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DHANI LOANS AND SERVICES LIMITED
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About Issuer

DHANI LOANS AND SERVICES LIMITED

Dhani loans and Services limited is a subscription-based technology company. The company operates under Dhani Services Limited which is a consumer business. The company operates its mobile application Dhani (Dhani App) through which it provides digital healthcare and digital transactional finance to its customers. They have also issued a card called Dhani OneFreedom Card which is been accepted by over 10 million merchants in either of the ways, digital or physical.

  • As of September 30, 2021, there were approximately 1.32 million subscribers to the Dhani OneFreedom Card
  • Employee base: 14,000+ 
  • Number of branches: 133 branches over 900 cities

Strengths

  • Strong Brand recognition
  • World wide reach
  • Technical use for assessing loan products
  • Robust risk management framework
  • Robust Balance Sheet with strong capital adequacy

Balance Sheet

  • Net Interest Income- 845.04 Cr
  • Net NPA to total loan size 2.5%




Total Annual Revenue

1,063 Cr (FY 21)

Year of Inception

1994

Industry

NBFC Retail

Head Office

New Delhi

Type of Issuer

Corporate

Current MD/CEO

Mr. Pinank Jayant Shah

Credit Rating / Outlook

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