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Exclusive Webinar with CEO's on 'Gold Loan Backed NCDs Explained'

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Invest in Gold Loan Backed Bonds from Muthoottu Mini Financiers Ltd.

Earn 11.27% p.a

Invest Now

Exclusive Webinar with CEO's on 'Gold Loan Backed NCDs Explained'

Register

Invest in Gold Loan Backed Bonds from Muthoottu Mini Financiers Ltd.

Earn 11.27% p.a

Invest Now

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Home   >   Faq   >   Bonds and NCDs   >   What are NCDs? Explain the difference between Bonds and NCDs.    

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Bonds and NCDs

What are NCDs? Explain the difference between Bonds and NCDs.

NCD stands for Non-Convertible Debentures. NCDs are debt instruments that provide fixed returns. NCDs are issued by Corporates to raise capital.

NCDs and Bonds are both debt instruments that return fixed income to the investor. The few differences between NCDs and Bonds are listed below.

  • NCDs are issued by Corporates, whereas Bonds are issued by Government entities.

  • In most cases, NCDs offer a higher interest rate than Bonds and are secured while NCDs can be secured or unsecured.

  • Bonds are considered senior debt securities; hence during liquidation, bondholders are paid first and then debenture holders.

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