Issuer Logo
IIFL SAMASTA FINANCE LIMITED
Bell Icon

No Current IPO issue is available for IIFL SAMASTA FINANCE LIMITED

Notify Me

Thumbs Up

Strong Credit Enhancement: Total credit enhancement of ~6.5x the estimated pool losses (4.25%), including 6% cash collateral (Rs. 4.37 crore) and 10% principal subordination.

Thumbs Up

Granular Loan Pool: 18,925 contracts with no single loan exceeding 0.01% of the pool principal, minimizing concentration risk.

Thumbs Up

Zero Overdues: Pool filtered to exclude overdue contracts, ensuring 100% current repayment status at cutoff.

Thumbs Up

Seasoned Portfolio: Pool amortized by 19% with no delinquencies post-disbursement, reflecting borrower reliability.

Thumbs Up

Experienced Originator: IIFL Samasta has 17+ years of microfinance operations and a Rs. 11,556 crore portfolio (as of Dec 2024).

Company Financials

Revenue

PAT

Debt

Net Worth

[object Object]

Important disclaimer

Ratio Analysis

23.99
Capital Adequacy Ratio
Good
Benchmark: Minimum 14%
cashflow-arrow
4.82
Operating Cash Flow to Equity Ratio
Good
Benchmark: Maximum 12 times
cashflow-arrow
1.56
Interest Coverage Ratio
Risky
Benchmark: Minimum 2
cashflow-arrow

Important disclaimer

About Issuer

Credit Rating / Outlook

no-ipo-series

Currently, No issue available for IIFL SAMASTA FINANCE LIMITED.

Check Out other IPOs on GoldenPi

close_button