Question 1

What is the tenure for investing in a Bajaj Finance FD?

Accepted Answer

At Bajaj Finance, you’ll find flexible tenure options for all customers. Such options enable investors to choose a duration ranging from 12 to 60 months. The interest rate for each investment varies depending on the chosen tenure. Apart from this, Bajaj Finance offers special returns for specific tenures of 15, 18, 22, 30, 33, 42, and 44 months.

Question 2

What is the minimum amount for investing in a Bajaj Finance FD?

Accepted Answer

The minimum investment amount for a fixed deposit with Bajaj Finance is Rs. 15,000.

Question 3

Can I withdraw my FD before maturity?

Accepted Answer

Absolutely! Here at Bajaj Finance, we offer a premature withdrawal option for all the depositors. Bajaj Finance also allows them to close their FDs before the scheduled maturity date. However, premature FD withdrawal could result in a penalty charge, loss of interest rates, or both.

Question 4

What additional details are required by Bajaj Finance?

Accepted Answer

In every application, Bajaj Finance requires some additional details to keep a record. Here as follows:

Personal details
Address
Nominee Details
Professional Details
Disclaimer

Question 5

How many deposits can I make with Bajaj Finance Fixed Deposits?

Accepted Answer

At Bajaj Finance, there is no particular limit to the number of deposits. It is easy, free, and you can make as many deposits as you want.

Question 6

How much can be deposited in a fixed deposit?

Accepted Answer

Every customer looking to make deposits on a fixed deposit can invest between Rs. 15,000 and Rs. 1,00,00,000 with Bajaj Finance.

Question 7

Will any special rates be applicable for specific categories of applicants?

Accepted Answer

Yes! There are special offers available for senior citizens, specifically individuals aged 60 years or older. They can avail of additional interest of up to 0.25% p.a., which will be provided on the deposited amount of up to Rs. 5,00,000.

Question 8

When will my interest amount be paid?

Accepted Answer

At Bajaj Finance, various tenures are followed. If you've non-cumulative interest, here are the tenures:

Non-cumulative interest options:
- Monthly Option: Interest is paid at the end of each month, starting from the month the FD is initiated.
- Quarterly Option: The interest is paid at the end of each quarter of the year.
- Half Yearly Option: Your interest is paid at the end of each financial half-year.
- Annual Option: Interest payments are initiated at the end of each financial year.
Cumulative scheme options:
- The interest is compounded annually.
- Maturity amount subject to applicable tax deductions.
- Your interest is paid at maturity along with the principal amount.

Question 9

Is Bajaj Finance FD safe?

Accepted Answer

100% yes! The investments made in Bajaj Finance FD are absolutely safe and secure. The interests and deposit value hold the highest credit ratings of [ICRA] AAA (Stable) and CRISIL AAA/STABLE, which signify simple and safe payments made at minimal risk.

Question 10

Can I get monthly interest on an FD?

Accepted Answer

Yes! If you opt for a non-cumulative monthly scheme on your FD, you’ll receive monthly interest earnings. Not only that, but you can also enjoy the flexibility of using periodic interest payments for daily expenses only with Bajaj Finance’s schemes.

Question 11

What are the minimum and maximum investment tenures in year 2026?

Accepted Answer

At Bajaj Finance, you can opt for a tenure of 12 months at the minimum to 60 months at the maximum level.

Question 12

Is it good to invest in Bajaj Finance FD?

Accepted Answer

Fixed Deposits have become a popular and reliable method in terms of saving money in India. It’s simply because of their low threat nature, maximum tax benefits and guaranteed interest rates. Such investments are safe and trusted, with easy account opening procedures. Along with that, Bajaj Finance has the highest credit rating of CRISIL AAA/STABLE and [ICRA]AAA(STABLE), which enables it to offer competitive FD rates. Depositors who are 60 years of age or above can earn up to 8.60% p.a. You can start investing with a minimum investment amount of Rs. 15,000 with an easy application process.

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