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What are Corporate Bonds

What are Corporate Bonds?

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Corporate Bonds are debt securities regulated by SEBI and issued by corporations to raise capital from investors.
These bonds offer higher yields compared to other fixed income securities, offering relatively attractive returns to investors.

What it means?

Debt Security

Yield

Fixed Income Security

Returns as high as 15%

Flexible maturity options

Diversify your portfolio

Regular and stable growth

Invest in Corporate Bonds in 3 easy steps

  • Step 1
    Complete your KYC
  • Step 2
    Choose the right Corporate Bond
  • Step 3
    Make payment to Invest

Milestones

10 Lac+

registered users & growing

₹4,000 CR

worth of bonds available on the platform everyday

₹4,000+ CR

total transaction through our platform

Why invest in Corporate Bonds with GoldenPi?

100% Online

Seamless Investment process

In-depth Product Information

Review all information before you invest

SEBI Registered

Registered debt broker and OBPP license holder

Hear it from our Happy Customers

Phaniraj D G

Hassle free investment. One place for all type of bonds. We can choose as per our risk. GoldenPi team is very co-operative and quick in responding.

Neeraj Sharma

Extremely convenient platform assisted with superb executives like I was always guided by Mr Allan with his experience and knowledge. Thank you so much Mr Allan.

Reenu Jojy Mathew

It is a seamless experience now for buying NCDs and Bonds with no hidden costs or service charges.

Latha Abhimannue Thayyil

The details explained by the personal manager was very helpful and useful. Response for each each call was immediate ,Proper guidance all make the profesional touch I wish them Best wishes.

Harish Iyer

Fantastic Team, superb website, unarguably the best website to buy bonds from. Regarding the Team: Every process is clearly explained, with patience and on time, and a person concerned would be assisting you throughout the buying process – right from choosing the bond to paying for the bond, & finally, getting the bond unit credited to the demat account.

Read all Reviews

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FAQs about investment in Corporate Bonds

What are Corporate bonds and debentures?

Bonds and debentures are debt investment instruments with a Fixed Rate of Return and Fixed Maturity Period. While Bonds are securities that are mostly issued by the government, debentures are always issued by corporations.
Bonds and Debentures are issued by these entities to raise money from investors as loans used to fulfill business objectives like entering new markets, starting a new project, or scaling existing businesses. For every bond/debenture issue, fixed interest payments (Coupons) are made regularly on pre-specified dates. The principal loan amount(face value per unit of Bond/ Debenture) is paid back on the pre-specified maturity date.

Why should I invest in Bonds?

Bonds can be an attractive investment option for investors seeking stable income and portfolio diversification.
Here are a few potential benefits:

  • Most bonds offer fixed coupon payouts at regular intervals.
  • Depending on the issuer and credit rating, certain bonds may offer higher yields compared to traditional savings instruments like Fixed Deposits.
  • Bonds can help balance your portfolio by adding relatively stable income-generating instruments.
  • Bonds are available across different credit ratings, from AAA-rated (relatively safer) to lower-rated high-yield bonds, allowing investors to choose based on their risk appetite

Why should I choose bonds over fixed deposits?

Both bonds and fixed deposits (FDs) are considered relatively safer investment options, but they differ in terms of returns, liquidity, and tax treatment.
Here are a few points to consider:

  • Certain bonds may offer higher coupon rates than traditional FDs, depending on the issuer, credit rating, and tenure.
  • Many listed bonds can be traded in the secondary market, giving you an opportunity to exit before maturity.
  • While interest on most bonds is taxable (like FDs), certain notified bonds such as Section 54EC Capital Gains Bonds and tax-free PSU bonds may offer specific tax benefits under prevailing income tax laws.

Disclaimer: Bonds carry varying degrees of credit and market risk depending on the issuer and rating. Returns and liquidity are not guaranteed and may differ from traditional FDs. Investors are advised to assess their risk appetite and consult their financial or tax advisor before investing.

Can there be any risk in Bond Investment?

Considering the Risk Pyramid, Bonds fall into the category of low-risk securities just like Fixed Deposits. There are a couple of risks involved.

  • Default risk: The loss that an investor faces when issuer defaults(fail to return principal amount or Interest payments or both)
  • Liquidity risk: This loss comes into picture only when an investor wants to sell bonds before maturity. This loss is incurred by the investor when he/she finds no buyer for their bonds and hence sells them at a discount.
  • Interest-rate Risk: If interest rates increase, the price of the Bond decreases. At this time, the investor wants to sell the bonds he/she has to sell at a discount price. However, the flip side is that, if the interest rates in the economy decrease, bonds’ selling price will increase. At such a time, an investor can make capital gains by selling his bonds at a premium to his buy price.

Why should I invest in corporate bonds in 2026?

Corporate bonds typically offer interest payouts, tradability on exchanges, and accessibility through regulated platforms. They also fall under different tax treatments depending on tenure and investor profile. Risk levels vary by issuer rating.

What are corporate bonds?

Corporate bonds are debt instruments issued by companies to raise capital. Investors lend money to the company and, in return, receive fixed or floating interest and the principal amount at maturity.

How to invest in corporate bonds in 2026?

Corporate bond investments can be made online through platforms like GoldenPi. As an investor, you may visit the platform, complete KYC, browse available bonds, and lastly make the payment. Next, the bonds are credited directly to your linked demat account.

Is GoldenPi SEBI registered?

Yes, GoldenPi is a SEBI-registered Debt Broker and an OBPP (Online Bond Platform Provider) license holder. Through GoldenPi, you can legally invest in corporate bonds in India.

Are corporate bonds safe?

The risk of corporate bonds depends on the issuing company’s financial strength. Usually, bonds with higher credit ratings (AAA/AA) carry lower default risk. In contrast, lower-rated or high-yield corporate bonds offer higher returns with higher risk. As an investor, you may always review credit ratings and issuer fundamentals before investing.

How often do corporate bonds pay interest?

Usually, corporate bond interest payouts are flexible. Most bonds offer monthly, quarterly, semi-annual, or annual interest options. When investing, you can choose the payout frequency that best matches your income needs and cash flow preferences.

Last updated: 13-02-2026

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