond’s current yield indicates the annual return based on its current market price and annual coupon payment.
In addition to current yield, the yield to maturity (YTM) of this TATA CAPITAL LIMITED bond is undefined%, which indicates the total expected return if the bond is held till the maturity date. It is calculated using the XIRR method considering current price, face value, coupon payments, and time to maturity.

Is it safe to invest in bonds?

Investing in bonds is relatively a safer option but it depends on factors like:

The creditworthiness of the issuer indicated by the credit rating
The debt quality of the bond indicated by its seniority and security
Your investment goals and risk appetite

If you are an existing bond investor and want to sell your bond holdings before maturity, you can do so through the secondary market. This can be done either through exchanges such as BSE or NSE, or you can also request a quote from your relationship manager at GoldenPi.

How to redeem this TATA CAPITAL LIMITED bond?

To redeem this TATA CAPITAL LIMITED bond, bond, kindly first check its redemption value and redemption schedule. This can be found by downloading the cash flow from the “Calculate Your Returns” section of this page or by contacting the support team at GoldenPi.
Once you buy this bond, the units would be reflected in your demat account.
Upon maturity, the bond units held in your demat account will be automatically debited on the maturity date, and if the maturity date falls on a bank holiday, the redemption amount will be paid out on the next working day.
The funds will be credited to the bank account linked to your demat account. The process of redeeming this TATA CAPITAL LIMITED bond is generally simple and straightforward. Contact our support team for more information.

Is this TATA CAPITAL LIMITED bond tax-free?

No, this TATA CAPITAL LIMITED bond is not tax free. The interest income received from these bonds will be treated as “income from other sources” in the ITR and the tax will be calculated as per your income tax slab.

To know more about taxation in detail please read this article: https://goldenpi.com/blogessentials/bond-market/taxation-on-gains-from-bond-investments/

Can I sell this TATA CAPITAL LIMITED bond before the maturity date?

Yes, it is possible to sell this TATA CAPITAL LIMITED bond before maturity. However, as the sale process happens in the secondary market, the price can be determined by a variety of factors, including interest rates, credit ratings, company performance, and market demand.

To know more about the sale process, contact us at https://goldenpi.com/contact-us

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Risk Disclosure & Regulatory Information

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TATA CAPITAL LIMITED

TATA CAPITAL LIMITED

INE306N07NS8 - Bond Details

Highlights

Company Financials

Ratio Analysis

About Issuer