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Unifinz

Senior Secured Bond

2% Sold
13.60%
14M
BBB-
1.1x
Sold 2%

Reasons to invest

  • Strong Capitalisation: Unifinz reported net worth of INR 164 Cr and gearing of 1.7x as of March 2026, supported by equity infusion and internal accruals.

  • Moderate profitability: Unifinz’s net profit rose to INR 87.1 Cr in FY26, with RoMA improving to 27.3%

  • Pan-India Presence: Strong nationwide reach across 22 states, 9,000+ PIN codes and 350+ cities, supported by a team of 450+ employees.

Key highlights

  • 1.1x Security Cover

    Every ₹1 you invest is secured by ₹1.1 of pledged assets as collateral

  • Senior Secured Bond

    You get repaid on priority first from pledged assets if the borrower defaults

  • Rating

    High rated bond with 100% on time repayment track record

  • Payout Mechanism

    • Monthly Interest
    • Principal At Maturity

Historic performance on GoldenPi

  • ₹5 L

    Repaid

  • 1 K+

    Investors

  • 100% On Time

    Repayments

Returns Calculator

Investment Amount
₹ 29,450.38
Total Returns13.60% YTM
+ ₹ 4,398.85
Total Receivable
₹ 33,849.24

Company Information

About the Issuer

Strength / Weaknesses

Company Financials

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Documents

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