High Collection Efficiency & Asset Quality: 99% collection efficiency across pools; zero 90+ dpd delinquencies ensuring portfolio stability.
Solid Capital & Liquidity Position: CAR improved to 34.0% (H1 FY25); ₹1,896 crore in cash reserves.
Strong Investor Confidence & Credit Ratings: [ICRA]AA (Stable) rating with 50-76% credit enhancement on securitized loans.
Expanding Market Reach & Strategic Partnerships: 200+ branches across major states, growing co-lending network with 10+ banks.
Experienced Management & Ownership Stability: Rebranded post Indiabulls Housing Finance exit, under new leadership since 2021.