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Introduced under the Digital India initiative, DigiLocker is a secure platform that stores your important documents in digital form. With your consent, financial institutions can instantly access and verify documents such as Aadhaar, PAN, and Driving License directly from government sources.
Since accurate KYC information is essential for investing, trading, and opening financial accounts, learning how to refresh your KYC online through DigiLocker is important.
This guide on DigiLocker tutorials for KYC explains how to refresh your KYC online and why timely DigiLocker KYC updates are important. We also cover how to sign up for DigiLocker to help beginners understand this process better.
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Invest NowWhat is the DigiLocker KYC Update?
A DigiLocker KYC update refers to updating or refreshing your identity or address information stored in your DigiLocker account. Since DigiLocker fetches documents directly from issuing authorities like UIDAI (Aadhaar) or the Income Tax Department (PAN), updating your KYC details ensures you always have the latest verified documents available for any digital KYC process.
You may need to update your DigiLocker KYC when:
- You changed your address
- You updated details on Aadhaar (mobile number, address, date of birth)
- Your PAN details were corrected
- You want to refresh the data to match your most recent KYC
Updating DigiLocker ensures your KYC document update online is smooth and instantly accessible.
If you are searching for how to update Aadhaar in DigiLocker, the steps below provide a clear process to refresh your details directly from official sources.
How to add Aadhaar in DigiLocker?
Here’s a quick guide on how to update personal details in DigiLocker:
- Step 1: Go to the DigiLocker website at https://www.digilocker.gov.in/web/dashboard
- Step 2: Click on ‘Login/Register’ and sign in with your mobile number, password, and OTP.
- log in, Step 3: After you log in, click on the ‘Issued Documents’ option on the left side.
- Step 4: If you want to update Aadhaar in DigiLocker, click on the three dots next to Aadhaar.
- Step 5: Click ‘Refresh.’
- Step 6: Next, give your consent for Aadhaar eKYC authentication and click ‘Update.’
- Step 7: Enter the OTP sent to your Aadhaar-linked phone number and click ‘Update.’ You will see a ‘Document Updated’ message once your DigiLocker KYC update is completed.
The process is the same for all documents, including your PAN Card. However, for some documents like your driver’s license, please ensure that the RTO has updated its databases with the latest information.
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For those using a mobile device, how to update Aadhaar in the DigiLocker app follows the same sequence: access Issued Documents after login, select Refresh, and verify with OTP.
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How to Create a DigiLocker Account?
Now you know how to update personal details on DigiLocker. But what if you don’t have a DigiLocker account yet? We’ve got that covered too. You may follow this simple step-by-step DigiLocker KYC process guide for account opening:
- Step 1: Visit the DigiLocker website or download the app.
- Step 2: Click on ‘Login/Register’ and enter your mobile number.
- Step 3: Enter the OTP sent to your phone number.
- Step 4: Enter your name, date of birth, and gender as they appear on your Aadhaar Card. Set a 6-digit security passcode for your DigiLocker account.
- Step 5: You will see an option to link your Aadhaar Card with your DigiLocker account. This is recommended as it allows automatic retrieval of verified documents from government agencies.
- Step 6: To do this, enter your Aadhaar Number and verify with the OTP received on your linked mobile number.
- Step 7: Post verification, you will be asked to set a unique username for your account.
- Step 8: Log into your account to upload scanned copies of your documents or access them directly from government-approved issuers.
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Why Is It Important to Keep Your DigiLocker KYC Updated?
Here’s why timely KYC document updates on DigiLocker are important:
- Faster approvals for Demat, trading, and mutual fund accounts
When your Aadhaar and PAN are updated in DigiLocker, brokers and AMCs can verify you instantly, making financial onboarding much smoother. - Lower chances of KYC rejection
Updated digital records prevent mismatches in your name, address, or PAN–Aadhaar details, reducing the likelihood of failed or delayed KYC verification. - No delays in investments or withdrawals
With accurate information available for instant verification, transactions like redemptions, purchases, withdrawals, and new applications are processed without unnecessary waiting. - Better protection of your financial identity
Keeping DigiLocker details current ensures only verified information is used, reducing the risk of identity misuse or fraudulent activities. - Compliance with SEBI and RBI rules
Regular KYC updates keep your profile aligned with changing regulatory requirements, helping you stay fully compliant across India’s digital KYC systems.
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Staying Compliant with Digital KYC Updates in India
Keeping your KYC details updated in DigiLocker helps ensure your information is accurate and ready whenever you need to complete online verification. Refreshing your Aadhaar or PAN on time reduces delays, avoids rejections, and makes digital KYC updates smoother across banks, brokers, and investment platforms.
With updated personal details in DigiLocker, you can also sign up easily for a GoldenPi account to start investing in various fixed-income assets like bonds, debentures, and FDs.
Users who have received a new Aadhaar can follow how to update Aadhaar in DigiLocker by initiating the Refresh option after login, ensuring the latest details from UIDAI are pulled in. This DigiLocker KYC update aligns your account with recent changes.
FAQs on DigiLocker KYC Update
You can update your Aadhaar in DigiLocker by following these steps:
A – Log in to the DigiLocker app or website.
B – Go to ‘Issued Documents’ and click on the three dots next to ‘Aadhaar Card.’
C – Select the ‘Refresh’ option.
D – Give consent and enter the OTP for verification.
The process mirrors the website: log in via the app, navigate to Issued Documents, select Aadhaar, choose Refresh, consent to eKYC, and enter OTP for verification.
DigiLocker KYC updates take only a few minutes because the system accesses the current data directly from official government issuers.
Yes, DigiLocker is approved by the Government of India and uses secure digital signatures and encryption to store data. This makes it safe for storing sensitive KYC data.
If you forget your 6-digit DigiLocker password, you can click on ‘Forgot Password’ option on the login page to reset your password. You will be asked to enter your mobile number or Aadhaar number for verification. Once verified, you can set a new password.
No, you don’t have to pay any fees for updating your personal details on DigiLocker. Both signing up and KYC updates are free.
If you receive a new Aadhaar in 2026, you can update it easily. Log in to DigiLocker, go to Issued Documents, click the three dots next to Aadhaar, select Refresh, give consent for eKYC, and enter the OTP from your linked phone. Your details will update instantly from UIDAI.
You can change the phone number linked to DigiLocker by visiting the profile settings after logging in. Enter the new number, verify it with an OTP sent to that number, and confirm the update. This ensures all future OTPS and notifications go to your current mobile.
Disclaimer
Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities and municipal debt securities/securitized debt instruments are subject to credit risks, market risks, and default risks, including delay and/or default in payment. Read all the offer-related documents carefully. This blog/article should not be construed as financial advice or as an offer or recommendation to buy or sell any security or any products/services of/on GoldenPi or any product/services of its third-party client(s). For a detailed calculation of YTM, visit our website. T&C’s Apply.






4 comments
Pf account mein Mera union Bank account add karna chahta hun
Please, can go through this: https://cleartax.in/s/how-to-add-update-bank-account-in-epfo
I updated my KYC details, but DigiLocker still shows the old information. How do I update my KYC details on DigiLocker?
To update your KYC details on DigiLocker, you need to first update your information with the issuing authority — such as UIDAI for Aadhaar or your bank for PAN-linked details. DigiLocker automatically fetches the latest information directly from these official databases. After the update is completed at the source, refresh your DigiLocker account or reissue the document. The updated details will reflect instantly or within a short time.
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